Seller's Agent in 2025
Jessica Herndon
Keller Williams High Country
(828) 610-3294
2 in this area
10 Total Sales
321 Charter Hills Rd Beech Mountain, NC 28604
3
Beds
3
Baths
1,425
Sq Ft
11,326
Sq Ft Lot
Highlights
- Waterfront
- Deck
- No HOA
- Valle Crucis Elementary School Rated A-
- Wooded Lot
- Enclosed Glass Porch
About This Home
As of September 2025Creekside 3BR/3BA Retreat – 5 Minutes to Beech Mountain Ski Resort. Short-term rental permitted! This inviting 3-bedroom, 3-bathroom home offers serene creek frontage on three sides, creating a peaceful mountain escape. Enjoy the soothing sounds of the water from the expansive upper and lower decks or the enclosed sunroom overlooking the property. Inside, the home features spacious bedrooms, three full baths, and a sleeping loft (not included in square footage) allowing for extra guests. Outdoor amenities include a cozy fire pit, creekside hammock lounging, and space for games or summer dips. Paved access with three off-street parking spaces, no HOA, and no road maintenance fees. Per sellers, the home had no water damage during Hurricane Helene and is not in a flood zone. Located in Watauga County, zoned for Valle Crucis School (K–8) and Watauga High (9–12). Optional Beech Mountain Club membership available just 5 minutes away—enjoy golf, pool, dining, fitness, pickleball, and tennis.
Last Agent to Sell the Property
Keller Williams High Country Brokerage Phone: 828-610-3294 Listed on: 07/01/2025
Last Buyer's Agent
Non Member
Canopy Administration
Home Details
Home Type
- Single Family
Year Built
- Built in 1969
Lot Details
- Waterfront
- Wooded Lot
- Property is zoned R1
Home Design
- Metal Roof
- Wood Siding
Interior Spaces
- 1-Story Property
- Gas Log Fireplace
- French Doors
- Living Room with Fireplace
- Basement Fills Entire Space Under The House
- Laundry Room
Kitchen
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Full Bathrooms
Outdoor Features
- Access to stream, creek or river
- Balcony
- Deck
- Enclosed Glass Porch
- Patio
- Fire Pit
Schools
- Valle Crucis Elementary School
- Watauga High School
Utilities
- Wall Furnace
- Baseboard Heating
- Heating System Uses Propane
- Electric Water Heater
Community Details
- No Home Owners Association
- Charter Hills Subdivision
Listing and Financial Details
- Assessor Parcel Number 1950333415000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 1, 2025
Closed on
Sep 22, 2025
Sold by
Blue Ram Properties Llc
Bought by
Duffy Jesse Keith and Duffy Melissa Anne
Seller's Agent
Jessica Herndon
Keller Williams High Country
Buyer's Agent
Non Member
Canopy Administration
List Price
$499,000
Sold Price
$468,000
Premium/Discount to List
-$31,000
-6.21%
Views
73
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,859
Avg. Annual Appreciation
-4.43%
Original Mortgage
$219,500
Outstanding Balance
$219,500
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$238,641
Purchase Details
Listed on
Feb 22, 2022
Closed on
Mar 28, 2022
Sold by
Schaffhauser Arnold M and Schaffhauser Bridget A
Bought by
Blue Ram Properties Llc
Seller's Agent
Tracy Simms
Blue Ridge Realty & Inv. - Banner Elk
Buyer's Agent
Tracy Simms
Blue Ridge Realty & Inv. - Banner Elk
List Price
$526,500
Sold Price
$526,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.37%
Purchase Details
Listed on
Jan 3, 2015
Closed on
Jun 12, 2015
Sold by
Mccready Stuart and Dull Mccready S Jane
Bought by
Schaffhauser Arnold M and Bernard Bridget A
Seller's Agent
Tim Holland
Holland Realty
Buyer's Agent
Julia Heinlein
EXP Realty LLC
List Price
$133,500
Sold Price
$133,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.58%
Original Mortgage
$120,150
Interest Rate
3.93%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $449,500 | None Listed On Document | |
| Warranty Deed | $449,500 | None Listed On Document | |
| Warranty Deed | $530,000 | Brent F King Pllc | |
| Warranty Deed | $133,500 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $219,500 | New Conventional | |
| Closed | $219,500 | New Conventional | |
| Previous Owner | $120,150 | New Conventional | |
| Closed | $0 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/12/2025 09/12/25 | Sold | $468,000 | 0.0% | $328 / Sq Ft | |
| 08/01/2025 08/01/25 | Price Changed | $468,000 | -4.3% | $328 / Sq Ft | |
| 07/31/2025 07/31/25 | Price Changed | $489,000 | -2.0% | $343 / Sq Ft | |
| 07/01/2025 07/01/25 | For Sale | $499,000 | -5.2% | $350 / Sq Ft | |
| 04/04/2022 04/04/22 | Sold | $526,500 | 0.0% | $363 / Sq Ft | View Prior Sale |
| 03/05/2022 03/05/22 | Pending | -- | -- | -- | |
| 02/22/2022 02/22/22 | For Sale | $526,500 | +294.4% | $363 / Sq Ft | |
| 07/10/2015 07/10/15 | Sold | $133,500 | 0.0% | $102 / Sq Ft | View Prior Sale |
| 06/10/2015 06/10/15 | Pending | -- | -- | -- | |
| 01/03/2015 01/03/15 | For Sale | $133,500 | -- | $102 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,091 | $321,700 | $16,900 | $304,800 |
| 2024 | $2,091 | $321,700 | $16,900 | $304,800 |
| 2023 | $3,291 | $321,700 | $16,900 | $304,800 |
| 2022 | $3,291 | $321,700 | $16,900 | $304,800 |
| 2021 | $1,722 | $144,700 | $20,000 | $124,700 |
| 2020 | $1,722 | $144,700 | $20,000 | $124,700 |
| 2019 | $1,722 | $144,700 | $20,000 | $124,700 |
| 2018 | $1,650 | $144,700 | $20,000 | $124,700 |
| 2017 | $1,650 | $144,700 | $20,000 | $124,700 |
| 2013 | -- | $160,700 | $20,000 | $140,700 |
Source: Public Records
Agents Affiliated with this Home
-
Jessica Herndon
-
N
Buyer's Agent in 2025
Non Member
NC_CanopyMLS
-
Tracy Simms
Seller's Agent in 2022
Tracy Simms
Blue Ridge Realty & Inv. - Banner Elk
(828) 898-7229
155 in this area
222 Total Sales
-
Tim Holland
Seller's Agent in 2015
Tim Holland
Holland Realty
(828) 387-0323
85 in this area
89 Total Sales
-
J
Buyer's Agent in 2015
Julia Heinlein
EXP Realty LLC
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4276469
APN: 1950-33-3415-000
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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