NOT LISTED FOR SALE

320 N Montgomery St Spencer, IN 47460

Estimated Value: $205,000 - $278,000

4 Beds
2 Baths
2,768 Sq Ft
$90/Sq Ft Est. Value

Last Sold March 28, 2023

Last sale price $254,000 $92 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $1,497/month

171 Days on Market

Highlights

  • Wood Flooring
  • 2 Car Detached Garage
  • Forced Air Heating and Cooling System
  • 1 Fireplace
  • Ceiling height of 9 feet or more
  • 4-minute walk to McCormick's Creek State Park

About This Home

As of March 2023

Well-maintained 1-1/2 Story with four bedrooms and two full baths in Spencer. This home includes LOTS of recent updates (2022) including a NEW roof & decking, Bryant Furnace & A/C, Carpet on the Upper Level, Quartz Countertops, and Fresh Paint! The water heater was replaced in 2021. Still original to the home is a 7.5' solid wood interior door, wood trim, built-in china cabinet, hardwood floors on the main level and the fireplace. The main level includes the kitchen, dining room, living room, primary bedroom, library/study, one full bath, and the laundry. Upstairs are three additional bedrooms, a second full bath, and a family room. This level also has forced air baseboard heat. A detached two car garage is accessed from the alley at the back. The backyard is fenced. This old fashioned charmer is just a couple of blocks from Spencer Elementary and ready for a new owner to move right in!!

Last Agent to Sell the Property

Marla Harris

RE/MAX Realty Professionals Listed on: 09/30/2022

RE/MAX Realty Professionals

Last Buyer's Agent

Stockton Miller

Century 21 Scheetz - Bloomington

Century 21 Scheetz - Bloomington

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,267

Year Built

  • Built in 1920

Lot Details

  • 6,098 Sq Ft Lot
  • Partially Fenced Property
  • Chain Link Fence
  • Level Lot

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 2,768 Sq Ft Home
  • 1.5-Story Property
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • 1 Fireplace
  • Crawl Space
  • Laundry on main level

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms

Location

  • Suburban Location

Schools

  • Spencer Elementary School
  • Owen Valley Middle School
  • Owen Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • Baseboard Heating
  • Heating System Uses Gas

Listing and Financial Details

  • Assessor Parcel Number 60-10-20-400-400.473-028

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,267

Year Built

Built in 1920

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1920
  • Age: 103
  • Style: One and Half Story
  • Total Number of Rooms: 9
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: Piersons Lot 7
  • Parcel Number ID: 60-10-20-400-400.473-028
  • Platted: Yes
  • Amenities: Ceiling-9+, Ceiling Fan(s), Garage Door Opener, Main Floor Laundry
  • Cross Street: North & Hillside
  • Grid: Spencer(OW)
  • Location: City/Town/Suburb
  • Sp Lp Percent: 97.69
  • Year Taxes Payable: 2022
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 2768
  • Total Finished Sq Ft: 2768
  • Above Grade Finished Sq Ft: 2768
  • Price Per Sq Ft: 91.76
  • Basement Foundation: Crawl
  • Number Of Fireplaces: 1
  • Fireplace: One
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Carpet
  • Living Great Room: Dimensions: 22x15, On Level: Main
  • Kitchen: Dimensions: 13x10, On Level: Main
  • Dining Room: Dimensions: 15x15, On Level: Main
  • Family Room: Dimensions: 15x11, On Level: Upper
  • Den: Dimensions: 15x15, On Level: Upper
  • Bedroom 1: Dimensions: 15x14, On Level: Main
  • Bedroom 2: Dimensions: 14x14, On Level: Upper
  • Bedroom 3: Dimensions: 16x13, On Level: Upper
  • Bedroom 4: Dimensions: 13x14, On Level: Upper
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt
  • Outbuilding1: None
  • Fence: Partial, Chain Link

Garage/Parking

  • Garage Type: Detached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 24x28
  • Garage Sq Ft: 672
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Baseboard, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Electric Company: Duke Energy Indiana
  • Gas Company: Community NatGas(Spencer)
  • Water Company: BBP
  • Laundry: Dimensions: Mainx7, On Level: 15

Schools

  • School District: Spencer-Owen Community Schools
  • Elementary School: Spencer
  • Middle School: Owen Valley
  • High School: Owen Valley
  • Elementary School: Spencer

Lot Info

  • Lot Description: Level
  • Lot Dimensions: Irregular
  • Estimated Lot Sq Ft: 6098
  • Estimated Lot Size Acres: 0.14
  • Lot Number: 7

Tax Info

  • Annual Taxes: 1267
  • Exemptions: Homestead, Supplemental

MLS Schools

  • High School: Owen Valley
  • Middle School: Owen Valley
  • School District: Spencer-Owen Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 30, 2022
Closed on
Mar 28, 2023
Sold by
Wood Nikki
Bought by
Nikki Wiiod and Nikki Olivia Crose
Seller's Agent
Marla Harris
RE/MAX Realty Professionals
Buyer's Agent
Stockton Miller
Century 21 Scheetz - Bloomington
List Price
$260,000
Sold Price
$254,000
Premium/Discount to List
-$6,000
-2.31%
Views
160
Current Estimated Value
$249,715

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,285
Avg. Annual Appreciation
0.42%
Original Mortgage
$259,842
Outstanding Balance
$250,504
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
$6,035

Purchase Details

Closed on
May 27, 2022
Sold by
Schneider Donald G and Schneider Carol
Bought by
Linne Andrew

Purchase Details

Closed on
Jul 7, 2009
Sold by
Schneider Donald G and Schneider Carol J
Bought by
Schneider Donald G and Schneider Carol J
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nikki Wiiod $254,000 --
Wood Nikki $254,000 --
Linne Andrew -- None Listed On Document
Schneider Donald G -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wood Nikki $259,842
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2023 03/28/23 Sold $254,000 -2.3% $92 / Sq Ft
09/30/2022 09/30/22 For Sale $260,000 -- $94 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,647 $167,500 $15,500 $152,000
2023 $1,517 $156,000 $15,500 $140,500
2022 $1,303 $130,300 $15,500 $114,800
2021 $1,267 $126,700 $15,500 $111,200
2020 $1,244 $124,400 $15,500 $108,900
2019 $1,150 $115,000 $15,500 $99,500
2018 $1,089 $108,900 $15,500 $93,400
2017 $968 $102,900 $17,200 $85,700
2016 $934 $102,900 $17,200 $85,700
2014 $858 $96,400 $17,200 $79,200
2013 -- $95,600 $17,200 $78,400
Source: Public Records

Agents Affiliated with this Home

  • Marla Harris

    Seller's Agent in 2023

    Marla Harris

    RE/MAX

    (812) 327-9574

    1 in this area

    25 Total Sales

    Marla Harris
    Section Image
  • Stockton Miller

    Buyer's Agent in 2023

    Stockton Miller

    Century 21 Scheetz - Bloomington

    (812) 606-1871

    1 in this area

    161 Total Sales

    Stockton Miller
    Section Image
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Map

Source: Indiana Regional MLS

MLS Number: 202240712

Indiana Regional MLS

APN: 60-10-20-400-400.473-028

Indiana Owen County Spencer 47460

320 N Montgomery St, Spencer, IN

This home is located at 320 N Montgomery St, Spencer, IN 47460 since 30 September 2022 and is currently estimated at $249,715, approximately $90 per square foot. This property was built in 1920. 320 N Montgomery St is a home located in Owen County with nearby schools including Owen Valley Community High School and La Campagne Christian Prep School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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