$414,000
SOLD DEC 4, 2024

3218 10th Ln W Palmetto, FL 34221

4 Beds
3.5 Baths
2,604 Sq Ft
$387/mo HOA Fee

Recently Sold

$159 Per Sq Ft

13% Below List Price

183 Days on Market

Highlights

  • 35 Feet of Bay Harbor Waterfront
  • In Ground Spa
  • Wooded Lot
  • Access To Marina
  • Open Floorplan
  • Wood Flooring

About This Home

As of December 2024

Reduced! Best deal in the community! Seller will give buyer 5,000 dollar closing cost credit for interest rate buy down or use for a closing cost credit.

Enjoy the Florida lifestyle in this stunning, Better than New Waterfront townhome nestled in the quaint Riverbay community, conveniently situated just before the bridge to Snead Island. Boasting proximity to the Bradenton Yacht Club and the serene Emerson Park, this residence offers unparalleled convenience and luxury.

Recent major updates completed in the past year: New roof, new screens, new kitchen, renovated master bathroom, new interior paint, all new appliances, plantation shutters, new elevator, new luxury vinyl floors throughout, ceiling fans and lighting, washer and dryer.

Step inside to discover a meticulously updated interior, showcasing new luxury vinyl floors, fresh paint, and elegant crown moldings throughout. The brand-new kitchen is a chef's delight, featuring solid wood cabinets, quartz countertops, and top-of-the-line stainless steel appliances.

Ideal for multi-generational living, the first floor hosts an en suite bedroom with a private bath, perfect for accommodating guests or serving as a comfortable mother-in-law suite. Upstairs, the expansive master bedroom retreat awaits, complete with dual walk-in closets and a lavish bathroom adorned with floor-to-ceiling marble, a spacious walk-in shower, dual sinks, and an updated vanity. Easy access for everyone with a recently installed elevator for all levels.

For boating enthusiasts, Riverbay offers convenient access to 14 in community boat slips available for lease or purchase, as well as a nearby high and dry marina. Enjoy a lifestyle of leisure with no CDD fees and low HOA fees ($387/mo), which include water, trash removal, access to the community pool, fishing dock, nature trails, and kayak launch.

Don't miss the opportunity to explore this exceptional home through the immersive 3D virtual tour, and ensure it finds its place on your shortlist of must-see properties. Discover your dream Florida retreat today!

Last Agent to Sell the Property

Joe Murphy

COLDWELL BANKER REALTY Brokerage Phone: 941-907-1033 License #3030358 Listed on: 02/28/2024

COLDWELL BANKER REALTY

Last Buyer's Agent

Glenn Courson, II

FLORIDA REALTY INVESTMENTS License #3089515

FLORIDA REALTY INVESTMENTS

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,603

Year Built

  • Built in 2006

Lot Details

  • 2,208 Sq Ft Lot
  • 35 Feet of Bay Harbor Waterfront
  • Near Conservation Area
  • Cul-De-Sac
  • Southeast Facing Home
  • Mature Landscaping
  • Irrigation
  • Wooded Lot

HOA Fees

  • $387 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Full Bay or Harbor
  • Woods
  • Park or Greenbelt

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 2,604 Sq Ft Home
  • 3-Story Property
  • Elevator
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Ceiling Fan
  • Window Treatments
  • Great Room
  • Living Room
  • Inside Utility

Kitchen

  • Built-In Oven
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • Closet Cabinetry
  • Walk-In Closet

Laundry

  • Laundry Room
  • Washer

Eco-Friendly Details

  • Energy-Efficient Appliances

Pool

  • In Ground Spa
  • Gunite Pool

Outdoor Features

  • Access To Marina
  • Fishing Pier
  • Access to Bay or Harbor
  • Property is near a marina
  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Palmetto Elementary-Mn School
  • Palmetto High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, insurance, management, recreational facilities, sewer, trash, water
  • Annie Marlow Association, Phone Number (727) 573-9300
  • Visit Association Website
  • Riverbay Twnhms Ph Three Subdivision
  • The community has rules related to deed restrictions

Amenities

  • Community Mailbox

Recreation

  • Recreation Facilities
  • Community Pool
  • Park
  • Trails

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,603

Year Built

Built in 2006

Lot Details

0

HOA Fees

$387 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Insurance, Management, Recreational Facilities, Sewer, Trash, Water
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Townhouse
  • Construction Materials: Block, Stucco, Vinyl Siding
  • Fireplace: No
  • Living Area: 2604
  • Lot Size Acres: 0.05
  • New Construction: No
  • Year Built: 2006
  • Building Area Total: 3408
  • Lot Size Sq Ft: 2208
  • Status: Sold
  • Street Post Direction: W
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 158.99
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Other
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Boat Slip,Dock,Fishing,Marina,Water Access,Waterfront
  • Attribution Contact: 941-907-1033
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile, Wood
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Crown Molding, Elevator, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Dishwasher, Disposal, Microwave, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Three Or More
  • Spa Features: In Ground
  • Stories: 3
  • Window Features: Window Treatments
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Great Room,Inside Utility
  • Living Area Meters: 241.92

Exterior Features

  • Direction Faces: Southeast
  • Pool Features: Gunite, Heated
  • Exterior Features: Irrigation System, Rain Gutters
  • Roof: Shingle
  • Pool Private: No
  • View: Park/Greenbelt, Trees/Woods, Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Bay/Harbor,Marina
  • Water Extras: Fishing Pier
  • Water View: Bay/Harbor - Partial
  • Water View YN: 1
  • Waterfront Feet Total: 35
  • Flood Zone Panel: 12081C0163F
  • Water Frontage Feet Bay Harbor: 35

