NOT LISTED FOR SALE

322 Ryan Ave Key Largo, FL 33037

Estimated Value: $735,000

3 Beds
2 Baths
1,494 Sq Ft
$492/Sq Ft Est. Value

Last Sold December 18, 2019

Last sale price $442,500 $296 Per Sq Ft

Est. 66% increase in value since last sale

Current estimated payment $4,302/month

104 Days on Market

Highlights

  • Boat Ramp
  • Cathedral Ceiling
  • No HOA
  • Coral Shores High School Rated A
  • Granite Countertops
  • Stainless Steel Appliances

About This Home

As of December 2019

Turn-key! Gorgeous tile flooring, plantation shutters and cathedral ceilings make this open concept home sing. Living, dining and kitchen areas coordinate to make entertaining an absolute breeze. Any chef would love this pristine kitchen with granite countertops, stainless appliances and views of the greenery behind the home. Shaded outdoor living room overlooking very private, low maintenance back yard which backs up to hardwood hammock. Three bedrooms, two baths including very spacious master suite! Built in 2013, this 1495 sf concrete block home has a garage (!) and a metal roof. The private neighborhood homeowners park has an excellent ramp. Approx 1.5 miles by boat to Adams Cut for easy ocean access. 2 mins to KLS, 50 mins to MIA

Last Agent to Sell the Property

Christy Hughes

Coldwell Banker Schmitt Islamorada License #3265558 Listed on: 08/05/2019

Coldwell Banker Schmitt Islamorada

Last Buyer's Agent

Kimberly Brook Gray

Waterfront Resort Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,817

Year Built

  • Built in 2013

Lot Details

  • 6,000 Sq Ft Lot
  • Property is zoned URM - Urban Res Mobile Home District

Parking

  • Garage

Home Design

  • Metal Roof

Interior Spaces

  • 1,494 Sq Ft Home
  • Cathedral Ceiling
  • Shutters

Kitchen

  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Central Air
  • Public Hookup Available For Sewer

Additional Features

  • Boat Ramp
  • Ground Level

Listing and Financial Details

  • Minimum Rental Period: 30
  • Assessor Parcel Number 00564143-000300

Community Details

Overview

  • No Home Owners Association
  • Key Largo Mob Homesites Subdivision
  • Rental Restrictions

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,817

Year Built

Built in 2013

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Voluntary HOA: Yes
  • Document Count: 1
  • Fee Includes: None
  • Key Island: Key Largo
  • K W Neighborhood: Outside of Key West
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 105.00
  • Min Rental Days: 30.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Boat Ramp
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: FHA
  • Side: Ocean
  • State Province: FL
  • Taxes: 2816.96
  • Vehicle Storage: Garage
  • Year Built: 2013
  • Alternate Key Number: 1689629
  • Building Style: Ground Level
  • Cooling Heating: Central Air
  • Lot Sq Ft: 6000.00
  • Shutters: Panel
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 1494.00
  • Sewer Hook Up: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Cathedral Ceilings, Window Treatments, Granite Counter Top
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Refrigerator, Dishwasher, Dryer
  • Total Bedrooms: 3
  • Sq Ft Remarks: seller to verify

Exterior Features

  • Dockage: Boat Ramp, None
  • Waterfront: None
  • Waterfront: No
  • Construction: CBS
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Utilities: Buyer to Verify

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE
  • Parcel Number: 00564143-000300
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.14

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2018

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 5, 2019
Closed on
Dec 18, 2019
Sold by
Bullen Luke Frank and Kinney Hunter Austin
Bought by
Gonzalez Jean M and Gonzalez Whitney
Seller's Agent
Christy Hughes
Coldwell Banker Schmitt Islamorada
Buyer's Agent
Kimberly Brook Gray
Waterfront Resort Realty
List Price
$470,000
Sold Price
$442,500
Premium/Discount to List
-$27,500
-5.85%
Current Estimated Value
$735,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$292,500
Avg. Annual Appreciation
9.09%
Original Mortgage
$434,484
Outstanding Balance
$381,310
Interest Rate
3.37%
Mortgage Type
FHA
Estimated Equity
$353,690

