$430,000

322 Terra Ceia Dr Palmetto, FL 34221

Estimated payment $3,247/month

Total Views 8,505
2 Beds
2 Baths
1,248 Sq Ft
$345 Price per Sq Ft

Highlights

  • Hot Property
  • White Water Ocean Views
  • Assigned Boat Slip
  • 50 Feet of Bay Harbor Waterfront
  • Dock has access to electricity
  • Access To Marina

About This Home

OH, THE VIEW!
This is the Florida WATERFRONT DREAM you've been waiting for! Perfectly positioned between Terra Ceia Bay in the back and a private basin in the front, this immaculate raised home offers direct access to your own dock with a 12,000 lb. BOAT LIFT—just steps from your door. No bridges stand between you and the Gulf of Mexico, Anna Maria Island, or the sparkling open waters of Tampa Bay and the Manatee River. This is truly boater’s paradise! Inside, you'll find a lovingly maintained, upgraded home with plenty of space to relax or entertain. Step outside to your covered west-facing deck and be amazed as the sun melts into the horizon each evening—SUNSET VIEWS don’t get better than this.
TROPIC ISLES is the best-kept secret on the Sun Coast, a highly sought-after 55+ WATERFRONT COMMUNITY offering an unmatched coastal lifestyle. Whether you're seeking adventure on the water or a vibrant social life on land, this community has it all.
Come claim your slice of paradise on Florida’s Gulf Coast—schedule your showing today! Can’t wait? Click LINK to enjoy a VIRTUAL TOUR.

Listing Agent

Carmen Garcia Urgelles

KELLER WILLIAMS ON THE WATER Brokerage Phone: 941-729-7400 License #3463343 Listed on: 06/25/2025

KELLER WILLIAMS ON THE WATER

Property Details

Home Type

  • Manufactured Home

Est. Annual Taxes

  • $6,545

Year Built

  • Built in 2005

Lot Details

  • 3,376 Sq Ft Lot
  • 50 Feet of Bay Harbor Waterfront
  • Property fronts a canal with brackish water
  • East Facing Home
  • Landscaped

HOA Fees

  • $347 Monthly HOA Fees

Parking

  • 2 Carport Spaces

Property Views

  • White Water Ocean
  • Marina
  • Canal

Home Design

  • Membrane Roofing
  • Vinyl Siding

Interior Spaces

  • 1,248 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Shutters
  • Blinds
  • Sliding Doors
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Crawl Space
  • Hurricane or Storm Shutters

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Access To Marina
  • Access to Bay or Harbor
  • Property is near a marina
  • Access to Brackish Canal
  • Boat Lift
  • Assigned Boat Slip
  • Dock has access to electricity
  • Exterior Lighting
  • Shed
  • Rain Gutters
  • Private Mailbox
  • Wrap Around Porch

Utilities

  • Central Heating and Cooling System
  • Humidity Control
  • Heat Pump System
  • Thermostat
  • Electric Water Heater
  • Private Sewer

Additional Features

  • Flood Zone Lot
  • Manufactured Home

Listing and Financial Details

Community Details

Overview

  • Senior Community
  • Association fees include pool, management, recreational facilities, sewer, trash, water
  • Barbara Mcevoy Association, Phone Number (941) 721-8888
  • Visit Association Website
  • Tropic Isles Community
  • Tropic Isles Co Op Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to fencing, allowable golf cart usage in the community

Amenities

  • Clubhouse

Recreation

  • Recreation Facilities
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Community Spa

Pet Policy

  • Pets up to 30 lbs
  • Pet Size Limit
  • 2 Pets Allowed
  • Dogs and Cats Allowed

