NOT LISTED FOR SALE

3209 Stump Lake Dr Monroe, NC 28110

Estimated Value: $437,000 - $463,000

4 Beds
2.5 Baths
1,843 Sq Ft
$244/Sq Ft Est. Value

Last Sold July 02, 2024

Last sale price $449,000 $244 Per Sq Ft

Current estimated payment $2,573/month

53 Days on Market

Highlights

  • Fireplace
  • 2 Car Attached Garage
  • Forced Air Heating and Cooling System
  • Unionville Elementary School Rated A-
  • Laundry closet

About This Home

As of July 2024

Rare find with 1.18 ACRES in Piedmont Area! FOUR bedrooms for a growing family! This lot is dreamy with home tucked in the trees and gorgeous views all around. Country feel with great convenience to the Union County bypass for quick trips to anywhere in the Charlotte region. Quiet culdesac street in excellent, small one street subdivision. Main floor hosts an open floor plan, spacious kitchen, formal dining room, expansive great room with cozy masonry fireplace. Deck at rear of home overlooks pure natural beauty all around. Second floor has primary ensuite with dual vanity, sep shower/ tub, walkin closet, trey ceiling, and more! Three additional spacious bedrooms. Plenty of space to add on or finally put that pool in you've been dreaming of! Call for your personal viewing today!

Last Agent to Sell the Property

Kelly Benton

Ross & Associates Real Estate Brokerage Email: kellyrossbenton@gmail.com License #185645 Listed on: 03/14/2024

Last Buyer's Agent

Tanisha Griffith

The Next Level Realty Plus LLC License #284014

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,559

Year Built

  • Built in 2002

Lot Details

  • Property is zoned AF8

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Fireplace
  • Crawl Space
  • Dishwasher
  • Laundry closet

Bedrooms and Bathrooms

  • 4 Bedrooms

Schools

  • Unionville Elementary School
  • Piedmont Middle School
  • Piedmont High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Septic Tank

Community Details

  • Ridge View Subdivision

Listing and Financial Details

  • Assessor Parcel Number 09-177-036

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,559

Year Built

Built in 2002

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2002
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 243.62
  • Geocode Confidence: High
  • Attribution Contact: kellyrossbenton@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 920
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 923
  • Appliances: Dishwasher
  • Above Grade Finished Sq Ft: 1843
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Living Area: 1843
  • Bedroom Main: 0
  • Room Count: 11

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Construction Type: Brick Partial, Vinyl

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Faces Side

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Septic Installed
  • Laundry Features: Laundry Closet
  • Cooling: Central Air
  • Water Source: Public, Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Piedmont
  • HOA Subject To: None

Lot Info

  • Lot Size Area: 1.18
  • Lot Size Units: Acres
  • Parcel Number: 09-177-036
  • Zoning: AF8
  • ResoLotSizeUnits: Acres
  • Zoning Specification: AF8

MLS Schools

  • Elementary School: Unionville
  • High School: Piedmont

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 14, 2024
Closed on
Jul 1, 2024
Sold by
Malone Morgan J and Malone Colby J
Bought by
Garayua Denisha and Garayua Randy
Seller's Agent
Kelly Benton
Ross & Associates Real Estate
Buyer's Agent
Tanisha Griffith
The Next Level Realty Plus LLC
List Price
$459,900
Sold Price
$449,000
Premium/Discount to List
-$10,900
-2.37%
Views
280
Current Estimated Value
$449,350

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$350
Avg. Annual Appreciation
0.07%
Original Mortgage
$349,000
Interest Rate
7.02%
Mortgage Type
VA

Purchase Details

Closed on
Mar 10, 2020
Sold by
Malone Morgan J and Malone Colby J
Bought by
Malone Morgan J and Malone Colby J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,944
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 16, 2018
Sold by
Mcglamery Tiffany L and Mcglamery Justin S
Bought by
Faron Morgan J and Malone Colby J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$228,937
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 17, 2007
Sold by
Malone Glen Chad
Bought by
Malone Tiffany L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,250
Interest Rate
8.7%
Mortgage Type
Unknown

Purchase Details

Closed on
Dec 11, 2002
Sold by
Noel Williams Masonry Inc
Bought by
Malone Glen Chad and Malone Tiffany L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,300
Interest Rate
6.08%

Purchase Details

Closed on
Jul 23, 2002
Sold by
Helms Dennis N and Helms Susan C
Bought by
Noel Williams Masonry Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,000
Interest Rate
6.67%
Mortgage Type
Construction
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Garayua Denisha $449,000 Tryon Title
Malone Morgan J -- None Available
Faron Morgan J $250,000 None Available
Malone Tiffany L -- None Available
Malone Glen Chad $181,500 --
Noel Williams Masonry Inc $21,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Garayua Denisha $354,500
Closed Garayua Denisha $349,000
Previous Owner Malone Morgan J $18,557
Previous Owner Malone Morgan J $227,944
Previous Owner Faron Morgan J $228,937
Previous Owner Mcglamery Tiffany L $202,473
Previous Owner Malone Tiffany $199,599
Previous Owner Malone Tiffany L $176,250
Previous Owner Malone Glen Chad $181,300
Previous Owner Noel Williams Masonry Inc $141,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/02/2024 07/02/24 Sold $449,000 -2.4% $244 / Sq Ft
03/14/2024 03/14/24 For Sale $459,900 -- $250 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,559 $237,700 $41,200 $196,500
2023 $1,544 $237,700 $41,200 $196,500
2022 $1,544 $237,700 $41,200 $196,500
2021 $1,544 $237,700 $41,200 $196,500
2020 $1,495 $192,610 $25,710 $166,900
2019 $1,508 $192,610 $25,710 $166,900
2018 $1,508 $192,610 $25,710 $166,900
2017 $1,604 $192,600 $25,700 $166,900
2016 $1,576 $192,610 $25,710 $166,900
2015 $1,596 $192,610 $25,710 $166,900
2014 $1,268 $181,350 $28,000 $153,350
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4118999

Canopy MLS (Canopy Realtor® Association)

APN: 09-177-036