Seller's Agent in 2020
Brian Wood
Cross Davidson Real Estate
(618) 201-9509
149 Total Sales
320 Spruce Dr Mount Vernon, IL 62864
Estimated Value: $108,000 - $121,000
4
Beds
1
Bath
1,230
Sq Ft
$93/Sq Ft
Est. Value
Highlights
- Ranch Style House
- Porch
- Shed
- Fenced Yard
- Patio
- Ceiling Fan
About This Home
As of January 2020This great location gives access to the Primary Center, shopping, interstate access and everything you need. The floor plan is versatile because it can be 4 bedrooms or 3 bedrooms plus a Family Room. The choice is yours. New, never-lived-on carpeting throughout the home gives you a long flooring life free of expense. Vinyl replacement windows give energy efficiency with an incredible average utility bill of $139.00 per month. The eat-in Kitchen looks out over the backyard, which is enormous and fenced. There is a covered patio off the back also. The full bath connects to the laundry room, which has an exterior door. The size is just right with room to move but without feeling like there is too much to maintain. Starting here will make any first-time buyer's home ownership successful. Dishwasher, Range, Rangehood/fan. Refrigerator and lawn mower are negotiable.
Last Agent to Sell the Property
Cross Davidson Real Estate License #471017028 Listed on: 10/15/2019
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,370
Year Built
- Built in 1951
Lot Details
- 8,712
Home Design
- Ranch Style House
- Frame Construction
Interior Spaces
- 1 Full Bathroom
- Ceiling Fan
- Blinds
Kitchen
- Oven or Range
- Dishwasher
Outdoor Features
- Patio
- Shed
- Porch
Schools
- Mt Vernon Elementary School
Additional Features
- Fenced Yard
- Cable TV Available
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 7, 2016
Closed on
Aug 1, 2016
Sold by
Broadwalk Properties Llc
Bought by
Accomando Brandon H
Seller's Agent
Brian Wood
Cross Davidson Real Estate
Buyer's Agent
Brian Wood
Cross Davidson Real Estate
List Price
$69,900
Sold Price
$58,000
Premium/Discount to List
-$11,900
-17.02%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$56,446
Avg. Annual Appreciation
7.62%
Original Mortgage
$55,588
Outstanding Balance
$44,381
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$70,065
Purchase Details
Closed on
Dec 29, 2011
Sold by
Neal Michael A
Bought by
Asbery Katherine L
Purchase Details
Closed on
Sep 22, 2011
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Neal Michael A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,500
Interest Rate
4.14%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 19, 2011
Sold by
York Brock E
Bought by
Federal Home Loan Mortgage Corp
Purchase Details
Closed on
Feb 22, 2007
Sold by
Davis Josh and Davis Randi L
Bought by
York Brock E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,460
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Accomando Brandon H | $58,000 | Attorney | |
| Asbery Katherine L | $72,000 | None Available | |
| Neal Michael A | $37,500 | None Available | |
| Federal Home Loan Mortgage Corp | -- | None Available | |
| York Brock E | $73,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Accomando Brandon H | $55,588 | |
| Previous Owner | Neal Michael A | $62,500 | |
| Previous Owner | York Brock E | $74,460 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/30/2020 01/30/20 | Sold | $67,000 | -6.3% | $54 / Sq Ft | |
| 12/16/2019 12/16/19 | Pending | -- | -- | -- | |
| 10/15/2019 10/15/19 | For Sale | $71,500 | +23.3% | $58 / Sq Ft | |
| 08/01/2016 08/01/16 | Sold | $58,000 | -17.0% | $47 / Sq Ft | View Prior Sale |
| 06/21/2016 06/21/16 | Pending | -- | -- | -- | |
| 03/07/2016 03/07/16 | For Sale | $69,900 | -- | $57 / Sq Ft |
Source: RMLS Alliance
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,635 | $25,431 | $5,396 | $20,035 |
| 2023 | $1,623 | $25,431 | $5,396 | $20,035 |
| 2022 | $1,742 | $24,774 | $5,290 | $19,484 |
| 2021 | $1,737 | $24,774 | $5,290 | $19,484 |
| 2020 | $1,400 | $19,816 | $1,607 | $18,209 |
| 2019 | $1,385 | $19,816 | $1,607 | $18,209 |
| 2018 | $1,370 | $19,816 | $1,607 | $18,209 |
| 2017 | $1,904 | $19,816 | $1,607 | $18,209 |
| 2016 | $1,863 | $19,816 | $1,607 | $18,209 |
| 2015 | $1,825 | $19,816 | $1,607 | $18,209 |
| 2014 | $1,122 | $19,816 | $1,607 | $18,209 |
| 2013 | $1,122 | $19,620 | $1,591 | $18,029 |
Source: Public Records
Agents Affiliated with this Home
-
Brian Wood
Map
Source: RMLS Alliance
MLS Number: RMAEB431019
APN: 06-25-407-003
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
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