Property Details

Home Type

Manufactured Home

Est. Annual Taxes

$6,545

Year Built

Built in 2005

Lot Details

0

HOA Fees

$347 per month

Listing Details

  • HOA Fee Includes: Pool, Management, Recreational Facilities, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Manufactured Home
  • Construction Materials: Vinyl Siding
  • Fireplace: No
  • Living Area: 1248
  • Lot Size Acres: 0.08
  • New Construction: No
  • Year Built: 2005
  • Building Area Total: 1788
  • Lot Size Sq Ft: 3376
  • Directions to Property: N. over Green Bridge to Palmetto. Left at 10th St. W. Right at 28th Ave W. Left at Tampico Drive. Left at terra Ceia Drive. Home is on right.
  • Status: Active
  • Ownership: Co-op
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 1044707
  • Minimum Lease: 1 Month
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 344.55
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Property Description: Elevated,In M/H Community
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock w/Electric,Lift
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front,Community Boat Ramp,Marina,Water Access,Waterfront
  • Attribution Contact: 941-729-7400
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Stone Counters, Thermostat, Window Treatments
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • Foundation Details: Crawlspace
  • Total Bedrooms: 2
  • Levels: One
  • Stories: 1
  • Window Features: Blinds, Shutters, Window Treatments
  • Street Number Modifier: 322
  • Living Area Meters: 115.94
  • Room Count: 7

Exterior Features

  • Direction Faces: East
  • Other Structures: Shed(s)
  • Exterior Features: Hurricane Shutters, Lighting, Private Mailbox, Rain Gutters, Sliding Doors, Storage
  • Roof: Membrane
  • Body Type: Double Wide
  • Pool Private: No
  • View: Water
  • Water Body Name: TERRA CEIA BAY
  • Waterfront: Yes
  • Patio and Porch Features: Rear Porch, Wrap Around
  • Road Surface Type: Asphalt
  • Water Access: Bay/Harbor,Canal - Brackish,Marina
  • Water Extras: Assigned Boat Slip,Lift
  • Water Extras YN: 1
  • Water View: Bay/Harbor - Full,Canal,Marina
  • Water View YN: 1
  • Waterfront Feet Total: 50
  • Water Frontage Feet Bay Harbor: 50

Garage/Parking

  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Yn: No

Utilities

  • Utilities: Electricity Connected, Private, Public, Sewer Available, Sewer Connected, Water Available, Water Connected
  • Cooling: Central Air, Humidity Control
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Inside, Laundry Closet
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Fitness Center, Golf Carts OK, Pool, Street Lights
  • Association Amenities: Clubhouse, Fence Restrictions, Fitness Center, Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub
  • Association Fee: 347
  • Association Fee Frequency: Monthly
  • Association Name: BARBARA MCEVOY
  • Phone: 941-721-8888
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: MAX 2 PETS UP TO 30 LBS EACH. REGISTRATION FORM TO BE COMPLETED ALONG WITH APPLICATION FOR RESIDENCY. SEE RULES AND REGULATIONS
  • Association Fee Requirement: Required
  • Max Pet Weight: 30
  • Association Email: MANAGER@TROPICISLES.NET
  • Pet Size: Small (16-35 Lbs.)
  • Association URL: TROPICISLES.NET

Fee Information

  • Total Annual Fees: 4164.00
  • Total Monthly Fees: 347.00
  • Monthly HOA Amount: 347.00

Lot Info

  • Zoning: MHP1
  • Parcel Number: 2925521159
  • Additional Parcels: No
  • Lot Features: FloodZone, Landscaped, Near Marina
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 314

Rental Info

  • Pets Allowed: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: BACKGROUND APPLICATION REQUIRED FOR EACH TENANT. 55+ MINIMUM ONE (1) MONTH RENTAL. $100 NON REFUNDABLE FEE. BOARD OF DIRECTORS APPROVAL.

Tax Info

  • Tax Annual Amount: 6545
  • Tax Book Number: 1784-7782
  • Tax Lot: 322

Multi Family

  • Waterfront Features: Bay/Harbor, Canal - Brackish
  • Approval Process: BACKGROUND APPLICATION REQUIRED. 55+ COMMUNITY. $100 NON REFUNDABLE FEE. BOARD OF DIRECTORS APPROVAL.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/25/2025 06/25/25 For Sale $430,000 -- $345 / Sq Ft
Source: Stellar MLS

About the Listing Agent

Carmen Garcia Urgelles
Carmen Garcia Urgelles

KELLER WILLIAMS ON THE WATER

(941) 229-1571

Section Image

I’m a proud Florida-licensed Realtor with Keller Williams On the Water, dedicated to helping individuals and families turn their real estate goals into reality. With 25 years of experience in Advertising, Marketing, Sales, and Communications, I’ve built a career around understanding people’s needs—and now, I use that same expertise to connect clients with the homes of their dreams.
Every step of my own housing journey has shaped the Realtor I am today—reliable, empathetic, and always driven

