320 Villa Terrace San Mateo, CA 94401
North Central NeighborhoodEstimated payment $14,404/month
Total Views
11,495
4
Beds
3
Baths
3,880
Sq Ft
$564
Price per Sq Ft
Highlights
- Wood Flooring
- Stone Countertops
- Forced Air Heating System
- Borel Middle School Rated A-
About This Home
Welcome to 320 Villa Terrace, a rare opportunity to own a historic 1907 triplex with a bonus studio in the heart of San Mateo. This beautifully maintained property offers 3,880 sqft of living space on a 7,500 sqft lot. It includes two 1BD/1BA units, one 2BD/1BA unit, and a non-conforming basement studio ideal for added rental income or flexible use. Unit #1 features a bright living room, two spacious bedrooms with hardwood floors, and updated kitchen & bathroom. Unit #2 offers a sunny living room with fireplace, updated kitchen & bath, and newer appliances. Unit #3 includes a cozy bedroom, large eat-in kitchen, and bonus office/living space. Each unit comes with its own attached one-car garage. The property also features a shared laundry area, ample storage, and a full basement. The expansive backyard offers potential for an ADU - buyers to verify with the City of San Mateo. Conveniently located between Burlingame and Downtown San Mateo, it's minutes to shopping, dining, the Japanese Tea Garden, Coyote Point, and San Mateo Arboretum. A perfect blend of historic charm, central location, and rental upside. 320 Villa Terrace is a true San Mateo gem!
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $30,058
Year Built
- 1907
Parking
- 3 Car Garage
- On-Street Parking
- Assigned Parking
Home Design
- Triplex
Interior Spaces
- 3,880 Sq Ft Home
- 2-Story Property
Kitchen
- Gas Oven
- Range Hood
- Microwave
- Dishwasher
- Stone Countertops
Flooring
- Wood
- Laminate
- Tile
Additional Features
- 7,562 Sq Ft Lot
- Forced Air Heating System
Listing and Financial Details
- Month-to-Month Lease Term
Community Details
Overview
Building Details
- 3 Leased Units
- Insurance Expense $3,684
- Maintenance Expense $2,000
- Utility Expense $6,401
- Trash Expense $2,812
- Operating Expense $44,927
- Gross Income $93,376
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $30,058 | $2,334,657 | $1,379,570 | $955,087 |
| 2023 | $30,058 | $2,244,000 | $1,326,000 | $918,000 |
| 2022 | $17,122 | $1,199,376 | $599,688 | $599,688 |
| 2021 | $17,251 | $1,175,860 | $587,930 | $587,930 |
| 2020 | $16,396 | $1,163,804 | $581,902 | $581,902 |
| 2019 | $15,672 | $1,140,986 | $570,493 | $570,493 |
| 2018 | $14,839 | $1,118,614 | $559,307 | $559,307 |
| 2017 | $13,843 | $1,096,682 | $548,341 | $548,341 |
| 2016 | $13,479 | $1,075,180 | $537,590 | $537,590 |
| 2015 | $12,921 | $1,059,030 | $529,515 | $529,515 |
| 2014 | $12,238 | $1,000,000 | $500,000 | $500,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/22/2025 05/22/25 | For Sale | $2,188,000 | -0.5% | $564 / Sq Ft |
| 04/27/2022 04/27/22 | Sold | $2,200,000 | +16.4% | $567 / Sq Ft |
| 03/05/2022 03/05/22 | Pending | -- | -- | -- |
| 03/01/2022 03/01/22 | For Sale | $1,890,000 | -- | $487 / Sq Ft |
Source: MLSListings
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | Lawyers Title | |
| Grant Deed | $2,200,000 | Lawyers Title | |
| Grant Deed | $950,000 | Fidelity National Title Co | |
| Interfamily Deed Transfer | -- | Fidelity National Title | |
| Interfamily Deed Transfer | -- | Fidelity National Title | |
| Grant Deed | $600,000 | First American Title Co | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,168,700 | New Conventional | |
| Closed | $1,168,700 | New Conventional | |
| Previous Owner | $514,000 | New Conventional | |
| Previous Owner | $525,000 | New Conventional | |
| Previous Owner | $645,000 | Purchase Money Mortgage | |
| Previous Owner | $611,000 | Unknown | |
| Previous Owner | $200,000 | Credit Line Revolving | |
| Previous Owner | $453,000 | Unknown | |
| Previous Owner | $35,000 | Stand Alone Second | |
| Previous Owner | $455,000 | Unknown | |
| Previous Owner | $425,000 | No Value Available | |
| Previous Owner | $100,000 | Credit Line Revolving |
Source: Public Records
Similar Homes in San Mateo, CA
Source: MLSListings
MLS Number: ML82008039
APN: 032-161-020
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