$1,230,000
SOLD MAR 24, 2026

3204 Cliffs Dr Petoskey, MI 49770

3 Beds
3 Baths
2,100 Sq Ft
-- Built

Sale Details

Date Sold: March 24, 2026

$586 Per Sq Ft

5% Below List Price

28 Days on Market

Highlights

  • Water Views
  • Cathedral Ceiling
  • Whirlpool Bathtub
  • Deck
  • Main Floor Primary Bedroom
  • First Floor Utility Room

About This Home

As of March 2026

Experience elevated living in this beautifully appointed condominium located in the exclusive, gated Cliffs at Bay Harbor community. Offering sweeping views of Little Traverse Bay and stunning sunsets, this residence blends comfort, privacy, and a lock-and-leave lifestyle in one of Northern Michigan’s most sought-after settings. The condo features an open, light-filled layout with expansive windows (new windows and door walls on the lakeside) that capture stunning water views and bring the outdoors in. Three bedrooms and three full baths ensure plenty of space. Thoughtfully designed living spaces flow seamlessly to outdoor areas, perfect for relaxing or entertaining while enjoying the bay and surrounding natural beauty. A much-sought-after detached garage, conveniently located across the driveway, adds exceptional value and storage. The Cliffs at Bay Harbor offers full-time, on-site management and exceptional amenities, including a clubhouse with indoor pool and hot tub. Ownership includes mandatory membership in the Bay Harbor Yacht Club, providing access to world-class dining, fitness facilities, social events, and recreational opportunities. Ideally situated near the Village of Bay Harbor, you’re moments from boutique shopping, fine dining, world-class marinas, and the Great Lakes Center for the Arts. Enjoy easy access to everything Northern Michigan is known for—championship golf courses, skiing, boating, hiking, and year-round outdoor adventures. This is a rare opportunity to own a low-maintenance, luxury retreat in a premier waterfront community where lifestyle and location come together seamlessly.

Last Agent to Sell the Property

Stephanie Jones

Kidd & Leavy Real Estate Co. LLC Listed on: 02/24/2026

Last Buyer's Agent

Ashton Clark

Ashton Property Group License #6501418043

Property Details

Home Type

  • Condominium

HOA Fees

  • $733 Monthly HOA Fees

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 2,100 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Double Pane Windows
  • Family Room
  • Living Room
  • Dining Room
  • First Floor Utility Room
  • Water Views

Kitchen

  • Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 3 Full Bathrooms
  • Whirlpool Bathtub

Laundry

  • Dryer
  • Washer

Parking

  • 1 Car Attached Garage
  • Driveway

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

  • Bay Harbor Bh Association

Listing and Financial Details

  • Assessor Parcel Number 52-18-02-365-192

Property Details

Home Type

Condominium

Lot Details

0 Sq Ft Lot

HOA Fees

$733 per month

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Lvt Date: 02/24/2026
  • Section: 2
  • Second Address Number: 3204
  • Directions: Head south on US 31 from Petoskey to Cliffs entrance
  • OFFICELIST_STATE: MI
  • Street Designation: Drive
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Features: Built In Microwave, Cable, Cathedral Ceilings, Ceiling Fans, Central Air, Deck, Dishwasher, Dryer, Garbage Disposal, Gas Fireplace, Paved Drive, Range, Refrigerator, Washer, Whirl Pool
  • Total Finished Sq Ft: 2100
  • Master Bedroom: On Level: Main
  • Bedroom 2: On Level: Main
  • Bedroom 3: On Level: Main
  • Bedroom 4: On Level: N/A
  • Dining Room: On Level: Main
  • Kitchen: On Level: Main
  • Family Room: On Level: Main
  • Living Room: On Level: Main
  • Above Grade Finished Sq Ft: 2100
  • Bathroom 1: On Level: Main
  • Bathroom 2: On Level: Main
  • Number Of Bedrooms: 3
  • Full Bathrooms: 3
  • Rooms 1: On Level: N/A
  • Rooms 2: On Level: N/A
  • Windows: Double

Exterior Features

  • Construction: Wood Frame/Site Built
  • Lake: Michigan
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither
  • Water View: Yes

Garage/Parking

  • Garage Carport: Garage-Attached
  • Gar Car Capacity: One

Utilities

  • Heat Type: Natural Gas, Forced Air
  • Sewer: City
  • Water: City
  • Water Heater: Natural Gas

