$180,000
$20K PRICE DROP

Estimated payment $1,476/month

Total Views 2,761
2 Beds
1 Bath
826 Sq Ft
$218 Price per Sq Ft

Highlights

  • Assigned Boat Slip
  • Sailboat Water Access
  • Open Floorplan
  • Sallie Jones Elementary School Rated A-
  • Property Fronts a Bay or Harbor
  • Canal View

About This Home

GREAT LOCATION! 1ST FLOOR UNIT 2 BEDROOM, 1 BATH CONDO W/ DEEDED DOCK IN THE WATERFRONT COMMUNITY OF LYME TERRACE W/ SAILBOAT ACCESS LEADING TO CHARLOTTE HARBOR! Front entry opens into kitchen featuring light cabinetry, granite countertops and pass through to dining area. The living room opens up with a sliding door to the screened lanai. Ample natural light in the primary bedroom that also features a slider with access to lanai, walk-in closet, and shared bath. The split floor plan ensures privacy with a nicely sized guest bedroom located in front of unit. Additional features include 2025 L-E 366 impact resistant windows and 2025 aluminum hurricane shutter outside of the lanai. Community amenities include pool and grilling area. Quiet cul-de-sac street in popular golf and boating community close to St. Andrews South Golf Club, the Yacht Club, Fishermen's Village, and the historic downtown area of Punta Gorda. Enjoy access to arts, community events, entertainment, world-class fishing, boating, fine dining, and beautiful parks, as well as easy access to the SWFL gulf beaches. Don't miss your chance to own this waterside treasure! Schedule your private showing today!

Listing Agent

Brian Helgemo

COMPASS FLORIDA Brokerage Phone: 941-205-8478 License #3041311 Listed on: 07/01/2025

COMPASS FLORIDA

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,503

Year Built

  • Built in 1987

Lot Details

  • Property Fronts a Bay or Harbor
  • Southeast Facing Home
  • Mature Landscaping
  • Irrigation Equipment
  • Landscaped with Trees

HOA Fees

  • $400 Monthly HOA Fees

Property Views

  • Canal
  • Pool

Home Design

  • Entry on the 1st floor
  • Slab Foundation
  • Metal Roof
  • Stucco

Interior Spaces

  • 826 Sq Ft Home
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Combination Dining and Living Room

Kitchen

  • Dinette
  • Cooktop
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Granite Countertops

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 1 Full Bathroom
  • Single Vanity
  • Bathtub with Shower

Laundry

  • Laundry closet
  • Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Sailboat Water Access
  • Access to Saltwater Canal
  • Assigned Boat Slip
  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Sallie Jones Elementary School
  • Punta Gorda Middle School
  • Charlotte High School

Utilities

  • Central Air
  • Heating Available
  • Vented Exhaust Fan
  • Thermostat
  • Private Sewer

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, pool, escrow reserves fund, insurance, maintenance structure, ground maintenance, management, trash
  • Gf Business Services Association, Phone Number (941) 639-1142
  • Lyme Terrace Community
  • Lyme Terrace Ph 04 Subdivision
  • 21-Story Property

Recreation

  • Community Pool

Pet Policy

  • Pets Allowed
  • Pets up to 40 lbs
  • 1 Pet Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,503

Year Built

Built in 1987

Lot Details

0

HOA Fees

$400 per month

Listing Details

  • HOA Fee Includes: Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Maintenance Structure, Maintenance Grounds, Management, Trash
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 826
  • Lot Size Acres: 0.02
  • New Construction: No
  • Year Built: 1987
  • Building Area Total: 826
  • Lot Size Sq Ft: 894
  • Status: Active
  • Ownership: Fee Simple
  • Entry Level: 1
  • Building Area Total Srch Sq M: 76.74
  • Escrow City: Punta Gorda
  • Escrow State: FL
  • Escrow Street Name: W. Marion Avenue
  • Floor Number: 1
  • Minimum Lease: 1 Month
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 217.92
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Boat Slip,Dock,Water Access,Waterfront
  • Attribution Contact: 941-205-8478
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 1
  • Interior Amenities: Crown Molding, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Cooktop, Dishwasher, Dryer, Freezer, Ice Maker, Microwave, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 21
  • Window Features: Blinds
  • Living Area Meters: 76.74

Exterior Features

  • Direction Faces: Southeast
  • Exterior Features: Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Metal
  • Pool Private: No
  • View: Pool, Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Front Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt, Paved
  • Water Access: Canal - Saltwater
  • Water Extras: Assigned Boat Slip,Sailboat Water
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Electricity Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside, Laundry Closet
  • Sewer: Private Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Pool
  • Association Fee: 400
  • Association Fee Frequency: Monthly
  • Association Name: GF Business Services
  • Phone: 941-639-1142
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Condo Land Included YN: 0
  • Max Pet Weight: 40
  • Association Email: gfbs94@gmail.com

Fee Information

  • Total Annual Fees: 4800.00
  • Total Monthly Fees: 400.00
  • Monthly HOA Amount: 400.00

Schools

  • Elementary School: Sallie Jones Elementary
  • High School: Charlotte High
  • Middle Or Junior School: Punta Gorda Middle

Lot Info

  • Zoning: GM-15
  • Parcel Number: 412213802019
  • Additional Parcels: No
  • Lot Features: Landscaped
  • Flood Zone Code: AE

Green Features

  • Efficiency: Windows

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: See HOA documents for lease restrictions.

Tax Info

  • Tax Annual Amount: 1503.21
  • Tax Lot: 0

Multi Family

  • Waterfront Features: Bay/Harbor
  • Approval Process: Application required.

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,503 $119,563 -- --
2024 $1,452 $116,193 -- --
2023 $1,452 $112,809 $0 $0
2022 $1,377 $109,523 $0 $0
2021 $1,303 $106,333 $0 $0
2020 $1,240 $104,865 $0 $0
2019 $1,207 $102,507 $0 $102,507
2018 $1,157 $103,911 $0 $103,911
2017 $1,840 $104,613 $0 $0
2016 $1,409 $66,419 $0 $0
2015 $1,143 $60,381 $0 $0
2014 $1,211 $64,303 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/15/2025 08/15/25 Price Changed $180,000 -10.0% $218 / Sq Ft
07/01/2025 07/01/25 For Sale $199,900 +47.5% $242 / Sq Ft
08/17/2018 08/17/18 Off Market $135,500 -- --
07/18/2017 07/18/17 Sold $135,500 0.0% $164 / Sq Ft View Prior Sale
04/13/2017 04/13/17 Pending -- -- --
04/04/2017 04/04/17 For Sale $135,500 -- $164 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $135,000 Hometown Title & Closing Ser
Deed $135,500 --
Warranty Deed $123,000 Sunbelt Title Agency
Warranty Deed $105,000 Coastal Security Title Inc
Warranty Deed $88,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $10,000 New Conventional
Previous Owner $92,400 Purchase Money Mortgage
Previous Owner $70,400 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: C7511335

Stellar MLS

APN: 412213802019