NOT LISTED FOR SALE

3228 Kay Dr Bernie, MO 63822

Estimated Value: $148,369 - $167,000

3 Beds
2 Baths
1,776 Sq Ft
$89/Sq Ft Est. Value

Sale Details

Date Sold: December 2, 2025

Current estimated payment $894 / mo

1 Day on Market

Highlights

  • Ranch Style House
  • No HOA
  • Screened Patio
  • Partially Wooded Lot
  • Porch
  • Forced Air Heating and Cooling System

About This Home

As of December 2025

FOR COMP ONLY PURPOSES

Last Agent to Sell the Property

Tammy Shepard

Delta Realty, LLC License #2015013250 Listed on: 09/19/2025

Last Buyer's Agent

Tammy Shepard

Delta Realty, LLC License #2015013250 Listed on: 09/19/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $608

Year Built

  • Built in 1970

Lot Details

  • 15,202 Sq Ft Lot
  • Lot Dimensions are 100x152
  • Partially Wooded Lot

Parking

  • 2 Car Garage

Home Design

  • Ranch Style House
  • Block Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,776 Sq Ft Home
  • Fireplace Features Masonry

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Screened Patio
  • Porch

Schools

  • Bernie Elem. Elementary School
  • Bernie High Middle School
  • Bernie High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 29-2.0-004-003-004-006.00000

Home Details

Home Type

Single Family

Est. Annual Taxes

$608

Year Built

Built in 1970

Lot Details

0.35 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1970
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Some Trees
  • Lot Size Acres: 0.349
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Phone: 573-625-9777
  • MLS Status: Closed
  • Subdivision Name: Pfeffer Sub
  • Above Grade Finished Sq Ft: 1776
  • Architectural Style: Ranch
  • Carport Y N: No
  • Reso Fireplace Features: Masonry
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • Reso Structure Type: House
  • Financial Info Electric: Ameren
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1776.00
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 0.00
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Roof: Asphalt
  • Pool Private: No
  • Waterfront: No
  • Disclosures: None
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Other Structures: Garage(s)
  • Patio And Porch Features: Porch, Screened

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: No
  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Utilities: Electricity Available, Natural Gas Available
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Bernie Elem.
  • Junior High Dist: Bernie R-XIII
  • High School: Bernie High
  • Middle Or Junior School: Bernie High

Lot Info

  • Lot Dimensions: 100x152
  • Lot Size Sq Ft: 15202.44
  • Parcel Number: 29-2.0-004-003-004-006.00000

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 608

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 19, 2025
Closed on
Dec 2, 2025
Sold by
Bought by
Seller's Agent
Tammy Shepard
Delta Realty, LLC
Buyer's Agent
Tammy Shepard
Delta Realty, LLC
List Price
$160,000
Current Estimated Value
$158,842

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.86%
Original Mortgage
$163,636
Outstanding Balance
$163,170
Interest Rate
6.27%
Mortgage Type
Construction
Estimated Equity
-$4,328

Purchase Details

Closed on
Apr 26, 2016
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,700
Interest Rate
3.73%
Mortgage Type
New Conventional
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$204,545 Stoddard Cnty Title & Escrow
$82,125 Countywide Abstract Lp
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $163,636
Previous Owner $65,700
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/02/2025 12/02/25 Sold -- -- --
09/20/2025 09/20/25 Pending -- -- --
09/19/2025 09/19/25 For Sale $160,000 -- $90 / Sq Ft
Source: MARIS MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $608 $14,060 $0 $0
2024 $6 $13,281 $0 $0
2023 $574 $13,281 $0 $0
2022 $541 $12,559 $0 $0
2021 $541 $12,559 $0 $0
2020 $518 $11,666 $0 $0
2019 $516 $11,875 $0 $0
2018 $505 $11,666 $0 $0
2016 $512 $11,799 $0 $0
2015 -- $11,799 $0 $0
2014 -- $11,875 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25079858

MARIS MLS

APN: 29-2.0-004-003-004-006.00000

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