View Carmen's Profile

Carmen's Other Listings

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  • 319 Terra Ceia Dr, Palmetto, FL 34221

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    PRIME WATERFRONT OPPORTUNITY – YOUR BLANK CANVAS AWAITS in TROPIC ISLES, a 55+ RESIDENT OWNED WATERFRONT community.Seize this rare opportunity to create your dream home on an exclusive waterfront lot, offering a spectacular setting and unbeatable location. LOCATION, LOCATION, LOCATION! Although the property was recently affected by hurricane damage, this CUL-DE-SAC LOT holds endless

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  • 314 Bahama Dr, Palmetto, FL 34221

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  • 2842 Trinidad Way, Palmetto, FL 34221

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    DREAMING of a WATERFRONT community LIFESTYLE? Your perfect retreat awaits, blending the tranquility of coastal living with the energy of a vibrant community. Whether you're seeking a WINTER ESCAPE or a YEAR-ROUND HOME, this 2-bedroom, 1.5-bath gem is IDEAL. Located in the LAND OWNED area of Tropic Isles, a 55+ active community, it offers everything you need. This community is a haven for those

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  • 53 Montego Dr, Palmetto, FL 34221

    $87,000

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    UNIQUE opportunity to grab this IMPECCABLE TURNED KEY - MOVE IN READY PARK MODEL IN TROPIC ISLES! A 55+ Resident Owned Waterfront community. This unit offers 1 bed, 1 bath and an spacious living room. A nice back patio along with a large shed. This home features a spacious paved front sitting area—perfect for enjoying your favorite afternoon drink while soaking in the warm community vibes.

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    TROPIC ISLES COOP IS A 55+ RESIDENT OWNED WATERFRONT COMMUNITYPURCHASE AND USE OF THIS VACANT LOT WILL REQUIRE AN INSTALLATION OF A MANUFACTURED HOME WITHIN 2 YEARS OF PURCHASE. MANUFACTURED HOME WITH REQUIRE PRIOR APPROVAL FROM ARCHITECTURAL COMMITTEE BOARD. SEE RULES AND REGULATIONS.

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  • 42 Montego Dr, Palmetto, FL 34221

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  • 203 Bimini Dr, Palmetto, FL 34221

    $247,000 Pending

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    Under contract-accepting backup offers. SUNSETS, WATER VIEWS & LOW-MAINTENANCE LIVING! This 2023 home in TROPIC ISLES, a 55+ RESIDENT-OWNED WATERFRONT community, offers easy Florida living. Enjoy GORGEOUS PAVER PATIOS front and back, TROPICAL LANDSCAPING. Step inside to 9’ ceilings, custom wood blinds, luxury vinyl floors, and an open-concept living and dining area. The galley kitchen shines

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  • 214 Bimini Dr, Palmetto, FL 34221

    $435,000

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    WATERFRONT PARADISE in TROPIC ISLES – TURNKEY FURNISHED & MOVE-IN READY! Enjoy the ultimate Florida Gulf Coast lifestyle in this stunning WATERFRONT home in the hidden gem of Tropic Isles, a 55+ Resident Owned Waterfront community. With direct access to Terra Ceia Bay, this 2021 Jacobsen Home “The Imperial” model is a boater’s dream, offering 2 bedrooms, 2 baths, and picturesque curb appeal in a

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Source: Stellar MLS

MLS Number: A4657104

Stellar MLS

Florida Manatee County Palmetto 34221

322 Terra Ceia Dr, Palmetto, FL

This home is located at 322 Terra Ceia Dr, Palmetto, FL 34221 and is currently priced at $430,000, approximately $344 per square foot. This property was built in 2005. 322 Terra Ceia Dr is a home located in Manatee County with nearby schools including Palmetto Elementary School, Palmetto High School, and Lincoln Memorial Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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Carmen Garcia Urgelles
Listing Agent
Carmen Garcia Urgelles
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KELLER WILLIAMS ON THE WATER
(941) 229-1571