$225,000
SOLD AUG 15, 2025

321 S 20th St Richmond, IN 47374

4 Beds
2.5 Baths
2,394 Sq Ft
0.41 Acres

Recently Sold

$94 Per Sq Ft

6% Below List Price

28 Days on Market

Highlights

  • 0.41 Acre Lot
  • Enclosed Patio or Porch
  • Living Room
  • Main Floor Bedroom
  • 2 Car Attached Garage
  • Bathroom on Main Level

About This Home

As of August 2025

Experience timeless elegance in this character-rich home located in the heart of the Reeveston Place Historic District. This stately residence sits on a rare double lot and blends classic architecture with historic charm, featuring arched doorways, built-ins, and original hardwood floors. Enjoy generous living spaces, a main-level suite, and carefully preserved period touches—including a vintage milk door, two staircases to the upper level, and a built-in telephone niche. Outside, a private back patio offers the perfect place to relax, surrounded by mature shade trees and lush greenery. Rarely does a home so gracefully capture the spirit of Richmond’s architectural legacy. Schedule your private showing today and discover all the unique features this historic gem has to offer. **Grand Open House Saturday, June 28th 11:00 AM-1:00 PM**

Last Agent to Sell the Property

Victoria Brown-Stewart

RE/MAX At The Crossing License #RB18001021 Listed on: 06/27/2025

Last Buyer's Agent

Donna Spears

Coldwell Banker Lingle License #RB14036885

Coldwell Banker Lingle

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1928

Lot Details

  • 0.41 Acre Lot
  • Lot Dimensions are 120x147
  • Property is Fully Fenced

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Asphalt Roof
  • Stick Built Home

Interior Spaces

  • 2,394 Sq Ft Home
  • 2-Story Property
  • Non-Functioning Fireplace
  • Living Room
  • Dining Room
  • Basement

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • Charles Elementary School
  • Dennis/Test Middle School
  • Richmond High School

Utilities

  • Central Air
  • Window Unit Cooling System
  • Baseboard Heating
  • Hot Water Heating System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Reeveston Subdivision

Listing and Financial Details

  • Home warranty included in the sale of the property

Home Details

Home Type

Single Family

Year Built

Built in 1928

Lot Details

0

Listing Details

  • OFFICELIST_ADDRESS: 321 S 20th Street
  • Estimated Year Built: 1928
  • Estimated Size Bathroom 1: 12X18
  • Bathroom 1 Comments: Primary w/ stained glass
  • Estimated Size Bathroom 2: 6.6X7.8
  • Estimated Size Bedroom 1: 12X14
  • Bedroom 1 Comments: Primary w/bath adjoining
  • Estimated Dining Room Size: 12X13
  • Dining Room Comments: French Doors
  • Dining Rm Level: M
  • Directions: South 20th Street between Reeveston Road and South E Street.
  • E X E M P T: Homestead Credit, Mortgage
  • F I N A N C I N G O F F E R E D: Cash, Conventional
  • Geo Address Line: 321 S 20th St
  • Geo Longitude: -84.875061
  • Geo Primary City: Richmond
  • Geo Quality: 0.95
  • Geo Subdivision: IN
  • Geo Zoom Level: 16
  • Improvements Valuation: $208,100
  • Kitchen Level: M
  • Land Valuation: $67,700
  • Estimated Living Room Size: 17X18
  • Living Rm Comments: Fireplace/Wood Floors
  • Living Rm Level: M
  • Other Rm1 Approx Size: 6.4X11.7
  • Other Rm1 Comments: Mudroom/Sunroom
  • Other Rm1 Level: M
  • OFFICELIST_STATE: IN
  • Storage Bldg Approx Size: 6X19
  • Building Stories: 2
  • FILLSUBDIVISION: Reeveston
  • Taxes Half: $1,166
  • Total Assessed Value: 275800
  • Warranty: HMS Warranty
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1928

Interior Features

  • Appliances Included: Dishwasher, Disposal, Microwave, Range-Gas, Refrigerator
  • Bedroom 1 Level: M
  • Bedroom 2 Comments: Bath adjoining
  • Bathroom 1 Level: M
  • Bathroom 2 Level: U
  • Primary Bathroom: Yes
  • Has Basement: Yes
  • Estimated Size Bedroom 2: 13X15.3
  • Bedroom 2 Level: U
  • Estimated Size Bedroom 3: 11X14.10
  • Bedroom 3 Level: U
  • Estimated Size Bedroom 4: 11X21
  • Bedroom 4 Level: U
  • Lower Floor 1 Bedrooms: 4
  • Fireplace: Non-Working
  • Lower Floor 1 Half Bathrooms: 1
  • Estimated Kitchen Size: 13X13
  • Price Per S Q F T: 93.98
  • Basement Type: Single Family

