3209 Stump Lake Dr Monroe, NC 28110
Estimated payment $2,823/month
Highlights
- Popular Property
- Water Views
- Traditional Architecture
- Unionville Elementary School Rated A
- Deck
- No HOA
About This Home
Welcome to 3209 Stump Lake Drive! Tucked away on a quiet cul-de-sac in a charming one-street neighborhood, this 3-bedroom, 2.5-bath home offers the perfect blend of privacy, space, and convenience. Situated on approximately 1.18 acres with a beautifully wooded front lot, the setting feels peaceful and secluded while still being just minutes from everything. Inside, you’ll find a versatile flex space ideal for a home office, playroom, or additional living area. The home is thoughtfully designed for both everyday living and entertaining, with a welcoming layout that flows seamlessly to the outdoor spaces. Step out onto the spacious deck and take in the serene pond views, an ideal spot for morning coffee or unwinding at the end of the day. With no HOA restrictions, you’ll enjoy the freedom to truly make this property your own. Conveniently located near the Monroe Bypass, commuting is a breeze while still enjoying the quiet, tucked-away feel of this hidden gem. If you’re looking for space, flexibility and a property with room to grow, this one is worth a closer look. Reach out today with questions or to schedule your private showing.
Listing Agent
Premier South Brokerage Email: melissa@melsellsclt.com License #123286 Listed on: 04/10/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 2002
Lot Details
- 1.18 Acre Lot
- Cul-De-Sac
- Property is zoned AF8
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Entrance Foyer
- Living Room with Fireplace
- Water Views
- Crawl Space
- Laundry Room
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- Garden Bath
Outdoor Features
- Deck
- Fire Pit
Schools
- Unionville Elementary School
- Piedmont Middle School
- Piedmont High School
Utilities
- Central Heating and Cooling System
- Air Filtration System
- Heating System Uses Natural Gas
- Water Softener
- Septic Tank
Community Details
- No Home Owners Association
- Ridge View Subdivision
Listing and Financial Details
- Assessor Parcel Number 09-177-036
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,843 | $422,500 | $100,500 | $322,000 |
| 2024 | $1,559 | $237,700 | $41,200 | $196,500 |
| 2023 | $1,544 | $237,700 | $41,200 | $196,500 |
| 2022 | $1,544 | $237,700 | $41,200 | $196,500 |
| 2021 | $1,544 | $237,700 | $41,200 | $196,500 |
| 2020 | $1,495 | $192,610 | $25,710 | $166,900 |
| 2019 | $1,508 | $192,610 | $25,710 | $166,900 |
| 2018 | $1,508 | $192,610 | $25,710 | $166,900 |
| 2017 | $1,604 | $192,600 | $25,700 | $166,900 |
| 2016 | $1,576 | $192,610 | $25,710 | $166,900 |
| 2015 | $1,596 | $192,610 | $25,710 | $166,900 |
| 2014 | $1,268 | $181,350 | $28,000 | $153,350 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/10/2026 04/10/26 | For Sale | $499,900 | +11.3% | $275 / Sq Ft | |
| 07/02/2024 07/02/24 | Sold | $449,000 | -2.4% | $244 / Sq Ft | View Prior Sale |
| 03/14/2024 03/14/24 | For Sale | $459,900 | -- | $250 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $449,000 | Tryon Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $250,000 | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $181,500 | -- | |
| Warranty Deed | $21,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $349,000 | VA | |
| Previous Owner | $227,944 | FHA | |
| Previous Owner | $228,937 | FHA | |
| Previous Owner | $176,250 | Unknown | |
| Previous Owner | $181,300 | No Value Available | |
| Previous Owner | $141,000 | Construction |
Source: Canopy MLS
MLS Number: 4350800
APN: 09-177-036
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Ask me questions while you tour the home.