$259,900
$15K PRICE DROP

320 Lane 120 Hamilton Lake Hamilton, IN 46742

Estimated payment $1,980/month

Total Views 8,105
3 Beds
1 Bath
1,492 Sq Ft
$174 Price per Sq Ft

Highlights

  • 65 Feet of Waterfront
  • Ceiling Fan
  • Waterski or Wakeboard
  • Lake Property

About This Home

Charming Lakefront Retreat in Cold Springs on Hamilton Lake! Enjoy 65 feet of lake frontage and stunning views from this updated 3-bedroom, 1-bath home. The enclosed porch is perfect for morning coffee or evening relaxation while overlooking the water. Inside, the home features tasteful updates throughout and comes fully furnished—just bring your suitcase and start enjoying lake life! Additional recent updates include a new roof in 2023, new gutters in 2024, and new water softener in 2023. If you're looking for a lake cottage, this move-in-ready property is a fantastic opportunity to get on Hamilton Lake.

Listing Agent

Gabe Cerny

RE/MAX Results - Angola office Brokerage Phone: 260-668-9702 Listed on: 07/16/2025

RE/MAX Results - Angola office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,807

Year Built

  • Built in 1900

Lot Details

  • 3,899 Sq Ft Lot
  • Lot Dimensions are 60x65
  • 65 Feet of Waterfront
  • Lake Front

HOA Fees

  • $444 per month

Home Design

  • Vinyl Construction Material

Interior Spaces

  • 1.5-Story Property
  • Ceiling Fan
  • Crawl Space
  • Electric Dryer Hookup

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Waterski or Wakeboard
  • Lake Property
  • Lake, Pond or Stream

Schools

  • Hamilton Elementary And Middle School
  • Hamilton High School

Utilities

  • Window Unit Cooling System
  • Private Company Owned Well
  • Well

Community Details

  • $444 Other Monthly Fees
  • Cold Springs Cottage Park Subdivision

Listing and Financial Details

  • Assessor Parcel Number 76-10-27-000-029.460-009

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,807

Year Built

Built in 1900

Lot Details

0

HOA Fees

$444 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1900
  • Age: 125
  • Style: One and Half Story
  • Total Number of Rooms: 6
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: COLD SPRINGS ON LEASED GROUND #162
  • Parcel Number ID: 76-10-27-000-029.460-009
  • Platted: Yes
  • Amenities: Ceiling Fan(s), Dryer Hook Up Electric
  • Location: Lake
  • Year Taxes Payable: 25
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1492
  • Total Finished Sq Ft: 1492
  • Above Grade Finished Sq Ft: 1492
  • Price Per Sq Ft: 174.2
  • Basement Foundation: Crawl
  • Living Great Room: Dimensions: 20x13, On Level: Main
  • Kitchen: Dimensions: 12x8, On Level: Main
  • Bedroom 1: Dimensions: 13x6, On Level: Main
  • Bedroom 2: Dimensions: 13x11, On Level: Upper
  • Bedroom 3: Dimensions: 12x13, On Level: Upper
  • Main Level Sq Ft: 968
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: None
  • Lake Type: Ski Lake
  • Water Frontage: 65
  • Water Name: Hamilton Lake

Utilities

  • Cooling: Window
  • Heating Fuel: Electric
  • Sewer: City
  • Water Utilities: Well
  • Hvac: Ceiling Fan
  • Water Type: Lake
  • Well Type: Private

Condo/Co-op/Association

  • Other Fee Description: Land Lease
  • Other Fees Dollar: 5330

Schools

  • School District: Hamilton Community
  • Elementary School: Hamilton
  • Middle School: Hamilton
  • High School: Hamilton
  • Elementary School: Hamilton

Lot Info

  • Lot Description: Lake
  • Lot Dimensions: 60x65
  • Estimated Lot Sq Ft: 3899
  • Estimated Lot Size Acres: 0.0895

Tax Info

  • Annual Taxes: 1807.08

Multi Family

  • Water Access: Lakefront

MLS Schools

  • High School: Hamilton
  • Middle School: Hamilton
  • School District: Hamilton Community

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,145 $116,000 $0 $116,000
2023 $1,065 $104,800 $0 $104,800
2022 $568 $58,700 $0 $58,700
2021 $565 $50,000 $0 $50,000
2020 $521 $45,400 $0 $45,400
2019 $490 $43,500 $0 $43,500
2018 $499 $42,300 $0 $42,300
2017 $464 $42,200 $0 $42,200
2016 $488 $41,800 $0 $41,800
2014 $441 $40,300 $0 $40,300
2013 $441 $53,700 $0 $53,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/25/2025 08/25/25 Price Changed $259,900 -5.5% $174 / Sq Ft
08/25/2025 08/25/25 Price Changed $274,900 0.0% $184 / Sq Ft
07/16/2025 07/16/25 For Sale $274,900 +311.2% $184 / Sq Ft
08/31/2015 08/31/15 Sold $66,850 -25.2% $45 / Sq Ft
08/14/2015 08/14/15 Pending -- -- --
09/19/2014 09/19/14 For Sale $89,400 -- $60 / Sq Ft
Source: Indiana Regional MLS

Source: Indiana Regional MLS

MLS Number: 202527633

Indiana Regional MLS

APN: 76-10-27-000-029.460-009

Indiana Steuben County Hamilton 46742

320 Lane 120 Hamilton Lake, Hamilton, IN

This home is located at 320 Lane 120 Hamilton Lake, Hamilton, IN 46742 and is currently priced at $259,900, approximately $174 per square foot. This property was built in 1900. 320 Lane 120 Hamilton Lake is a home located in Steuben County with nearby schools including Hamilton Community Elementary School and Hamilton Community High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Gabe Cerny
Listing Agent
Gabe Cerny
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RE/MAX Results - Angola office
(260) 308-5653