NOT LISTED FOR SALE

Estimated Value: $354,182 - $363,000

4 Beds
2 Baths
1,791 Sq Ft
$200/Sq Ft Est. Value

Last Sold November 15, 2024

Last sale price $352,500 $197 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,391/month

108 Days on Market

Highlights

  • 2 Car Attached Garage
  • Closet Cabinetry
  • Laundry Room
  • Valdez Elementary School Rated A-
  • Living Room
  • Entrance Foyer

About This Home

As of November 2024

Welcome to 3221 Settlers Trl, nestled in the serene atmosphere of Saint Cloud, FL. This charming single-family residence showcases the epitome of comfortable living in a spacious layout of 1,791 square feet, all on one convenient level. Built in 1994, the home sits on a quarter-acre lot, offering a generous outdoor space for family activities or gardening enthusiasts. As you step inside, you'll be greeted by a welcoming interior featuring tile flooring throughout, which complements the bright and airy feel of the home. The layout includes a dedicated den/library/office space, perfect for remote work or a quiet reading nook. Essential appliances are included in the kitchen, where you can cook and entertain with ease, enhanced by the presence of ceiling fans that contribute to the home's energy efficiency. Outside, the fenced exterior offers privacy and security, and a shingle roof atop concrete construction ensures durability. For convenience, the property includes a two-car attached garage, providing ample space for vehicles and additional storage. This home is situated in the Canoe Creek Lakes community, which presents a peaceful suburban lifestyle with the advantage of an annual HOA to support neighborhood maintenance and community unity. The community also provides access to various amenities, including grocery stores like Walmart and Publix within a short driving distance. Restaurants, shopping, and healthcare facilities are also conveniently located. Schedule your showing today!

Last Agent to Sell the Property

Ben Laube

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3317519 Listed on: 05/06/2024

EXP REALTY LLC

Last Buyer's Agent

Ivett Lopez

HARVEST REAL ESTATE PROFESSIONALS LLC License #3209683

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,807

Year Built

  • Built in 1994

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 75x146
  • Northeast Facing Home
  • Property is zoned SR1B

HOA Fees

  • $19 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Concrete Siding

Interior Spaces

  • 1,791 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Ceramic Tile Flooring
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Closet Cabinetry
  • Walk-In Closet
  • 2 Full Bathrooms

Schools

  • St Cloud Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Air
  • Heating Available

Community Details

  • Kathy Tanner Association, Phone Number (407) 201-6420
  • Canoe Creek Lakes Unit 1 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,807

Year Built

Built in 1994

Lot Details

0

HOA Fees

$19 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Concrete
  • Fireplace: No
  • Living Area: 1791
  • Lot Size Acres: 0.25
  • New Construction: No
  • Year Built: 1994
  • Building Area Total: 2449
  • Lot Size Sq Ft: 10934
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Building Area Total Srch Sq M: 227.52
  • Escrow City: Coraopolis
  • Escrow State: PA
  • Escrow Street Name: Montour Run Road
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 196.82
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 888-883-8509
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Yn: No
  • Stories: 1
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 166.39

Exterior Features

  • Direction Faces: Northeast
  • Exterior Features: Other
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Disclosures: HOA/PUD/Condo Disclosure
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0260G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway

Utilities

  • Utilities: Other
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 228
  • Association Fee Frequency: Annually
  • Association Name: Kathy Tanner
  • Phone: 407-201-6420
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Please verify with HOA
  • Association Fee Requirement: Required
  • Association Email: kathytanner@aol.com

Fee Information

  • Total Annual Fees: 228.00
  • Total Monthly Fees: 19.00
  • Monthly HOA Amount: 19.00

Schools

  • Elementary School: St Cloud Elem
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR1B
  • Parcel Number: 16-26-30-0575-0001-0060
  • Additional Parcels: No
  • Lot Dimensions: 75x146
  • Property Attached Yn: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Please verify with HOA

Tax Info

  • Tax Annual Amount: 5806.66
  • Tax Block: 1
  • Tax Book Number: 7-146-147
  • Tax Lot: 6

