NOT LISTED FOR SALE

3204 Overlook Ridge Rd Prospect, KY 40059

Estimated Value: $1,054,200 - $1,280,000

5 Beds
4.5 Baths
5,396 Sq Ft
$215/Sq Ft Est. Value

Last Sold September 24, 2015

Last sale price $765,000 $142 Per Sq Ft

Est. 52% increase in value since last sale

Current estimated payment $7,090/month

25 Days on Market

Highlights

  • Traditional Architecture
  • 2 Fireplaces
  • 3 Car Attached Garage
  • Goshen at Hillcrest Elementary School Rated A
  • Porch
  • Patio

About This Home

As of September 2015

Extraordinary custom built family home in the Overlook on Covered Bridge Road. Featuring over 5400 square feet of living space this brick home is a classic beauty with an inviting and modern interior. Beautifully detailed throughout by Waller Custom Homes. The attention to detail is evident the minute you walk into the two story foyer highlighted by marble floors, an arched door flanked by two oval windows, and a barrel vaulted ceiling with intricate millwork. A dramatic great room features a 14' coffered ceiling, hardwood floors, elegant mantle and painted paneling decorates the fireplace flanked by bookcases, and a wall of windows overlooking the scenic fenced lawn and patio area. The formal dining room features beautifully detailed woodwork including a built-in china cabinet finished with hardwood floors. A wet bar is tucked in the hallway between the kitchen and dining room. The kitchen and adjoining hearth room are perfect for everyday living. The kitchen finishes includes cherry cabinetry, granite countertops, stainless appliances, gas cooktop stove, and tile backsplashes. A cathedral ceiling accented by painted beams creates an open feeling in the hearth room adjoining the kitchen. the stone fireplace extends to the top of the ceiling and is flanked by bookcases and two windows that brighten this space. An informal dining area finishes the kitchen area. A screened porch provides a respite outdoors adjoining the kitchen area. A built-in wall cabinet provides an elegant transition feature in the hall leading to the master suite. The first floor master bedroom suite has been updated with fresh paint and carpet. A stained coffered ceiling, hardwood floors, and an arched transom decorate the study . A first floor laundry is tucked away between the kitchen and the three car garage. Upstairs are four bedrooms, a ''secret'' room with bookshelf doors hiding the doorways, and a study area featuring a wall of bookcases. The unfinished walkout lower level awaits the ideas of the next owner. The home sits atop a rise on the 1.6 acre site and the fenced back lawn is ideal for kids and pets. Located within the award winning North Oldham school district.

Last Agent to Sell the Property

Nell Pearce Bradley

Lenihan Sotheby's International Realty License #181106 Listed on: 07/10/2015

Last Buyer's Agent

Melissa Seelow

Semonin REALTORS License #220060

Semonin REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,036

Year Built

  • Built in 2005

Lot Details

  • Partially Fenced Property
  • Wood Fence

Parking

  • 3 Car Attached Garage
  • Side or Rear Entrance to Parking
  • Driveway

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Shingle Roof
  • Stone Siding

Interior Spaces

  • 5,396 Sq Ft Home
  • 2-Story Property
  • 2 Fireplaces
  • Basement

Bedrooms and Bathrooms

  • 5 Bedrooms

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 10-13G-00-17

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,036

Year Built

Built in 2005

Lot Details

0

Parking

3

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Lot Dimensions: 0
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Above Grade Finished Sq Ft: 5396.0
  • Architectural Style: Traditional
  • ResoBuildingAreaSource: Appraiser
  • Utilities Electricity Connected: Yes
  • Dining Room Level: First
  • Primary Bedroom Level: First
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Architectural Style Traditional: Yes
  • Special Features: None

Interior Features

  • Basement: Unfinished, Outside Entry, Walkout Unfinished
  • Fireplaces Level 1: 2
  • Bedroom Level: Second
  • Family Room Level: Second
  • Great Room Level: First
  • Kitchen Level: First
  • Laundry Level: First
  • Study Level: First
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplaces: 2
  • Total Bedrooms: 12
  • ResoLivingAreaSource: Appraiser
  • Other Rooms:Family Room2: Yes
  • BasementFoundation:Poured Concrete: Yes
  • Basement:Unfinished: Yes
  • Other Rooms:Study: Yes

Exterior Features

  • Fencing: Partial, Wood
  • Roof: Shingle
  • Acres: 1.63
  • Construction Type: Brick Veneer, Stone
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Patio, Porch
  • Construction:Stone3: Yes
  • Patio and Porch Features:Porch2: Yes

