NOT LISTED FOR SALE

321 Charter Hills Rd Beech Mountain, NC 28604

Estimated Value: $435,000 - $450,787

3 Beds
3 Baths
1,425 Sq Ft
$312/Sq Ft Est. Value

Sale Details

Date Sold: September 12, 2025

Last sale price $468,000 $328 Per Sq Ft

Est. 5% decrease in value since last sale

Current estimated payment $2,547 / mo

38 Days on Market

Highlights

  • Waterfront
  • Deck
  • No HOA
  • Valle Crucis Elementary School Rated A-
  • Wooded Lot
  • Enclosed Glass Porch

About This Home

As of September 2025

Creekside 3BR/3BA Retreat – 5 Minutes to Beech Mountain Ski Resort. Short-term rental permitted! This inviting 3-bedroom, 3-bathroom home offers serene creek frontage on three sides, creating a peaceful mountain escape. Enjoy the soothing sounds of the water from the expansive upper and lower decks or the enclosed sunroom overlooking the property. Inside, the home features spacious bedrooms, three full baths, and a sleeping loft (not included in square footage) allowing for extra guests. Outdoor amenities include a cozy fire pit, creekside hammock lounging, and space for games or summer dips. Paved access with three off-street parking spaces, no HOA, and no road maintenance fees. Per sellers, the home had no water damage during Hurricane Helene and is not in a flood zone. Located in Watauga County, zoned for Valle Crucis School (K–8) and Watauga High (9–12). Optional Beech Mountain Club membership available just 5 minutes away—enjoy golf, pool, dining, fitness, pickleball, and tennis.

Last Agent to Sell the Property

Jessica Herndon

Ivester Jackson Christie's Brokerage Phone: 828-610-3294 Listed on: 07/01/2025

Last Buyer's Agent

Non Member

Canopy Administration

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1969

Lot Details

  • Waterfront
  • Wooded Lot
  • Property is zoned R1

Home Design

  • Metal Roof
  • Wood Siding

Interior Spaces

  • 1-Story Property
  • Gas Log Fireplace
  • French Doors
  • Living Room with Fireplace
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Full Bathrooms

Outdoor Features

  • Access to stream, creek or river
  • Balcony
  • Deck
  • Enclosed Glass Porch
  • Patio
  • Fire Pit

Schools

  • Valle Crucis Elementary School
  • Watauga High School

Utilities

  • Wall Furnace
  • Baseboard Heating
  • Heating System Uses Propane
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Charter Hills Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1950333415000

Home Details

Home Type

Single Family

Year Built

Built in 1969

Lot Details

0.26 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1969
  • Road Surface Type: Gravel, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 328.42
  • Geocode Confidence: High
  • Attribution Contact: 828-610-3294
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 915
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
  • Other Equipment: Fuel Tank(s)
  • Above Grade Finished Sq Ft: 915
  • Has Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 510
  • Door Features: French Doors
  • Fireplace Features: Gas Log, Gas Vented, Living Room
  • Living Area: 1425
  • Bedroom Main: 1
  • Bedroom Basement: 2

Exterior Features

  • Exterior Features: Fire Pit
  • New Construction: No
  • Roof: Metal
  • Construction Type: Site Built
  • Water Body Name: Creek
  • Waterfront Features: None
  • Exclusions: none
  • Construction Type: Wood
  • Patio And Porch Features: Balcony, Covered, Deck, Front Porch, Glass Enclosed, Patio, Porch, Rear Porch, Side Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Parking Space(s)

Utilities

  • Heating: Baseboard, Propane, Wall Furnace
  • Sewer: Public Sewer
  • Laundry Features: In Basement
  • Cooling: None
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Features: Creek Front, Creek/Stream, Wooded, Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 1950333415000
  • Additional Parcels: No
  • Zoning Specification: R1

MLS Schools

  • Elementary School: Valle Crucis
  • High School: Watauga

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 1, 2025
Closed on
Sep 22, 2025
Sold by
Blue Ram Properties Llc
Bought by
Duffy Jesse Keith and Duffy Melissa Anne
Seller's Agent
Jessica Herndon
Ivester Jackson Christie's
Buyer's Agent
Non Member
Canopy Administration
List Price
$499,000
Sold Price
$468,000
Premium/Discount to List
-$31,000
-6.21%
Views
73
Current Estimated Value
$444,447