Condo/Co-op/Association

  • Association: Bay Harbor BH
  • Association: Yes
  • Condo: Yes
  • Fees: 2200

Schools

  • School District: Petoskey

Lot Info

  • Zoning: Residential

Tax Info

  • Assessor Parcel Number: 52-18-02-365-192

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 24, 2026
Closed on
Mar 20, 2026
Sold by
Swaninger Thomas and Swaninger Ronda Lee
Bought by
Jameson John and Jameson Laura
Seller's Agent
Stephanie Jones
Kidd & Leavy Real Estate Co. LLC
Buyer's Agent
Ashton Clark
Ashton Property Group
List Price
$1,300,000
Sold Price
$1,230,000
Premium/Discount to List
-$70,000
-5.38%
Views
52

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.13%

Purchase Details

Closed on
Apr 22, 2020
Sold by
Swaninger Thomas A
Bought by
Swaninger Thomas Alan & Ronda Lee Trust

Purchase Details

Closed on
Aug 20, 2019
Sold by
Swaninger Thomas A
Bought by
Swaninger Thomas A and Swaninger Ronda L

Purchase Details

Listed on
Jul 11, 2014
Closed on
Oct 22, 2014
Sold by
Ernest Vincent Ernest Vincent
Bought by
Swaninger Thomas A
Seller's Agent
Tracy Bacigalupi
Coldwell Banker Schmidt - Petoskey
Buyer's Agent
Lori Jodar
Lori Jodar & Company
List Price
$479,000
Sold Price
$470,500
Premium/Discount to List
-$8,500
-1.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.90%
Original Mortgage
$270,500
Interest Rate
4.21%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Feb 25, 1999
Bought by
Santurbane E Vincent Jennifer

Purchase Details

Closed on
Jul 1, 1995
Sold by
Bay Harbor
Bought by
The Cliffs Development
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Crossroads Title
Quit Claim Deed -- --
Warranty Deed -- Attorneys Title
Warranty Deed -- Devon Title Agency
Warranty Deed $493,000 --
Warranty Deed $25,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $270,500 Stand Alone First
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/24/2026 03/24/26 Sold $1,230,000 -5.4% $586 / Sq Ft
02/24/2026 02/24/26 For Sale $1,300,000 +176.3% $619 / Sq Ft
10/22/2014 10/22/14 Sold $470,500 -1.8% $224 / Sq Ft View Prior Sale
09/09/2014 09/09/14 Pending -- -- --
07/11/2014 07/11/14 For Sale $479,000 -- $228 / Sq Ft
Source: Northern Michigan MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,143 $320,200 $320,200 $0
2024 $87 $369,400 $369,400 $0
2023 $8,325 $262,400 $262,400 $0
2022 $8,325 $240,100 $240,100 $0
2021 $8,087 $248,500 $248,500 $0
2020 $8,108 $242,300 $242,300 $0
2019 -- $234,600 $234,600 $0
2018 -- $233,500 $233,500 $0
2017 -- $242,200 $242,200 $0
2016 -- $238,300 $238,300 $0
2015 -- $233,700 $0 $0
2014 -- $153,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Stephanie Jones

    Seller's Agent in 2026

    Stephanie Jones

    Kidd & Leavy Real Estate Co. LLC

    (231) 844-4410

    80 in this area

    134 Total Sales

    Stephanie Jones
    Section Image
  • Ashton Clark

    Buyer's Agent in 2026

    Ashton Clark

    Ashton Property Group

    (810) 449-8155

    21 in this area

    78 Total Sales

    Ashton Clark
    Section Image

  • T

    Seller's Agent in 2014

    Tracy Bacigalupi

    Coldwell Banker Schmidt - Petoskey

    Section Image
  • Dannielle Coursey Ottimer

    Seller Co-Listing Agent in 2014

    Dannielle Coursey Ottimer

    Coldwell Banker Schmidt- Harbor Springs

    (231) 838-3888

    1 in this area

    7 Total Sales

    Dannielle Coursey Ottimer
    Section Image
  • Lori Jodar

    Buyer's Agent in 2014

    Lori Jodar

    Lori Jodar & Company

    (231) 330-3499

    37 in this area

    43 Total Sales

    Lori Jodar
    Section Image
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Map

Source: Northern Michigan MLS

MLS Number: 478753

Northern Michigan MLS

APN: 52-18-02-365-192

Michigan Emmet County Petoskey 49770

3204 Cliffs Dr, Petoskey, MI

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Michigan MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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