NOT LISTED FOR SALE

322 S Wall St Covington, OH 45318

Estimated Value: $177,000 - $306,000

3 Beds
1 Bath
1,282 Sq Ft
$166/Sq Ft Est. Value

Last Sold February 26, 2021

Last sale price $144,900 $113 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $1,202/month

105 Days on Market

Highlights

  • Deck
  • 1 Car Detached Garage
  • Forced Air Heating and Cooling System
  • Wood Flooring
  • Porch
  • Ceiling Fan

About This Home

As of February 2021

Cute House with lots of nice amenities from the welcoming front porch, to the electric fireplace, and nice living space. Outside you have Lovely Perennials flower beds, with fenced in back yard (w/fenced in Dog Kennel) with a Large Deck for entertaining. The 1 1/2 car garage has an upstairs for storage and workshop area. This is a well maintained home with lots of updates. Including: 2018 - New Roof, Gutter, downspouts, and Front Door. 2020: New furnace, A/C Unit, Countertops, Kitchen sink, Garbage Disposal, New Flooring downstairs, New Windows, Back Screen Door, Fireplace, and a New 100amp Electric Panel! Everything is done! All you have to do is move in and enjoy a Wonderful Home! Seller is offering to either leave flooring that they have purchased (same as living room flooring) for the buyer to install upstairs or for the right offer, they will give a $750.00 flooring allowance.

Last Agent to Sell the Property

Marti Newsome

RE/MAX One License #000367162 Listed on: 11/02/2020

RE/MAX One

Co-Listed By

David Besecker

Keller Williams Home Town Realty License #2004016368

Last Buyer's Agent

Kyra Buckner

Glasshouse Realty Group License #2019004336

Glasshouse Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,316

Year Built

  • Built in 1920

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 82 x 132
  • Fenced

Parking

  • 1 Car Detached Garage
  • Workshop in Garage

Home Design

  • Stone Foundation
  • Vinyl Siding

Interior Spaces

  • 1,282 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Electric Fireplace
  • Window Treatments
  • Wood Flooring
  • Unfinished Basement
  • Partial Basement

Kitchen

  • Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number H19002970

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,316

Year Built

Built in 1920

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: House
  • Level Style: Two
  • Semi-Annual Tax: 1158.00
  • Year Built: 1920
  • Documents: Lead Based Paint Disclosure, Property Disclosure
  • Listing I D: 1007005
  • M L S Approved: Y
  • M L S Identifier: 20190724221641160008000000
  • New Financing: Cash, Rural Housing Service, VA Loan, FHA, Conventional
  • Parcel I D Number Formatted: H19002970
  • Property Group I D: 19990816212109142258000000
  • Subtype: Single Family Residence
  • Type Of Contract: Exclusive Right To Sell
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Refrigerator, Range, Gas Water Heater, Disposal
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Basement: Partial, Unfinished
  • Inside Features: Ceiling Fan(s), Window Coverings, Wood Floors
  • Price/ Sq Ft: 116.93
  • Fireplace: Electric
  • Total Bedrooms: 3
  • Total Square Footage: 1282.00

Exterior Features

  • Exterior: Vinyl Siding
  • Foundation: Stone
  • Outside Features: Deck, Porch, Fenced

Garage/Parking

  • Garage: Detached, Workshop in Garage
  • Garage Spaces: 1.00

Utilities

  • Cooling: Central Air
  • Heating System: Forced Air, Natural Gas
  • Utilities: Natural Gas Connected, Sewer Connected
  • Sewer: Public Sewer
  • Water Source: Supplied Water

Lot Info

  • Acres: 0.25
  • Lot Dimensions: 82 X 132
  • Zoning: Residential
  • Land Info: Residential Lot
  • Parcel Id Number: H19002970

Tax Info

  • Tax Year: 2019

MLS Schools

  • School District: 5503 Covington EVSD

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 2, 2020
Closed on
Feb 26, 2021
Sold by
Spurgeon Larry D and Spurgeon Lisa
Bought by
Ramey Brooke E and Ramey Branden A
Seller's Agent
Marti Newsome
RE/MAX One
Buyer's Agent
Kyra Buckner
Glasshouse Realty Group
List Price
$152,900
Sold Price
$144,900
Premium/Discount to List
-$8,000
-5.23%
Current Estimated Value
$212,358

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$67,458
Avg. Annual Appreciation
8.11%
Original Mortgage
$142,274
Outstanding Balance
$127,539
Interest Rate
2.7%
Mortgage Type
FHA
Estimated Equity
$84,819

Purchase Details

Closed on
Oct 2, 2020
Sold by
Spurgeon Janet K and Spurgeon Larry D
Bought by
Spurgeon Larry D

Purchase Details

Closed on
Oct 25, 1994
Sold by
Dorseck Scott A
Bought by
Spurgeon Larry D and Spurgeon Janet K
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ramey Brooke E $145,150 None Available
Ramey Brooke E -- None Listed On Document
Spurgeon Larry D -- None Available
Spurgeon Larry D $62,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ramey Brooke E $142,274
Closed Ramey Brooke E $142,274
Closed Spurgeon Larry D --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/26/2021 02/26/21 Sold $144,900 -3.3% $113 / Sq Ft
11/09/2020 11/09/20 Price Changed $149,900 -2.0% $117 / Sq Ft
11/02/2020 11/02/20 For Sale $152,900 -- $119 / Sq Ft
Source: Western Regional Information Systems & Technology (WRIST)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,236 $32,980 $13,550 $19,430
2023 $1,236 $32,980 $13,550 $19,430
2022 $1,232 $32,980 $13,550 $19,430
2021 $1,024 $25,380 $10,430 $14,950
2020 $1,049 $25,380 $10,430 $14,950
2019 $1,054 $25,380 $10,430 $14,950
2018 $990 $23,800 $8,120 $15,680
2017 $1,008 $23,800 $8,120 $15,680
2016 $996 $23,800 $8,120 $15,680
2015 $919 $22,900 $7,810 $15,090
2014 $919 $22,900 $7,810 $15,090
2013 $888 $22,900 $7,810 $15,090
Source: Public Records

Agents Affiliated with this Home

  • Marti Newsome

    Seller's Agent in 2021

    Marti Newsome

    RE/MAX

    (937) 477-1381

    1 in this area

    28 Total Sales

    Marti Newsome
    Section Image
  • David Besecker

    Seller Co-Listing Agent in 2021

    David Besecker

    Keller Williams Home Town Realty

    (937) 216-2286

    14 in this area

    116 Total Sales

    David Besecker
    Section Image
  • Kyra Buckner

    Buyer's Agent in 2021

    Kyra Buckner

    Glasshouse Realty Group

    (937) 479-3111

    3 in this area

    134 Total Sales

    Kyra Buckner
    Section Image
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Map

Source: Western Regional Information Systems & Technology (WRIST)

MLS Number: 1007005

Western Regional Information Systems & Technology (WRIST)

APN: H19002970

Ohio Miami County Covington 45318

322 S Wall St, Covington, OH

Not Listed for Sale

Detached

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