Purchase Details

Closed on
Apr 6, 2018
Sold by
Bullen Luke F and Bullen Hunter A
Bought by
Bullen Luke F and Kinney Hunter A

Purchase Details

Listed on
Aug 7, 2017
Closed on
Oct 17, 2017
Sold by
Cerrone Vincent
Bought by
Bullen Luke Frank
Seller's Agent
Jorge Gomez
RE/MAX All Keys Real Estate
Buyer's Agent
Richard Trottnow
RE/MAX All Keys Real Estate
List Price
$415,000
Sold Price
$399,000
Premium/Discount to List
-$16,000
-3.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.94%

Purchase Details

Listed on
Apr 18, 2014
Closed on
Aug 28, 2014
Sold by
Ferradaz Adrian D and Secades Ricardo
Bought by
Cerrone Vincent and Luglio Susan D
Seller's Agent
Terry Canto
American Caribbean Real Estate, Christie's International Real Estate
Buyer's Agent
Lisa Frins
Century 21 Prestige Realty Grp, Tavernier
List Price
$339,000
Sold Price
$325,000
Premium/Discount to List
-$14,000
-4.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.77%
Original Mortgage
$260,000
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 30, 2010
Sold by
Secades Hilda
Bought by
Secades Ricardo

Purchase Details

Closed on
May 1, 2006
Sold by
Harding Bradley A and Harding Anne M
Bought by
Secades Ricardo and Ferradaz Adrian

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
7.25%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Dec 13, 2002
Bought by
Cerrone Vincent

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$11,700
Interest Rate
5.99%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Nov 19, 2002
Sold by
Albury Anthony R
Bought by
Harding Bradley A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$11,700
Interest Rate
5.99%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Nov 18, 2002
Sold by
Fernandez Melissa Albury
Bought by
Harding Bradley A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$11,700
Interest Rate
5.99%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jul 21, 1995
Sold by
Hutchings Clover D
Bought by
Albury Ray S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$37,000
Interest Rate
7.46%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 1, 1973
Bought by
Cerrone Vincent
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gonzalez Jean M $442,500 Coral Reef Title Company
Bullen Luke F $100 None Listed On Document
Bullen Luke Frank $399,000 Hly Acquisition Title Co Llc
Cerrone Vincent $325,000 Attorney
Secades Ricardo -- Attorney
Secades Ricardo $185,000 Sunshine Title Keys Inc
Cerrone Vincent $117,500 --
Harding Bradley A $117,500 --
Harding Bradley A -- --
Harding Bradley A -- --
Harding Bradley A -- --
Harding Bradley A -- --
Albury Ray S $47,000 --
Cerrone Vincent $3,300 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gonzalez Jean M $434,484
Previous Owner Cerrone Vincent $260,000
Previous Owner Secades Ricardo $150,000
Previous Owner Harding Bradley A $11,700
Previous Owner Harding Bradley A $94,000
Previous Owner Albury Ray S $37,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/18/2019 12/18/19 Sold $442,500 -5.9% $296 / Sq Ft
08/05/2019 08/05/19 For Sale $470,000 +17.8% $315 / Sq Ft
10/17/2017 10/17/17 Sold $399,000 -3.9% $267 / Sq Ft View Prior Sale
08/29/2017 08/29/17 Pending -- -- --
08/07/2017 08/07/17 For Sale $415,000 +27.7% $278 / Sq Ft
09/02/2014 09/02/14 Sold $325,000 -4.1% $222 / Sq Ft View Prior Sale
07/25/2014 07/25/14 Pending -- -- --
04/18/2014 04/18/14 For Sale $339,000 -- $232 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,863 -- -- --
2023 $4,309 -- -- --
2022 $4,309 $0 $0 $0
2021 $3,908 -- -- --
2020 $3,908 $361,247 $96,000 $265,247
2019 -- $339,650 $102,000 $237,650
2018 -- $337,225 $102,000 $235,225
2017 -- $239,936 $0 $0
2016 -- $235,001 $0 $0
2015 -- $233,367 $0 $0
2014 -- $255,917 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 586921

Florida Keys Board of REALTORS®

APN: 00564143-000300