Garage/Parking

  • Garage Spaces: 3.0
  • Attached Garage: Yes
  • Parking Features: Attached, Entry Side, Driveway
  • General Property Description:Garage Spaces: 3
  • GarageParking:Attached: Yes
  • Garageparkingdriveway: Yes

Utilities

  • Utilities: Electricity Connected, Fuel:Natural
  • Cooling Y N: Yes
  • Heating: Forced Air, Natural Gas
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Forced Air: Yes

Schools

  • Junior High Dist: Oldham

Lot Info

  • Lot Size Sq Ft: 71003.0
  • ResoLotSizeUnits: Acres
  • Parcel #: 10-13G-00-17
  • ResoLotSizeUnits: Acres

Building Info

  • Year Built: 2005

Tax Info

  • Tax Block: 0
  • Tax Lot: 0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 12, 2022
Sold by
Menz Nancy
Bought by
Root Jennifer and Root Michael
Total Days on Market
25
Current Estimated Value
$1,162,550

Purchase Details

Listed on
Jul 10, 2015
Closed on
Sep 24, 2015
Sold by
Cartus Financial Corporation
Bought by
Root Michael and Root Jennifer
Seller's Agent
Nell Pearce Bradley
Lenihan Sotheby's International Realty
Buyer's Agent
Melissa Seelow
Semonin REALTORS
List Price
$785,400
Sold Price
$765,000
Premium/Discount to List
-$20,400
-2.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.52%
Original Mortgage
$233,250
Interest Rate
3.88%
Mortgage Type
Credit Line Revolving

Purchase Details

Listed on
Jul 10, 2015
Closed on
Aug 3, 2015
Sold by
Casey Scott C and Casey Leanna R
Bought by
Cartus Financial Corporation
Seller's Agent
Nell Pearce Bradley
Lenihan Sotheby's International Realty
Buyer's Agent
Melissa Seelow
Semonin REALTORS
List Price
$785,400
Sold Price
$765,000
Premium/Discount to List
-$20,400
-2.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
3.97%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 31, 2006
Sold by
Waller Custom Built Homes Lnc
Bought by
Cyterski Christopher A and Cyterski Megan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$645,000
Interest Rate
6.21%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 10, 2005
Sold by
Cyterski Christopher A and Cyterski Megan
Bought by
Waller Custom Built Homes Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$600,000
Interest Rate
5.6%
Mortgage Type
Credit Line Revolving
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Root Jennifer $612,500 Limestone Title
Root Michael $765,000 Upland Title Llc
Cartus Financial Corporation $770,000 Metro Title Llc
Cyterski Christopher A $810,000 None Available
Waller Custom Built Homes Inc -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Root Michael $840,000
Previous Owner Root Michael L $390,000
Previous Owner Root Michael $233,250
Previous Owner Root Michael $417,000
Previous Owner Cyterski Christopher A $417,000
Previous Owner Cyterski Christopher A $414,000
Previous Owner Cyterski Christopher A $417,000
Previous Owner Cyterski Christopher $125,000
Previous Owner Cyterski Christopher A $645,000
Previous Owner Waller Custom Built Homes Inc $600,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/24/2015 09/24/15 Sold $765,000 -2.6% $142 / Sq Ft
08/04/2015 08/04/15 Pending -- -- --
07/10/2015 07/10/15 For Sale $785,400 +1.3% $146 / Sq Ft
11/20/2013 11/20/13 Sold $775,000 -5.4% $144 / Sq Ft
09/28/2013 09/28/13 Pending -- -- --
09/19/2013 09/19/13 For Sale $819,000 -- $152 / Sq Ft
Source: Metro Search (Greater Louisville Association of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,036 $890,000 $150,000 $740,000
2023 $10,717 $860,000 $150,000 $710,000
2022 $10,663 $860,000 $150,000 $710,000
2021 $10,569 $860,000 $150,000 $710,000
2020 $9,981 $810,000 $150,000 $660,000
2019 $9,324 $765,000 $135,000 $630,000
2018 $9,328 $765,000 $0 $0
2017 $9,263 $765,000 $0 $0
2013 $8,816 $810,000 $135,000 $675,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Metro Search (Greater Louisville Association of REALTORS®)

MLS Number: 1424071

Metro Search (Greater Louisville Association of REALTORS®)

APN: 10-13G-00-17