$449,000

323-12 Overlook Rd Unit 12 Sapphire, NC 28774

Sapphire Neighborhood

Estimated payment $2,681/month

Total Views 432
2 Beds
2 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • Golf Course Community
  • View of Trees or Woods
  • Clubhouse
  • Fitness Center
  • Community Lake
  • Deck

About This Home

Built in 1999, this beautifully maintained 2-bedroom, 2-bath furnished condominium offers nine-foot ceilings, an open-concept layout, and abundant natural light. Located in the heart of Sapphire Valley near Fairfield Lake, the property combines mountain tranquility with convenient access to premier amenities.

Enjoy a spacious living room with a cozy fireplace, built-in bookcase, and private back deck overlooking the woods. The modern kitchen and eat-in dining area make everyday living easy and comfortable. Each bedroom features an en suite bath, with the primary bedroom offering a mini-kitchen and fireplace for extra comfort and flexibility.

With low HOA fees, this move-in-ready home provides direct walking access to 77-acre Fairfield Lake, ideal for swimming, fishing, kayaking, and canoeing. Ownership also includes access to Sapphire Valley Resort amenities, featuring a fitness center, pools (indoor and outdoor), tennis courts, golf, and more.

Whether you’re searching for a full-time residence, vacation home, or short-term rental opportunity, this Sapphire Valley gem offers the perfect blend of comfort, convenience, and natural beauty. (NOTE: Required annual fees are Hilltop Summerwood Villas HOA fee of $1,178.16 per year and Sapphire Valley Master Association fee of $1,125 per year).

Listing Agent

John Barrow

Cashiers Sotheby's International Realty Listed on: 10/07/2025

Cashiers Sotheby's International Realty

Co-Listing Agent

Sandra Barrow

Cashiers Sotheby's International Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,525

Year Built

  • Built in 1999

Lot Details

  • Lot Has A Rolling Slope
  • Wooded Lot

HOA Fees

Home Design

  • Wood Siding

Interior Spaces

  • 1-Story Property
  • Furnished
  • Ceiling Fan
  • Living Room with Fireplace
  • 2 Fireplaces
  • Views of Woods
  • Crawl Space

Kitchen

  • Oven
  • Recirculated Exhaust Fan
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Outdoor Grill

Utilities

  • Central Air
  • Heat Pump System
  • Propane
  • Private Sewer
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 7592-13-1635

Community Details

Overview

  • Hilltop Association (Summerwood Villas) Association
  • Sapphire Valley Master Association
  • Summerwood Villas Subdivision
  • Community Lake

Amenities

  • Clubhouse
  • Meeting Room

Recreation

  • Golf Course Community
  • Tennis Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Putting Green
  • Trails

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,525

Year Built

Built in 1999

Lot Details

0

HOA Fees

$192 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Lot Size Acres: 0.02
  • Road Surface Type: Asphalt
  • Co List Office Mls Id: 381
  • Co List Office Phone: 828-743-3411
  • Subdivision Name: Summerwood Villas
  • Directions: From the Cashiers Crossroads, proceed east on Highway Hwy 64 toward Sapphire Valley. Turn left into the Fairfield Lake entrance. Make an immediate right and follow the directional signs to Summerwood Villas. The unit is located at 323B Overlook Rd.
  • Architectural Style: Cottage, Ranch
  • Building Name: Summerwood Villas
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1999
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished
  • Appliances: Dryer, Dishwasher, Electric Cooktop, Exhaust Fan, Electric Water Heater, Disposal, Ice Maker, Microwave, Oven, Refrigerator, VentedExhaust Fan, Washer
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Bedroom, Living Room
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Bookcases, Ceiling Fan(s), Chandelier, Entrance Foyer, Granite Counters, High Speed Internet, Jetted Tub

Exterior Features

  • Lot Features: Landscaped, Wooded, Rolling Slope
  • Pool Features: Association, Community
  • Topography: Rolling
  • View: Trees/Woods
  • View: Yes
  • Waterfront Features: None, Deeded Access
  • Waterfront: No
  • Construction Type: Clapboard, Wood Siding
  • Exterior Features: Outdoor Grill, Propane Tank - Leased
  • Patio And Porch Features: Covered, Deck, Front Porch
  • Roof: Asphalt

Garage/Parking

  • Parking Features: Additional Parking, Asphalt

Utilities

  • Laundry Features: Main Level, Laundry Room
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Private Sewer
  • Utilities: Cable Available, Fiber Optic Available, Propane, Sewer Connected, Water Connected
  • Water Source: Community/Coop

Condo/Co-op/Association

  • Community Features: Clubhouse, Fitness Center, Fishing, Golf, Lake, Playground, Pool, Putting Green, Tennis Court(s), Trails/Paths, Water Access
  • Amenities: Fitness Center, Golf Course, Meeting Room, Picnic Area, Playground, Park, Pool, Recreation Facilities, Tennis Court(s), Trail(s)
  • Association #2 Fee: 1125.0
  • Association #2 Fee Frequency: Annually
  • Association Fee: 1178.16
  • Association Fee Frequency: Annually
  • Association: Sapphire Valley Master Association
  • Association Name: Hilltop Association (Summerwood Villas)
  • Association: Yes
  • Pets Allowed: Yes

Lot Info

  • Parcel #: 7592-13-1635
  • Zoning Description: None

Tax Info

  • Tax Annual Amount: 1524.91
  • Tax Lot: -
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,592 $418,885 $60,000 $358,885
2024 $873 $229,620 $50,000 $179,620
2023 $1,065 $229,620 $50,000 $179,620
2022 $1,065 $229,620 $50,000 $179,620
2021 $873 $229,620 $50,000 $179,620
2020 $933 $210,540 $50,000 $160,540
2019 $933 $210,540 $50,000 $160,540
2018 $933 $210,540 $50,000 $160,540
2017 $912 $210,540 $50,000 $160,540
2015 $818 $210,540 $50,000 $160,540
2011 -- $246,450 $50,000 $196,450
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/07/2025 10/07/25 For Sale $449,000 +37.1% --
02/21/2023 02/21/23 Sold $327,500 -13.7% $218 / Sq Ft View Prior Sale
12/09/2022 12/09/22 Price Changed $379,500 -12.8% $253 / Sq Ft
10/02/2022 10/02/22 For Sale $435,000 +78.3% $290 / Sq Ft
08/20/2020 08/20/20 Sold $244,000 -2.2% $163 / Sq Ft View Prior Sale
08/11/2020 08/11/20 Pending -- -- --
06/24/2020 06/24/20 For Sale $249,500 -- $166 / Sq Ft
Source: Highlands-Cashiers Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $327,500 --
Warranty Deed $244,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $180,000 New Conventional
Source: Public Records

Source: Highlands-Cashiers Board of REALTORS®

MLS Number: 1002021

APN: 7592-13-1635

North Carolina Jackson County Sapphire 28774 Sapphire

323-12 Overlook Rd Unit 12, Sapphire, NC

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Listing Agent
John Barrow
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Cashiers Sotheby's International Realty
(828) 540-6714