Exterior Features

  • Exterior Construction: Stick
  • Exterior: Brick
  • Fencing: Full
  • Foundation: Basement
  • Porch/Deck Type: Covered, Patio, 3-Season
  • Roof Age: 4 Years
  • Roof Type: Asphalt, Shingle

Garage/Parking

  • Driveway: Paved
  • Garage Capacity: 2
  • Garage Type: Garage-Attached

Utilities

  • Air Conditioner: Central Air, Window
  • Electric Company: Richmond Power & Light
  • Gas Company: CenterPoint/Vectren
  • Heat Type: Baseboard, Gas, Hot Water
  • Sewer: City
  • Hot Water: City
  • Water Heater: Gas

Fee Information

  • Tax Class: RESIDENTIAL

Schools

  • Elementary School: Charles
  • High School: Richmond
  • Middle School: Dennis/Test

Lot Info

  • Geo Update Timestamp: 2025-06-27
  • Estimated Number Acres: 0.405
  • Land Contract: No
  • Lot Size: 120X147
  • Zoning: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 27, 2025
Closed on
Aug 13, 2025
Sold by
Alexander Julie
Bought by
Coldicott Brandon Walter and Childs Erin
Seller's Agent
Victoria Brown-Stewart
RE/MAX At The Crossing
Buyer's Agent
Donna Spears
Coldwell Banker Lingle
List Price
$240,000
Sold Price
$225,000
Premium/Discount to List
-$15,000
-6.25%
Views
141
Current Estimated Value
$232,928

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,928
Avg. Annual Appreciation
8.00%
Original Mortgage
$180,000
Outstanding Balance
$179,844
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$53,084

Purchase Details

Listed on
Nov 9, 2015
Closed on
Jul 13, 2016
Sold by
Palmore Marion and Smith Leah
Bought by
Platt Julie
Seller's Agent
Rebecca Cate
Better Homes and Gardens First Realty Group
Buyer's Agent
James May
Keller Williams Community Partners
List Price
$179,990
Sold Price
$174,900
Premium/Discount to List
-$5,090
-2.83%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.81%
Original Mortgage
$171,731
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 31, 2008
Sold by
Martin David B and Martin Kimberly S
Bought by
Sirva Relocation Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$19,000
Interest Rate
6.32%

Purchase Details

Closed on
Mar 18, 2008
Sold by
Sirva Relocation Llc
Bought by
Palmore Marion and Smith Leah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$19,000
Interest Rate
6.32%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed -- Attorney
Warranty Deed -- --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $180,000 New Conventional
Previous Owner $171,731 FHA
Previous Owner $19,000 No Value Available
Previous Owner $161,500 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/15/2025 08/15/25 Sold $225,000 -6.3% $94 / Sq Ft
07/25/2025 07/25/25 Pending -- -- --
06/27/2025 06/27/25 For Sale $240,000 +37.2% $100 / Sq Ft
07/11/2016 07/11/16 Sold $174,900 -2.8% $73 / Sq Ft View Prior Sale
05/25/2016 05/25/16 Pending -- -- --
11/09/2015 11/09/15 For Sale $179,990 -- $75 / Sq Ft
Source: Richmond Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,332 $233,200 $57,500 $175,700
2023 $20 $204,300 $50,400 $153,900
2022 $2,061 $206,100 $50,400 $155,700
2021 $1,909 $190,900 $50,400 $140,500
2020 $1,909 $190,900 $50,400 $140,500
2019 $1,846 $184,600 $50,400 $134,200
2018 $1,897 $186,300 $50,400 $135,900
2017 $1,858 $182,400 $50,400 $132,000
2016 $1,874 $184,000 $50,400 $133,600
2014 $3,586 $178,700 $50,400 $128,300
2013 $3,586 $174,300 $50,400 $123,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Richmond Association of REALTORS®

MLS Number: 10051382

APN: 89-18-04-240-417.000-030