Joseph Cardinale
Howard Hanna Capital Inc
(518) 444-7525
254 Total Sales
1 in Downtown Schenectady
$143,000 Price
321 Front St Schenectady, NY 12305
Downtown Schenectady NeighborhoodEstimated Value: $224,324
4
Beds
2
Baths
1,744
Sq Ft
$129/Sq Ft
Est. Value
Highlights
- Deck
- Corner Lot
- No HOA
- Traditional Architecture
- Solid Surface Countertops
- Front Porch
About This Home
As of March 2025Seconds from Rivers Casino. Owner occupied 2 bedroom/1 bath duplex. Long term month to month tenants in first floor unit. 2nd floor completely updated with solid surface kitchen counters, new laminate flooring, tasteful colors. Roof just months old with ten year transferrable warranty. New electrical boxes. Water heaters are five years old. Electric heat/gas range in both units. Two off street parking spaces. Corner lot. Second floor deck has hook up for outdoor tv. Full basement (access through first floor deck). Established neighborhood, close to all the amenities. Second floor available for occupancy April 1.
Last Agent to Sell the Property
Suzanne Prezio Properties Inc License #10311209453 Listed on: 01/25/2025
Last Buyer's Agent
Keith Wells
Simons Rock Realty
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Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,007
Year Built
- Built in 1875
Lot Details
- 2,614 Sq Ft Lot
- Corner Lot
- Level Lot
- Cleared Lot
Home Design
- Duplex
- Traditional Architecture
- Block Foundation
- Stone Foundation
- Vinyl Siding
- Asphalt
Interior Spaces
- 1,744 Sq Ft Home
- Unfinished Basement
- Basement Fills Entire Space Under The House
- No Access to Attic
- Solid Surface Countertops
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
- Ceramic Tile in Bathrooms
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Parking
- 2 Parking Spaces
- Paved Parking
- Open Parking
- Off-Street Parking
Outdoor Features
- Deck
- Front Porch
Schools
- Schenectady High School
Utilities
- No Cooling
- Electric Baseboard Heater
- 100 Amp Service
- High Speed Internet
Community Details
- No Home Owners Association
- Association fees include sewer
Listing and Financial Details
- Tenant pays for hot water, dsl internet, gas, internet, cable TV, electricity, heat
- The owner pays for snow removal, trash collection, water
- Legal Lot and Block 12.000 / 1
- Assessor Parcel Number 421500 39.48-1-12
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 25, 2025
Closed on
Mar 27, 2025
Sold by
Bought by
Seller's Agent
Suzanne Prezio
Suzanne Prezio Properties Inc
Buyer's Agent
Keith Wells
Simons Rock Realty
List Price
$189,900
Sold Price
$220,000
Premium/Discount to List
$30,100
15.85%
Views
68
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,324
Avg. Annual Appreciation
1.42%
Original Mortgage
$176,000
Outstanding Balance
$173,640
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$50,684
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Schenectady, NY
-
Joseph Cardinale
-
Melissa Barone
Melissa Barone
Romeo Team Realty
(518) 241-4190
85 Total Sales
1 in Downtown Schenectady
$167,000 Price
-
Chad Majewski
Chad Majewski
Chad Majewski Real Estate
(518) 840-1480
339 Total Sales
1 in Downtown Schenectady
$185,000 Price
-
Rachel Mastrianni
Rachel Mastrianni
Realty One Group Key
(518) 351-6814
30 Total Sales
1 in Downtown Schenectady
$400,000 Price
-
Imran Abdul Qayoom
Imran Abdul Qayoom
Jandali Realty
(518) 608-2574
50 Total Sales
1 in Downtown Schenectady
$450,000 Price
-
Jennifer Mentiply
Jennifer Mentiply
Renovo Real Estate LLC
(518) 868-6681
146 Total Sales
3 in Downtown Schenectady
$185K - $1.2M Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $220,000 | Fidelity National Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $176,000 | ||
| Previous Owner | $125,000 | ||
| Previous Owner | $53,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/28/2025 03/28/25 | Sold | $220,000 | +15.9% | $126 / Sq Ft |
| 02/01/2025 02/01/25 | Pending | -- | -- | -- |
| 01/25/2025 01/25/25 | For Sale | $189,900 | -- | $109 / Sq Ft |
Source: Global MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,007 | $79,200 | $11,900 | $67,300 |
| 2024 | $5,007 | $79,200 | $11,900 | $67,300 |
| 2023 | $48 | $79,200 | $11,900 | $67,300 |
| 2022 | $4,687 | $79,200 | $11,900 | $67,300 |
| 2021 | $4,648 | $79,200 | $11,900 | $67,300 |
| 2020 | $4,560 | $79,200 | $11,900 | $67,300 |
| 2019 | $2,919 | $79,200 | $11,900 | $67,300 |
| 2018 | $4,599 | $79,200 | $11,900 | $67,300 |
| 2017 | $3,889 | $79,200 | $11,900 | $67,300 |
| 2016 | $4,694 | $79,200 | $11,900 | $67,300 |
| 2015 | -- | $79,200 | $11,900 | $67,300 |
| 2014 | -- | $79,200 | $11,900 | $67,300 |
Source: Public Records
Agents Affiliated with this Home
-
Suzanne Prezio
Seller's Agent in 2025
Suzanne Prezio
Suzanne Prezio Properties Inc
(518) 577-6571
2 in this area
87 Total Sales
-
K
Buyer's Agent in 2025
Keith Wells
Simons Rock Realty
Map
Source: Global MLS
MLS Number: 202511154
APN: 039-048-0001-012-000-0000
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Information is deemed reliable but not guaranteed.
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