$150,000
PENDING

321 Harding St Defiance, OH 43512

Estimated payment $879/month

Total Views 1,085
3 Beds
1.5 Baths
936 Sq Ft
$160 Price per Sq Ft

Highlights

  • No HOA
  • Shed
  • Dining Room
  • Living Room
  • Forced Air Heating and Cooling System
  • Concrete Flooring

About This Home

Welcome to 321 Harding Street — a well-maintained tri-level home offering comfort, efficiency, and peace of mind in a quiet Defiance neighborhood. This 3-bedroom, 1.5-bath home features a functional layout with multiple living levels that provide both separation and flexibility for everyday living. The lower level offers additional living or storage space, while the upper levels house the bedrooms and main living areas. The heavy lifting has already been done. The home features all new windows, a newer roof, and updated mechanical systems, including a newer furnace, central air, and water heater, allowing the next owner to move in with confidence. Pride of ownership is evident throughout, with the home having been well cared for and thoughtfully maintained over the years. Outside, the property offers a manageable yard and a location that balances a quiet residential setting with convenient access to local amenities. USDA eligible, this home presents an excellent opportunity for qualified buyers looking for affordable financing paired with a solid, move-in-ready property. If you're searching for a home where the major updates are already handled and the layout offers versatility for today's lifestyle, 321 Harding Street is one you'll want to see in person.

Listing Agent

Tyler Secrist

Century 21 Sunway Realty Brokerage Phone: 260-573-5748 License #2024001019 Listed on: 12/12/2025

Century 21 Sunway Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1972

Lot Details

  • 9,918 Sq Ft Lot
  • Lot Dimensions are 77 x 200 x 77 x 200

Home Design

  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • Aluminum Siding

Interior Spaces

  • 936 Sq Ft Home
  • 3-Story Property
  • Living Room
  • Dining Room
  • Gas Range
  • Basement

Flooring

  • Carpet
  • Concrete

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs

Parking

  • 6 Parking Spaces
  • Driveway

Outdoor Features

  • Shed

Schools

  • Defiance Elementary And Middle School
  • Defiance High School

Utilities

  • Forced Air Heating and Cooling System
  • 100 Amp Service

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number I02-3115-A-003-00

Home Details

Home Type

Single Family

Year Built

Built in 1972

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1972
  • Lot Size Acres: 0.2277
  • Lot Size: 77 x 200 x 77 x 200
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: None
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Tri-Level
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Attribution Contact: 260-573-5748
  • RoomKey: 20251213011539013851000000
  • RoomKey: 20251213011539096558000000
  • Special Features: VirtualTour

Interior Features

  • Flooring: Carpet, Concrete, Luxury Vinyl
  • Fireplace: No
  • Has Basement: Concrete
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Eat-in Kitchen, Storage, Ceiling Fan(s)
  • Living Area: 936.0
  • Stories: 3

Exterior Features

  • Roof: Asphalt, Shingle
  • Pool Private: No
  • Waterfront: No
  • Disclosures: Property Disclosure, Lead Based Paint Disclosure
  • Common Walls: No Common Walls
  • Construction Type: Aluminum Siding
  • Foundation Details: Slab
  • Other Structures: Shed(s)

Garage/Parking

  • Attached Garage: No
  • Parking Features: Accessible Parking, Driveway, Gravel
  • Total Parking Spaces: 6.0

Utilities

  • Heating: Forced Air
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected, Internet Connected
  • Sewer: Public Sewer
  • Appliances: Gas Oven, Gas Range
  • Cooling: Central Air
  • Laundry Features: Accessible Utilities or Laundry, In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 100 Amp Service
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Defiance
  • Middle Or Junior School: Defiance

Lot Info

  • Lot Size Sq Ft: 9918.0
  • Additional Parcels: No
  • Parcel #: I02-3115-A-003-00

Tax Info

  • Tax Year: 2025

MLS Schools

  • Elementary School: Defiance
  • HighSchool: Defiance

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,144 $30,470 $4,970 $25,500
2023 $1,144 $30,470 $4,970 $25,500
2022 $1,035 $24,620 $4,970 $19,650
2021 $1,035 $24,620 $4,970 $19,650
2020 $1,043 $24,620 $4,970 $19,650
2019 $1,016 $23,460 $4,960 $18,500
2018 $1,002 $23,460 $4,960 $18,500
2017 -- $23,461 $4,956 $18,505
2016 $976 $22,789 $4,900 $17,889
2015 -- $22,789 $4,900 $17,889
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/26/2025 12/26/25 Pending -- -- --
12/12/2025 12/12/25 For Sale $150,000 -- $160 / Sq Ft
Source: Northwest Ohio Real Estate Information Service (NORIS)

Purchase History

Date Type Sale Price Title Company
Fiduciary Deed $65,000 None Available
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $61,750 Unknown
Source: Public Records

Source: Northwest Ohio Real Estate Information Service (NORIS)

MLS Number: 10002300

Northwest Ohio Real Estate Information Service (NORIS)

APN: I023115A00300