Seller's Agent in 2025
Monica Schmidt
eXp Realty
(618) 567-9203
348 Total Sales
320 N Library St Waterloo, IL 62298
Estimated Value: $233,000 - $280,185
4
Beds
2.5
Baths
2,108
Sq Ft
$121/Sq Ft
Est. Value
Highlights
- Corner Lot
- No HOA
- Formal Dining Room
- Rogers Elementary School Rated A-
- Covered Patio or Porch
- 1-minute walk to Koenigsmark Park
About This Home
As of August 2025Welcome to this spacious 1.5-story home in the heart of Waterloo, sitting on a corner lot just a short distance from all that downtown has to offer! With an oversized detached 2-car garage and three finished levels of living space, this home checks all the boxes.
Step inside to find two comfortable bedrooms and a full bath on the main level, with an inviting layout that includes a generous living room, dining room, and kitchen. Upstairs, you’ll find two more bedrooms with brand new carpet and a convenient half bath.
The finished walk-out lower level adds incredible flexibility, featuring a large recreation room, full bathroom, laundry area, and plenty of storage space.
Recent updates include a new hot water heater (2025) and roof (2021), giving you peace of mind. With space, updates, and a location near local shops, dining, and events, this home is ready to welcome its next owners!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,700
Year Built
- Built in 1943
Lot Details
- 6,534 Sq Ft Lot
- Corner Lot
Parking
- 2 Car Detached Garage
- Oversized Parking
- Off-Street Parking
Home Design
- Vinyl Siding
Interior Spaces
- 1.5-Story Property
- Family Room
- Living Room
- Formal Dining Room
- Storage
- Laundry Room
- Carpet
Kitchen
- Gas Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
Partially Finished Basement
- Walk-Out Basement
- Finished Basement Bathroom
- Laundry in Basement
- Basement Storage
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Additional Features
- Covered Patio or Porch
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 07-25-202-010-000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 8, 2025
Closed on
Aug 22, 2025
Sold by
Bought by
Seller's Agent
Monica Schmidt
eXp Realty
Buyer's Agent
Naureen Frierdich
eXp Realty
List Price
$250,000
Sold Price
$250,000
Views
51
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,796
Avg. Annual Appreciation
3.02%
Original Mortgage
$225,000
Outstanding Balance
$224,820
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$30,976
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $250,000 | None Listed On Document |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $225,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/22/2025 08/22/25 | Sold | $250,000 | 0.0% | $119 / Sq Ft |
| 07/08/2025 07/08/25 | For Sale | $250,000 | -- | $119 / Sq Ft |
Source: MARIS MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,345 | $79,398 | $15,673 | $63,725 |
| 2023 | -- | $64,850 | $14,600 | $50,250 |
| 2022 | $3,738 | $64,650 | $14,860 | $49,790 |
| 2021 | $3,316 | $56,920 | $9,120 | $47,800 |
| 2020 | $3,308 | $55,450 | $9,120 | $46,330 |
| 2019 | $3,467 | $57,520 | $9,120 | $48,400 |
| 2018 | $3,467 | $55,670 | $7,220 | $48,450 |
| 2017 | $3,365 | $56,723 | $7,350 | $49,373 |
| 2016 | $0 | $54,300 | $5,760 | $48,540 |
| 2015 | $3,184 | $53,990 | $6,670 | $47,320 |
| 2014 | $2,944 | $52,110 | $6,670 | $45,440 |
| 2012 | -- | $51,430 | $6,890 | $44,540 |
Source: Public Records
Agents Affiliated with this Home
-
Monica Schmidt
-
Naureen Frierdich
Buyer's Agent in 2025
Naureen Frierdich
eXp Realty
(618) 972-5928
111 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25043753
APN: 07-25-202-010-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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