Multi Family

  • Approval Process: Please verify with HOA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 6, 2024
Closed on
Nov 15, 2024
Sold by
Baf 4 Llc
Bought by
Algarin Nelly and Sanchez Bryan
Seller's Agent
Ben Laube
EXP REALTY LLC
Buyer's Agent
Ivett Lopez
HARVEST REAL ESTATE PROFESSIONALS LLC
List Price
$397,500
Sold Price
$352,500
Premium/Discount to List
-$45,000
-11.32%
Views
105
Current Estimated Value
$358,796

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,296
Avg. Annual Appreciation
1.55%
Original Mortgage
$12,338
Interest Rate
6.54%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 7, 2024
Sold by
Baf Assets 4 Llc
Bought by
Baf 4 Llc

Purchase Details

Closed on
Feb 25, 2022
Sold by
Baf 3 Llc
Bought by
Baf Assets 4 Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$472,427,000
Interest Rate
3.69%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 4, 2021
Closed on
Mar 4, 2021
Sold by
Ortiz Abel and Ortiz Divisay
Bought by
Baf 3 Llc
Seller's Agent
Rafel Ramirez
EMPIRE NETWORK REALTY
Buyer's Agent
Spencer Lindahl
MAIN STREET RENEWAL LLC
List Price
$279,500
Sold Price
$268,000
Premium/Discount to List
-$11,500
-4.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.19%

Purchase Details

Closed on
Apr 30, 2004
Sold by
Debord Ronald J and Debord Rheta B
Bought by
Ortiz Abel and Ortiz Divisay

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
5.49%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Mar 12, 2002
Sold by
Solt Gwendolyn and Washington Gwendolyn
Bought by
Debord Ronald J and Debord Rheta B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,900
Interest Rate
6.98%

Purchase Details

Closed on
Jun 16, 1999
Sold by
Lynch Robert
Bought by
Washington Gwendolyn and Washington L Mae
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Algarin Nelly $352,500 None Listed On Document
Algarin Nelly $352,500 None Listed On Document
Baf 4 Llc $761,500 None Listed On Document
Baf 4 Llc $761,500 None Listed On Document
Baf Assets 4 Llc -- None Listed On Document
Baf 3 Llc $268,000 Infinity Title Group
Ortiz Abel $155,000 Fidelity National Title
Debord Ronald J $134,000 --
Washington Gwendolyn -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Algarin Nelly $12,338
Open Algarin Nelly $346,114
Closed Algarin Nelly $346,114
Previous Owner Baf Assets 4 Llc $472,427,000
Previous Owner Ortiz Abel $124,000
Previous Owner Debord Ronald J $113,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/15/2024 11/15/24 Sold $352,500 -2.1% $197 / Sq Ft
08/23/2024 08/23/24 Pending -- -- --
08/10/2024 08/10/24 Price Changed $359,900 -2.7% $201 / Sq Ft
07/25/2024 07/25/24 Price Changed $369,900 -2.6% $207 / Sq Ft
07/11/2024 07/11/24 Price Changed $379,900 -4.4% $212 / Sq Ft
06/18/2024 06/18/24 For Sale $397,500 0.0% $222 / Sq Ft
06/14/2024 06/14/24 Pending -- -- --
06/11/2024 06/11/24 For Sale $397,500 +12.8% $222 / Sq Ft
06/09/2024 06/09/24 Off Market $352,500 -- --
06/06/2024 06/06/24 Price Changed $397,500 -3.0% $222 / Sq Ft
05/06/2024 05/06/24 For Sale $409,900 +52.9% $229 / Sq Ft
03/04/2021 03/04/21 Sold $268,000 -4.1% $150 / Sq Ft View Prior Sale
02/08/2021 02/08/21 Pending -- -- --
02/01/2021 02/01/21 For Sale $279,500 -- $156 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,944 $314,000 $75,000 $239,000
2024 $5,807 $332,800 $70,000 $262,800
2023 $5,807 $322,200 $65,000 $257,200
2022 $4,821 $267,300 $60,000 $207,300
2021 $1,195 $107,137 $0 $0
2020 $1,179 $105,658 $0 $0
2019 $1,153 $103,283 $0 $0
2018 $1,131 $101,358 $0 $0
2017 $1,118 $99,274 $0 $0
2016 $1,090 $97,233 $0 $0
2015 $1,104 $96,558 $0 $0
2014 $1,097 $95,792 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6198505

Stellar MLS

APN: 16-26-30-0575-0001-0060