NOT LISTED FOR SALE

320 Elm St Belmont, NC 28012

Estimated Value: $479,000 - $526,000

3 Beds
2 Baths
1,540 Sq Ft
$329/Sq Ft Est. Value

Last Sold February 27, 2024

Last sale price $515,000 $334 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $3,062/month

1 Day on Market

Highlights

  • Traditional Architecture
  • Covered Patio or Porch
  • 1-Story Property
  • Belmont Central Elementary School Rated A-
  • Home Security System
  • Central Air

About This Home

As of February 2024

This property offers a range of standout features that combine convenience and style.

Inside, you'll find an open floor plan- the spacious kitchen features beautiful custom cabinetry and an oversized island- perfect for both cooking and casual dining. Tray ceilings, finish selections and well curated modern fixtures in the living space add a tremendous style points.

The main bed and bath offers a true spacious retreat, boasting a walk in closet, soaking tub and a stunning tile shower for your relaxation and getting ready to walk to town.

A highlight of this property is not only the rear covered porch and fenced yard but the finished two-car garage with epoxy floors, offering secure parking and flexibility for your needs.

Convenience is key with a large laundry room featuring tons of storage and a utility sink, making daily chores a breeze.

Find a rare opportunity to live within walking distance to an amazing town, park and neighbors.

Last Agent to Sell the Property

Mills Davis

Coldwell Banker Realty Brokerage Email: Mills.Davis@cbrealty.com License #312815 Listed on: 01/26/2024

Coldwell Banker Realty

Last Buyer's Agent

Preston Harris

EXP Realty LLC Ballantyne License #334364

EXP Realty LLC Ballantyne

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,879

Year Built

  • Built in 2020

Lot Details

  • Privacy Fence
  • Back Yard Fenced
  • Sloped Lot
  • Property is zoned G-R

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Hardboard

Interior Spaces

  • 1,540 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Laminate Flooring
  • Crawl Space
  • Pull Down Stairs to Attic
  • Home Security System

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Central Air
  • Cooling System Powered By Gas
  • Heat Pump System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 186126

Community Details

Overview

  • Reid Park Subdivision

Recreation

  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,879

Year Built

Built in 2020

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Year Built: 2020
  • Restrictions: No Representation
  • Special Assessment Description: n/a
  • Proposed Special Assessment Desc: n/a
  • Second Living Quarters: Main Level Garage
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 334.42
  • Geocode Confidence: High
  • Attribution Contact: Mills.Davis@cbrealty.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Flooring: Laminate
  • Interior Amenities: Attic Stairs Pulldown
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1540
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator
  • Other Equipment: Other - See Remarks
  • Above Grade Finished Sq Ft: 1540
  • Has Basement: Other
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Insulated Door(s)
  • Living Area: 1540
  • Window Features: Insulated Window(s)
  • Bedroom Main: 3
  • Room Count: 6
  • Sq Ft Other: 387

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard, Privacy
  • Waterfront Features: None
  • Construction Type: Brick Partial, Concrete Block, Hardboard Siding, Shingle/Shake
  • Other Structures: None
  • Patio And Porch Features: Covered, Front Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Garage Faces Side

Utilities

  • Heating: Heat Pump
  • Sewer: Public Sewer
  • Laundry Features: Mud Room, Sink
  • Security: Security System
  • Cooling: Ceiling Fan(s), Central Air, Electric, Gas, Heat Pump
  • Utilities: Cable Available, Electricity Connected, Gas
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Walking Trails
  • Senior Community: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Features: Sloped
  • Lot Size Area: 0.25
  • Lot Size Units: Acres
  • Parcel Number: 186126
  • Development Status: Completed
  • Horse Amenities: None
  • ResoLotSizeUnits: Acres
  • Zoning Specification: G-R

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 26, 2024
Closed on
Feb 27, 2024
Sold by
Moore Chadwick William
Bought by
Harris Lauren Elizabeth and Harris John Preston
Seller's Agent
Mills Davis
Coldwell Banker Realty
Buyer's Agent
Preston Harris
EXP Realty LLC Ballantyne
List Price
$495,000
Sold Price
$515,000
Premium/Discount to List
$20,000
4.04%
Views
28
Current Estimated Value
$506,321

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,679
Avg. Annual Appreciation
-1.04%
Original Mortgage
$495,853
Outstanding Balance
$487,652
Interest Rate
6.66%
Mortgage Type
FHA
Estimated Equity
$18,669

Purchase Details

Listed on
Sep 18, 2020
Closed on
Nov 5, 2020
Sold by
Lki Realty Llc
Bought by
Moore Chadwick William
Seller's Agent
Troy Knight
LKI Realty LLC
Buyer's Agent
Hunter Moll
NorthGroup Real Estate LLC
List Price
$350,000
Sold Price
$340,000
Premium/Discount to List
-$10,000
-2.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.37%
Original Mortgage
$289,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 6, 2020
Sold by
Holmes Joann Bowens and Holmes James Lewis
Bought by
Lki Realty Llc

Purchase Details

Closed on
Aug 25, 1944
Bought by
Bowens Alvin Heirs
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Harris Lauren Elizabeth $515,000 None Listed On Document
Moore Chadwick William $340,000 Chicago Title Insurance Co
Lki Realty Llc $15,000 None Available
Bowens Alvin Heirs -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Harris Lauren Elizabeth $495,853
Previous Owner Moore Chadwick William $289,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/27/2024 02/27/24 Sold $515,000 +4.0% $334 / Sq Ft
01/26/2024 01/26/24 For Sale $495,000 +45.6% $321 / Sq Ft
11/05/2020 11/05/20 Sold $340,000 -2.9% $205 / Sq Ft View Prior Sale
10/02/2020 10/02/20 Pending -- -- --
09/18/2020 09/18/20 For Sale $350,000 -- $211 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,879 $462,920 $33,000 $429,920
2024 $4,879 $462,920 $33,000 $429,920
2023 $4,930 $485,180 $33,000 $452,180
2022 $3,840 $294,230 $15,000 $279,230
2021 $3,957 $294,230 $15,000 $279,230
2020 $202 $15,000 $15,000 $0
2019 $203 $15,000 $15,000 $0
2018 $183 $13,200 $13,200 $0
2017 $178 $13,200 $13,200 $0
2016 $178 $13,200 $0 $0
2014 -- $13,200 $13,200 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4103053

Canopy MLS (Canopy Realtor® Association)

APN: 186126