NOT LISTED FOR SALE

320 Main St Otego, NY 13825

Estimated Value: $184,000 - $243,000

3 Beds
1.5 Baths
1,905 Sq Ft
$117/Sq Ft Est. Value

Last Sold September 12, 2024

Last sale price $225,000 $118 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,465/month

64 Days on Market

Highlights

  • Maid or Guest Quarters
  • Wood Flooring
  • Separate Formal Living Room
  • Deck
  • Main Floor Primary Bedroom
  • Sun or Florida Room

About This Home

As of September 2024

Charming Village Residence! This impeccably maintained home showcases its care and attention to detail throughout. The first floor features a cozy living room, dining area, well-appointed kitchen, two bedrooms, and a full bath, mostly adorned with beautiful hardwood floors. Enjoy the added luxury of a delightful three-season room overlooking the spacious backyard—the perfect place to retreat and relax.

Ascend to the second floor and discover a charming suite area featuring a third bedroom, a comfortable sitting area, a convenient half bath, and ample storage options. Step outside to find a delightful deck with an awning, surrounded by a meticulously landscaped yard adorned with perennial gardens, a greenhouse, and a two-car garage.
Conveniently located within walking distance to all Village amenities, this home offers both comfort and convenience. Don’t miss your chance to make this wonderful property your own!

Last Agent to Sell the Property

Brian Domion

Listing by Benson Agency Real Estate LLC Brokerage Phone: 607-435-9887 License #10401230685 Listed on: 06/20/2024

Last Buyer's Agent

Vicki Bloomfield

Listing by Cedar Ridge Realty License #49BL1176923

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,656

Year Built

  • Built in 1860

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 105x150
  • Partially Fenced Property
  • Private Yard
  • Historic Home

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Block Foundation
  • Stone Foundation
  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • 1,905 Sq Ft Home
  • 2-Story Property
  • Awning
  • Separate Formal Living Room
  • Home Office
  • Sun or Florida Room
  • Storage Room

Kitchen

  • Country Kitchen
  • Double Oven
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Freezer
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • Primary Bedroom on Main
  • Maid or Guest Quarters

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Partial Basement
  • Crawl Space

Outdoor Features

  • Deck
  • Open Patio
  • Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Propane
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 317.19-1-29.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,656

Year Built

Built in 1860

Lot Details

0.32 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1860
  • Attribution Contact: 607-435-9887
  • ResoLaundryFeatures: Main Level
  • Road Frontage Type: Main Thoroughfare
  • Directions: I 88 to exit 12 to Main St.
  • Architectural Style: Historic/Antique, Two Story
  • Flooring: Carpet, Ceramic Tile, Hardwood, Laminate, Varies, Vinyl
  • Garage Yn: Yes
  • Interior Features: Separate/Formal Living Room, Guest Accommodations, Home Office, Country Kitchen, Other, See Remarks, Storage, Bedroom on Main Level, Main Level Primary
  • Unit Levels: Two
  • Year Built Details: Existing
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: VirtualTour

Interior Features

  • Appliances: Double Oven, Dryer, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
  • Basement: Crawl Space, Partial, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • Stories: 2
  • Stories: 2

Exterior Features

  • Fencing: Partial
  • Acres: 0.32
  • Waterfront: No
  • Construction Type: Frame, Vinyl Siding
  • Exterior Features: Awning(s), Blacktop Driveway, Deck, Fence, Private Yard, See Remarks
  • Foundation Details: Block, Stone
  • Patio And Porch Features: Deck, Open, Porch

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage, Garage Door Opener

Utilities

  • Heating: Propane, Forced Air
  • HeatingYN: Yes
  • Utilities: Cable Available, High Speed Internet Available, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Unatego

Lot Info

  • Parcel Number: 317.19-1-29.00
  • Lot Dimensions: 105X150
  • ResoLotSizeUnits: Acres
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3656.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2024
Closed on
Sep 12, 2024
Sold by
Gage Richard C and Gage Judith A
Bought by
Neary Gillian
Seller's Agent
Brian Domion
Benson Agency Real Estate LLC
Buyer's Agent
Vicki Bloomfield
Cedar Ridge Realty
List Price
$224,900
Sold Price
$225,000
Premium/Discount to List
$100
0.04%
Views
7
Current Estimated Value
$223,786

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,214
Avg. Annual Appreciation
-0.36%
Original Mortgage
$168,750
Outstanding Balance
$166,853
Interest Rate
6.47%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$56,933

Purchase Details

Closed on
Feb 23, 2007
Sold by
Davis Linda L
Bought by
Gage Richard C Jr Judith A
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Neary Gillian $225,000 None Available
Gage Richard C Jr Judith A $129,900 June E Johnston
Gage Richard C Judith A $129,900 June E Johnston
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Neary Gillian $168,750
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/12/2024 09/12/24 Sold $225,000 0.0% $118 / Sq Ft
08/24/2024 08/24/24 Pending -- -- --
06/21/2024 06/21/24 For Sale $224,900 -- $118 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,762 $135,000 $23,100 $111,900
2023 $2,542 $135,000 $23,100 $111,900
2022 $3,686 $135,000 $23,100 $111,900
2021 $3,339 $135,000 $23,100 $111,900
2020 $2,834 $135,000 $23,100 $111,900
2019 $1,290 $135,000 $23,100 $111,900
2018 $2,590 $135,000 $23,100 $111,900
2017 $3,036 $135,000 $23,100 $111,900
2016 $3,045 $135,000 $23,100 $111,900
2015 -- $135,000 $23,100 $111,900
2014 -- $135,000 $23,100 $111,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1547133

Otsego-Delaware Board of REALTORS®

APN: 364801-317-019-0001-029-000-0000

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