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Private

Condo/Co-op/Association

  • Community Features: Community Mailbox, Deed Restrictions, Pool, Sidewalks
  • Association Amenities: Park, Pool, Recreation Facilities, Trail(s)
  • Association Fee: 387
  • Association Fee Frequency: Monthly
  • Association Name: Annie Marlow
  • Phone: 727-573-9300
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: please contact HOA for rules related to pet approval and restrictions.
  • Association Fee Requirement: Required
  • Association Email: amarlow@condominiumassociates.com
  • Association URL: condominiumassociates.com

Fee Information

  • Total Annual Fees: 4644.00
  • Total Monthly Fees: 387.00
  • Monthly HOA Amount: 387.00

Schools

  • Elementary School: Palmetto Elementary-MN
  • High School: Palmetto High

Lot Info

  • Zoning: PDH
  • Parcel Number: 2959116359
  • Additional Parcels: No
  • Lot Features: Conservation Area, Cul-De-Sac, Near Marina, Sidewalk
  • Flood Zone Code: AE

Green Features

  • Efficiency: Appliances

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: please contact HOA for rules regarding leasing

Tax Info

  • Tax Annual Amount: 3603
  • Tax Book Number: 46-160
  • Tax Lot: 91

Multi Family

  • Waterfront Features: Bay/Harbor
  • Approval Process: Please contact HOA for approval process for leasing.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 28, 2024
Closed on
Dec 2, 2024
Sold by
Renshaw Brock A and Renshaw Kay
Bought by
Talbert Scott and Talbert Michelle D
Seller's Agent
Joe Murphy
COLDWELL BANKER REALTY
Buyer's Agent
Glenn Courson, II
FLORIDA REALTY INVESTMENTS
List Price
$474,900
Sold Price
$414,000
Premium/Discount to List
-$60,900
-12.82%
Views
141
Current Estimated Value
$356,386

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$57,614
Avg. Annual Appreciation
-15.50%
Original Mortgage
$393,300
Outstanding Balance
$390,055
Interest Rate
6.54%
Mortgage Type
New Conventional
Estimated Equity
-$33,669

Purchase Details

Closed on
Jun 30, 2021
Sold by
Tyco Leasing Llc
Bought by
Rosas Property Llc

Purchase Details

Closed on
Dec 8, 2020
Sold by
Redsky Development Llc
Bought by
Tyco Leasing Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 18, 2006
Sold by
Riverbay Development Corp
Bought by
Redsky Development Llc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $414,000 None Listed On Document
Warranty Deed $414,000 None Listed On Document
Warranty Deed $215,000 Attorney
Warranty Deed $225,000 Accommodation
Warranty Deed $341,800 Stewart Title Co Of Sarasota
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $393,300 New Conventional
Closed $393,300 New Conventional
Previous Owner $225,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/04/2024 12/04/24 Sold $414,000 0.0% $159 / Sq Ft
08/30/2024 08/30/24 Pending -- -- --
07/26/2024 07/26/24 Price Changed $414,000 -0.2% $159 / Sq Ft
07/10/2024 07/10/24 Price Changed $415,000 -0.4% $159 / Sq Ft
06/21/2024 06/21/24 Price Changed $416,500 -0.2% $160 / Sq Ft
06/07/2024 06/07/24 Price Changed $417,500 -0.4% $160 / Sq Ft
05/24/2024 05/24/24 Price Changed $419,000 -0.6% $161 / Sq Ft
05/17/2024 05/17/24 Price Changed $421,500 -0.4% $162 / Sq Ft
05/10/2024 05/10/24 Price Changed $423,000 -0.4% $162 / Sq Ft
05/03/2024 05/03/24 Price Changed $424,500 -3.4% $163 / Sq Ft
04/26/2024 04/26/24 Price Changed $439,500 +29.5% $169 / Sq Ft
04/26/2024 04/26/24 Price Changed $339,500 -24.5% $130 / Sq Ft
03/26/2024 03/26/24 Price Changed $449,500 -3.3% $173 / Sq Ft
03/13/2024 03/13/24 Price Changed $464,900 -2.1% $179 / Sq Ft
02/28/2024 02/28/24 For Sale $474,900 +12.8% $182 / Sq Ft
06/09/2022 06/09/22 Sold $421,000 -4.2% $162 / Sq Ft View Prior Sale
04/30/2022 04/30/22 Pending -- -- --
04/27/2022 04/27/22 For Sale $439,500 -- $169 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,683 $144,163 -- --
2024 $3,683 $225,109 -- --
2023 $3,603 $218,552 $0 $0
2022 $5,913 $297,017 $30,000 $267,017
2021 $4,227 $213,030 $20,000 $193,030
2020 $4,304 $207,259 $20,000 $187,259
2019 $4,362 $208,760 $20,000 $188,760
2018 $4,195 $198,730 $20,000 $178,730
2017 $3,894 $191,838 $0 $0
2016 $3,613 $175,131 $0 $0
2015 $3,122 $165,731 $0 $0
2014 $3,122 $156,581 $0 $0
2013 $2,752 $130,336 $1 $130,335
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: A4601402

Stellar MLS

APN: 29591-1635-9