PENDING
$210K PRICE DROP
322 Ontario Ave Palm Harbor, FL 34681
Crystal Beach NeighborhoodEstimated payment $5,404/month
Total Views
6,114
4
Beds
2.5
Baths
2,163
Sq Ft
$458
Price per Sq Ft
Highlights
- Waterfront Community
- Water access To Gulf or Ocean
- Custom Home
- Ozona Elementary School Rated A-
- In Ground Pool
- Property is near public transit
About This Home
Under contract-accepting backup offers. Tucked away in one of the most charming coastal pockets of Pinellas County, 322 Ontario Avenue delivers the kind of Florida living most only dream about. With vibrant Key West-inspired curb appeal, three thoughtfully designed levels, and zoning that allows short-term rentals, this is more than just a home—it’s a lifestyle and an opportunity.
Built in 2018 and meticulously maintained, this 4-bedroom, 2.5-bath home welcomes you with an airy, elevated feel from the moment you walk in. On the ground level, a massive 900+ square foot garage offers more than just parking—it’s the perfect space for paddleboards, bikes, golf carts, or even a workshop or home gym. Step out back and you’ll find a wide 34-foot covered lanai ready for sunset cocktails, weekend grilling, or lazy afternoons with a book and a breeze.
The second floor unfolds into a bright and open main living space with soaring ceilings, impact-rated windows, and the kind of flow that makes entertaining effortless. The kitchen features 42” wood cabinets, a center island, and an easy connection to the dining and living areas. Whether you’re cooking for two or ten, this space brings everyone together. The primary suite is tucked just off the main area and includes a spacious walk-in closet, dual vanity, and large tiled shower—offering privacy and comfort all on one level.
The top floor offers three more bedrooms, a full bath, and a unique guest suite with private balcony access—ideal for visitors, family, or creating your own personal escape. With separate space across all three levels, this home easily supports multigenerational living, remote work, or flexible rental setups.
Located just steps from the water, the Pinellas Trail, and some of the best sunsets on the Gulf Coast, you’ll love the laid-back Crystal Beach vibe—where locals cruise on golf carts, there's no HOA, and life moves just a little slower. Zoned R-4, this home is short-term rental ready, giving you the rare freedom to use it as a full-time residence, vacation retreat, or income-producing property right away.
Opportunities like this are rare in Crystal Beach—newer construction, prime zoning, no HOA, and serious lifestyle appeal. If you're looking for something that checks every box, look no further. This is your place in the sun.
Listing Agent
EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3373651 Listed on: 05/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $73
Year Built
- Built in 2018
Lot Details
- 6,190 Sq Ft Lot
- Lot Dimensions are 50 x 124
- Cul-De-Sac
- Unincorporated Location
- South Facing Home
- Vinyl Fence
- Mature Landscaping
- Property is zoned R-4
HOA Fees
- $3 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Golf Cart Garage
Home Design
- Stilt Home
- Custom Home
- Key West Architecture
- Frame Construction
- Shingle Roof
- Block Exterior
- Pile Dwellings
- Stucco
Interior Spaces
- 2,163 Sq Ft Home
- 2-Story Property
- High Ceiling
- Ceiling Fan
- Electric Fireplace
- Double Pane Windows
- ENERGY STAR Qualified Windows
- Blinds
- French Doors
- Great Room
- Living Room with Fireplace
- Dining Room
- Pool Views
Kitchen
- Convection Oven
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Bamboo
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Home Security System
- Storm Windows
- Fire and Smoke Detector
Eco-Friendly Details
- Reclaimed Water Irrigation System
Pool
- In Ground Pool
- Gunite Pool
- Saltwater Pool
- Spa
- Pool Alarm
- Pool Lighting
Outdoor Features
- Water access To Gulf or Ocean
- Fishing Pier
- Property is near a marina
- Balcony
- Covered Patio or Porch
Location
- Flood Insurance May Be Required
- Property is near public transit
- Property is near a golf course
Schools
- Ozona Elementary School
- Palm Harbor Middle School
- Palm Harbor Univ High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Water Softener
- Phone Available
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 14 / 71
- Assessor Parcel Number 5-27-15-19872-071-0140
Community Details
Overview
- Built by Southern Image Homes
- Crystal Beach Rev Subdivision
- The community has rules related to allowable golf cart usage in the community
Recreation
- Waterfront Community
- Park
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $73 | $488,671 | -- | -- |
| 2023 | $73 | $474,438 | $0 | $0 |
| 2022 | $7,649 | $460,619 | $0 | $0 |
| 2021 | $7,757 | $447,203 | $0 | $0 |
| 2020 | $7,746 | $441,029 | $0 | $0 |
| 2019 | $7,880 | $444,332 | $0 | $0 |
| 2018 | $2,215 | $109,716 | $0 | $0 |
| 2017 | $4,957 | $247,994 | $0 | $0 |
| 2016 | $4,564 | $222,966 | $0 | $0 |
| 2015 | $2,864 | $135,576 | $0 | $0 |
| 2014 | $2,605 | $122,536 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/07/2025 08/07/25 | Pending | -- | -- | -- |
| 07/02/2025 07/02/25 | Price Changed | $990,000 | -1.0% | $458 / Sq Ft |
| 06/13/2025 06/13/25 | Price Changed | $1,000,000 | -7.7% | $462 / Sq Ft |
| 05/30/2025 05/30/25 | Price Changed | $1,083,000 | -5.0% | $501 / Sq Ft |
| 05/16/2025 05/16/25 | Price Changed | $1,140,000 | -5.0% | $527 / Sq Ft |
| 05/02/2025 05/02/25 | For Sale | $1,200,000 | +140.0% | $555 / Sq Ft |
| 11/23/2018 11/23/18 | Sold | $499,900 | 0.0% | $248 / Sq Ft |
| 09/28/2018 09/28/18 | Pending | -- | -- | -- |
| 06/08/2018 06/08/18 | For Sale | $499,900 | -- | $248 / Sq Ft |
Source: Stellar MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $100 | -- | |
| Warranty Deed | $499,900 | Attorney | |
| Warranty Deed | $134,200 | None Available | |
| Warranty Deed | $249,000 | Attorney | |
| Special Warranty Deed | $135,000 | Del Mar Title Services Llc | |
| Trustee Deed | -- | Attorney | |
| Warranty Deed | $154,000 | -- | |
| Warranty Deed | $121,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $399,000 | New Conventional | |
| Previous Owner | $399,920 | New Conventional | |
| Previous Owner | $584,530 | Construction | |
| Previous Owner | $199,200 | New Conventional | |
| Previous Owner | $123,200 | New Conventional | |
| Previous Owner | $17,059 | New Conventional | |
| Previous Owner | $55,000 | New Conventional |
Source: Public Records
Similar Homes in the area
Source: Stellar MLS
MLS Number: TB8374351
APN: 35-27-15-19872-071-0140
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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