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$23,553
Avg. Annual Appreciation
-7.99%
Original Mortgage
$219,500
Outstanding Balance
$219,500
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$224,947

Purchase Details

Listed on
Feb 22, 2022
Closed on
Mar 28, 2022
Sold by
Schaffhauser Arnold M and Schaffhauser Bridget A
Bought by
Blue Ram Properties Llc
Seller's Agent
Tracy Simms
Blue Ridge Realty & Inv. - Banner Elk
Buyer's Agent
Tracy Simms
Blue Ridge Realty & Inv. - Banner Elk
List Price
$526,500
Sold Price
$526,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.37%

Purchase Details

Listed on
Jan 3, 2015
Closed on
Jun 12, 2015
Sold by
Mccready Stuart and Dull Mccready S Jane
Bought by
Schaffhauser Arnold M and Bernard Bridget A
Seller's Agent
Tim Holland
Holland Realty
Buyer's Agent
Julia Heinlein
EXP Realty LLC
List Price
$133,500
Sold Price
$133,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.58%
Original Mortgage
$120,150
Interest Rate
3.93%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Duffy Jesse Keith $449,500 None Listed On Document
Duffy Jesse Keith $449,500 None Listed On Document
Blue Ram Properties Llc $530,000 Brent F King Pllc
Schaffhauser Arnold M $133,500 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Duffy Jesse Keith $219,500
Closed Duffy Jesse Keith $219,500
Previous Owner Schaffhauser Arnold M $120,150
Closed Blue Ram Properties Llc $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/12/2025 09/12/25 Sold $468,000 0.0% $328 / Sq Ft
08/01/2025 08/01/25 Price Changed $468,000 -4.3% $328 / Sq Ft
07/31/2025 07/31/25 Price Changed $489,000 -2.0% $343 / Sq Ft
07/01/2025 07/01/25 For Sale $499,000 -5.2% $350 / Sq Ft
04/04/2022 04/04/22 Sold $526,500 0.0% $363 / Sq Ft View Prior Sale
03/05/2022 03/05/22 Pending -- -- --
02/22/2022 02/22/22 For Sale $526,500 +294.4% $363 / Sq Ft
07/10/2015 07/10/15 Sold $133,500 0.0% $102 / Sq Ft View Prior Sale
06/10/2015 06/10/15 Pending -- -- --
01/03/2015 01/03/15 For Sale $133,500 -- $102 / Sq Ft
Source: Canopy MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,091 $321,700 $16,900 $304,800
2024 $2,091 $321,700 $16,900 $304,800
2023 $3,291 $321,700 $16,900 $304,800
2022 $3,291 $321,700 $16,900 $304,800
2021 $1,722 $144,700 $20,000 $124,700
2020 $1,722 $144,700 $20,000 $124,700
2019 $1,722 $144,700 $20,000 $124,700
2018 $1,650 $144,700 $20,000 $124,700
2017 $1,650 $144,700 $20,000 $124,700
2013 -- $160,700 $20,000 $140,700
Source: Public Records

Agents Affiliated with this Home

  • Jessica Herndon

    Seller's Agent in 2025

    Jessica Herndon

    Ivester Jackson Christie's

    (828) 610-3294

    3 in this area

    14 Total Sales

    Jessica Herndon
    Section Image

  • N

    Buyer's Agent in 2025

    Non Member

    NC_CanopyMLS

  • Tracy Simms

    Seller's Agent in 2022

    Tracy Simms

    Blue Ridge Realty & Inv. - Banner Elk

    (828) 898-7229

    154 in this area

    219 Total Sales

    Tracy Simms
    Section Image
  • Tim Holland

    Seller's Agent in 2015

    Tim Holland

    Holland Realty

    (828) 387-0323

    84 in this area

    88 Total Sales

    Tim Holland
    Section Image

  • J

    Buyer's Agent in 2015

    Julia Heinlein

    EXP Realty LLC

    Section Image
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Map

Source: Canopy MLS

MLS Number: 4276469

Canopy MLS

APN: 1950-33-3415-000

North Carolina Watauga County Beech Mountain 28604

321 Charter Hills Rd, Beech Mountain, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID

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