322 Cottage Ave E Saint Paul, MN 55130
Payne-Phalen NeighborhoodEstimated payment $2,031/month
Total Views
3,103
6
Beds
2
Baths
2,484
Sq Ft
$117
Price per Sq Ft
About This Home
Discover this beautifully remodeled duplex on a spacious double lot in a serene Saint Paul neighborhood, with easy access to I-35! Each of the two 3-bedroom units boasts separate entrances and driveways, creating an ideal setup for house hackers or savvy investors. Effortlessly achieve the 1% rule with strong rental potential, making this property a standout opportunity for cash flow and long-term value!
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,456
Year Built
- Built in 1956
Home Design
- Duplex
Interior Spaces
- 2,484 Sq Ft Home
- 1-Story Property
- Natural lighting in basement
Bedrooms and Bathrooms
- 6 Bedrooms
- 2 Bathrooms
Additional Features
- Lot Dimensions are 80x108
- Baseboard Heating
Community Details
- 2 Units
Listing and Financial Details
- The owner pays for insurance
- Assessor Parcel Number 192922410012
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,194 | $286,500 | $25,000 | $261,500 |
| 2023 | $5,194 | $257,400 | $20,000 | $237,400 |
| 2022 | $4,670 | $240,300 | $20,000 | $220,300 |
| 2021 | $3,980 | $220,900 | $20,000 | $200,900 |
| 2020 | $3,910 | $192,500 | $16,300 | $176,200 |
| 2019 | $3,088 | $175,000 | $16,300 | $158,700 |
| 2018 | $2,768 | $142,600 | $16,300 | $126,300 |
| 2017 | $2,652 | $129,600 | $16,300 | $113,300 |
| 2016 | $2,472 | $0 | $0 | $0 |
| 2015 | $2,376 | $116,900 | $16,300 | $100,600 |
| 2014 | $2,494 | $0 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/07/2025 08/07/25 | Price Changed | $289,900 | -3.3% | $117 / Sq Ft |
| 07/17/2025 07/17/25 | For Sale | $299,900 | -- | $121 / Sq Ft |
Source: NorthstarMLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $195,000 | Minnesota Title | |
| Contract Of Sale | $100,000 | -- | |
| Foreclosure Deed | $102,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $154,000 | New Conventional | |
| Closed | $146,250 | New Conventional | |
| Previous Owner | $80,500 | New Conventional | |
| Previous Owner | $81,600 | New Conventional | |
| Closed | -- | Land Contract Argmt. Of Sale |
Source: Public Records
Similar Homes in Saint Paul, MN
Source: NorthstarMLS
MLS Number: 6754479
APN: 19-29-22-41-0012
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