$1,200,000
SOLD NOV 14, 2025

3232 Cliffs Dr Petoskey, MI 49770

4 Beds
3 Baths
3,164 Sq Ft
$900/mo HOA Fee

Recently Sold

$379 Per Sq Ft

35% Below List Price

134 Days on Market

Highlights

  • Water Views
  • Main Floor Primary Bedroom
  • 1 Car Attached Garage
  • Deck
  • Lower Floor Utility Room
  • Patio

About This Home

As of November 2025

This expansive lower-level residence offers an ideal combination of comfort, sophistication, and resort-style amenities in one of Northern Michigan’s premier destinations. Designed for both relaxation and entertaining, the open-concept layout is filled with natural light and enhanced by elegant finishes throughout. Step into the spacious living area featuring a cozy gas fireplace framed by custom built-ins, and a gourmet kitchen complete with a generous dining space—perfect for family gatherings. The private balcony provides stunning panoramic water views, offering a peaceful retreat in a truly serene setting. The main level boasts a primary suite and a private office, ensuring the ease of main-floor living. The lower level includes three additional bedrooms, two full baths, a large family room with a wet bar, and walk-out access to a covered patio—ideal for accommodating guests in style. Residents of The Cliffs enjoy access to exceptional amenities, including on-site management, a private clubhouse with an indoor pool, and beautifully landscaped grounds. Located just a short walk from Bay Harbor’s upscale shopping, dining, and entertainment, this home offers unparalleled access to the best of the region. Whether you're boating, golfing nearby championship courses, or skiing in the winter months, this property is your perfect year-round escape. Don’t miss this rare opportunity to own in one of Bay Harbor’s most prestigious communities.

Last Agent to Sell the Property

Patrick Leavy

Kidd & Leavy Real Estate Co. LLC Listed on: 07/03/2025

Last Buyer's Agent

Patrick Leavy

Kidd & Leavy Real Estate Co. LLC Listed on: 07/03/2025

Property Details

Home Type

  • Condominium

HOA Fees

  • $900 Monthly HOA Fees

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 3,164 Sq Ft Home
  • Gas Fireplace
  • Family Room Downstairs
  • Living Room
  • Dining Room
  • Lower Floor Utility Room
  • Water Views

Kitchen

  • Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 1 Car Attached Garage
  • Driveway

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • Bay Harbor Bh Association

Listing and Financial Details

  • Assessor Parcel Number 52-18-02-365-183

Property Details

Home Type

Condominium

Lot Details

0

HOA Fees

$900 per month

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Lvt Date: 07/03/2025
  • Section: 2
  • Second Address Number: 3232
  • Directions: US 31 to Cliffs Dr, condo is on the left.
  • OFFICELIST_STATE: MI
  • Street Designation: Drive
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Features: Built In Microwave, Cable, Central Air, Deck, Dishwasher, Dryer, Garbage Disposal, Gas Fireplace, Patio, Paved Drive, Range, Refrigerator, Washer, Paved Road
  • Total Finished Sq Ft: 3164
  • Master Bedroom: Dimensions: 16x11, On Level: Main
  • Bedroom 2: Dimensions: 18x12, On Level: Lower
  • Bedroom 3: Dimensions: 17x11, On Level: Lower
  • Bedroom 4: Dimensions: 16x13, On Level: Lower
  • Dining Room: Dimensions: 16x10, On Level: Main
  • Kitchen: Dimensions: 11x12, On Level: Main
  • Family Room: Dimensions: 26x22, On Level: Lower
  • Living Room: Dimensions: 21x17, On Level: Main
  • Above Grade Finished Sq Ft: 3164
  • Bathroom 1: Dimensions: 18x9, On Level: Main
  • Bathroom 2: Dimensions: 9x7, On Level: Lower
  • Number Of Bedrooms: 4
  • Full Bathrooms: 3
  • Rooms 1: Dimensions: office 14x10, On Level: Main
  • Rooms 2: On Level: Lower

Exterior Features

  • Construction: Wood Frame/Site Built
  • Lake: BayHarbor
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither
  • Water View: Yes

Garage/Parking

  • Garage Carport: Garage-Attached
  • Gar Car Capacity: One

Utilities

  • Heat Type: Natural Gas, Forced Air
  • Sewer: City
  • Water: City

Condo/Co-op/Association

  • Association: Bay Harbor BH
  • Association: Yes
  • Condo: Yes
  • Fees: 2700

Schools

  • School District: Petoskey

Lot Info

  • Zoning: RT PUD-2

Tax Info

  • Assessor Parcel Number: 52-18-02-365-183

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 17, 2013
Closed on
Aug 19, 2013
Sold by
Kidder Wolfe C and Kidder Linda K
Bought by
Stewart Thomas S and Stewart Pamela S
Seller's Agent
Lori Jodar
Lori Jodar & Company
Buyer's Agent
Patrick Leavy
Kidd & Leavy Real Estate Co. LLC
List Price
$400,000
Sold Price
$400,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.94%
Original Mortgage
$360,000
Outstanding Balance
$80,282
Interest Rate
3.37%
Estimated Equity
$1,220,401

Purchase Details

Closed on
Nov 6, 2004
Bought by
Mueller Victoria R Trust

Purchase Details

Closed on
Jul 8, 1998
Bought by
Wolfe C Kidder L Doerfler D

Purchase Details

Closed on
Jul 1, 1995
Sold by
Bay Harbor
Bought by
The Cliffs
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $400,000 --
Quit Claim Deed -- --
Warranty Deed $431,000 --
Warranty Deed $25,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $360,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/14/2025 11/14/25 Sold $1,200,000 -17.2% $379 / Sq Ft
08/08/2025 08/08/25 Price Changed $1,450,000 -13.4% $458 / Sq Ft
07/18/2025 07/18/25 Price Changed $1,675,000 -9.5% $529 / Sq Ft
07/03/2025 07/03/25 For Sale $1,850,000 +362.5% $585 / Sq Ft
08/19/2013 08/19/13 Sold $400,000 0.0% $133 / Sq Ft View Prior Sale
07/17/2013 07/17/13 Pending -- -- --
07/17/2013 07/17/13 For Sale $400,000 -- $133 / Sq Ft
Source: Northern Michigan MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,881 $338,400 $338,400 $0
2024 $66 $385,300 $385,300 $0
2023 $6,311 $274,000 $274,000 $0
2022 $6,311 $250,500 $250,500 $0
2021 $6,142 $259,400 $259,400 $0
2020 $6,209 $251,700 $251,700 $0
2019 -- $243,500 $243,500 $0
2018 -- $241,000 $241,000 $0
2017 -- $200,900 $200,900 $0
2016 -- $187,900 $187,900 $0
2015 -- $176,700 $0 $0
2014 -- $157,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Michigan MLS

MLS Number: 477034

Northern Michigan MLS

APN: 52-18-02-365-183