A
Seller's Agent in 2025
Adrian Garcia
Realty of America
(708) 788-1900
1 in this area
1 Total Sale
3209 Charlemagne Ln Unit 1 Saint Charles, IL 60174
Northeast Saint Charles Neighborhood
4
Beds
2.5
Baths
2,419
Sq Ft
0.28
Acres
Highlights
- Deck
- Recreation Room
- Wood Flooring
- Norton Creek Elementary School Rated A
- Traditional Architecture
- Granite Countertops
About This Home
As of July 2025Welcome to 3209 Charlemagne Ln, a truly exceptional colonial residence nestled in the desirable Charlemagne neighborhood of St. Charles. This meticulously maintained home offers a perfect blend of classic elegance and modern updates, ready for you to move in and create lasting memories. As you approach, you'll appreciate the charming facade and the convenience of an attached garage, seamlessly blending practicality with curb appeal. Stepping inside, the warmth of hardwood floors greets you, leading to a thoughtfully designed layout. To your left, the inviting family room sets the stage for cozy gatherings, flowing effortlessly into the elegant dining room and the heart of the home, the updated kitchen, boasting stainless steel appliances and granite countertops. The spacious living room provides an additional area for relaxation and entertainment. A conveniently located main floor bathroom adds to the home's functionality. Ascend the staircase, located just off the entryway, to discover the private quarters. The luxurious master suite offers a serene retreat, followed by generously sized bedrooms, all bathed in natural light. The hardwood flooring continues upstairs, enhancing the home's cohesive and elegant feel. Descend to the lower level to find even more flexible living space. Throughout the home, great lighting enhances the warm and welcoming atmosphere. Outside, a wide, expansive backyard awaits, featuring a spacious deck perfect for summer barbecues and a handy shed for storage. Notably, this home's prime location places you just 1.5 miles from a variety of shopping centers, including Target and an array of delightful restaurants, ensuring all your daily needs and dining desires are easily met. This property is a fantastic opportunity to own a maintained home in a sought-after St. Charles location. Don't miss your chance to make 3209 Charlemagne Ln your own!
Last Agent to Sell the Property
Realty of America License #475213423 Listed on: 03/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,208
Year Built
- Built in 1990
Lot Details
- 0.28 Acre Lot
- Lot Dimensions are 85x140
- Level Lot
HOA Fees
- $16 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Asphalt Roof
Interior Spaces
- 2,419 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Blinds
- Six Panel Doors
- Family Room
- Living Room with Fireplace
- Formal Dining Room
- Recreation Room
- Wood Flooring
- Partial Basement
Kitchen
- Gas Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Deck
- Shed
Schools
- Fox Ridge Elementary School
- Wredling Middle School
- St Charles East High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
Community Details
- Charlemagne Subdivision
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 28, 2025
Closed on
Jun 9, 2025
Sold by
Reese Wesley D and Ortiz Elizabeth
Bought by
Serrano Ricardo Antonio and Martinez Adalizeth
Seller's Agent
Adrian Garcia
Realty of America
Buyer's Agent
Esther Zamudio
Zamudio Realty Group
List Price
$514,500
Sold Price
$490,000
Premium/Discount to List
-$24,500
-4.76%
Views
247
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.16%
Original Mortgage
$392,000
Outstanding Balance
$391,628
Interest Rate
6.25%
Mortgage Type
VA
Estimated Equity
$113,340
Purchase Details
Listed on
Jun 26, 2021
Closed on
Jul 26, 2021
Sold by
Sowizral Adam and Sowizral Edyta
Bought by
Reese Wesley D and Ortiz Elizabeth
Seller's Agent
Jacek Domanski
Brokerocity Inc
Buyer's Agent
Marcus Rembert
Mosaic Realty LLC
List Price
$395,000
Sold Price
$384,000
Premium/Discount to List
-$11,000
-2.78%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.37%
Original Mortgage
$377,044
Interest Rate
3.49%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 28, 2004
Sold by
Russell Thomas J and Russell Kathy A
Bought by
Sowizral Adam and Sowizral Edyta
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
6.4%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 9, 2004
Sold by
Meschi Gail S and Gail S Meschi Revocable Trust
Bought by
Russell Thomas J and Russell Kathy A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
6.4%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $490,000 | Chicago Title | |
| Warranty Deed | $384,000 | None Available | |
| Warranty Deed | $333,000 | Chicago Title Insurance Comp | |
| Deed | $520,000 | Professional National Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $392,000 | VA | |
| Previous Owner | $377,044 | FHA | |
| Previous Owner | $165,000 | Unknown | |
| Previous Owner | $170,000 | Credit Line Revolving | |
| Previous Owner | $132,100 | Unknown | |
| Previous Owner | $132,000 | Purchase Money Mortgage | |
| Previous Owner | $698,350 | Purchase Money Mortgage | |
| Previous Owner | $180,600 | Unknown | |
| Previous Owner | $90,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/03/2025 07/03/25 | Sold | $490,000 | -3.0% | $203 / Sq Ft |
| 05/07/2025 05/07/25 | Pending | -- | -- | -- |
| 04/28/2025 04/28/25 | Price Changed | $504,900 | -1.9% | $209 / Sq Ft |
| 04/15/2025 04/15/25 | For Sale | $514,500 | 0.0% | $213 / Sq Ft |
| 04/11/2025 04/11/25 | Pending | -- | -- | -- |
| 04/04/2025 04/04/25 | Price Changed | $514,500 | -1.9% | $213 / Sq Ft |
| 03/28/2025 03/28/25 | For Sale | $524,500 | +36.6% | $217 / Sq Ft |
| 07/23/2021 07/23/21 | Sold | $384,000 | -2.8% | $154 / Sq Ft |
| 07/09/2021 07/09/21 | Pending | -- | -- | -- |
| 06/26/2021 06/26/21 | For Sale | $395,000 | -- | $158 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,648 | $151,448 | $37,240 | $114,208 |
| 2023 | $10,208 | $135,548 | $33,330 | $102,218 |
| 2022 | $9,843 | $127,906 | $36,893 | $91,013 |
| 2021 | $9,943 | $121,919 | $35,166 | $86,753 |
| 2020 | $9,353 | $119,645 | $34,510 | $85,135 |
| 2019 | $9,184 | $117,276 | $33,827 | $83,449 |
| 2018 | $9,057 | $115,191 | $32,541 | $82,650 |
| 2017 | $8,819 | $111,252 | $31,428 | $79,824 |
| 2016 | $9,258 | $107,344 | $30,324 | $77,020 |
| 2015 | -- | $106,187 | $29,997 | $76,190 |
| 2014 | -- | $105,652 | $29,997 | $75,655 |
| 2013 | -- | $106,709 | $30,297 | $76,412 |
Source: Public Records
Agents Affiliated with this Home
-
Adrian Garcia
-
Esther Zamudio
Buyer's Agent in 2025
Esther Zamudio
Zamudio Realty Group
(847) 508-7500
1 in this area
628 Total Sales
-
Jacek Domanski
Seller's Agent in 2021
Jacek Domanski
Brokerocity Inc
(847) 337-5694
1 in this area
56 Total Sales
-
Marcus Rembert
Buyer's Agent in 2021
Marcus Rembert
Mosaic Realty LLC
(815) 793-5736
1 in this area
141 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12320515
APN: 09-24-452-003
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