NOT LISTED FOR SALE

32344 Hilltop Rd Dowagiac, MI 49047

Estimated Value: $207,973 - $263,000

2 Beds
1 Bath
945 Sq Ft
$246/Sq Ft Est. Value

Last Sold September 11, 2015

Last sale price $65,000 $69 Per Sq Ft

Est. 258% increase in value since last sale

Current estimated payment $1,305/month

42 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Beach
  • Wooded Lot
  • Water Views
  • Deck
  • Eat-In Kitchen

About This Home

As of September 2015

Cable Lake access cottage. Affordable with a view to the lake. Great access to the Association Pavilion with sandy beach, picnic area, and playground. Wonderful swimming. This cottage has mature pine trees surrounding it. Nice front deck and back patio. The kitchen is large and eat in. Updated with Pergo flooring. The living room does have sliding doors to the deck. Main level bedroom. Affordable get-away with ample room with four beds in the knotty pine loft. Updated full bath. Unfinished basement for storage. Nice and private. Roast marshmallows in your fire pit after a day of canoeing on no-wake Cable Lake. It's quiet with great fishing. Cable Lake is in the resort area of Sister Lakes. Wineries, produce markets, snowmobiling and ice skating.

Last Agent to Sell the Property

Tim Mitchell

Cressy & Everett Real Estate License #65060121806 Listed on: 06/12/2015

Cressy & Everett Real Estate

Last Buyer's Agent

Tim Mitchell

Cressy & Everett Real Estate License #65060121806 Listed on: 06/12/2015

Cressy & Everett Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,423

Year Built

  • Built in 1987

Lot Details

  • 9,496 Sq Ft Lot
  • Lot Dimensions are 90' x 100'
  • The property's road front is unimproved
  • Wooded Lot

Parking

  • Unpaved Driveway

Home Design

  • Bungalow
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 945 Sq Ft Home
  • 2-Story Property
  • Insulated Windows
  • Window Treatments
  • Living Room
  • Water Views
  • Basement Fills Entire Space Under The House
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Outdoor Features

  • Deeded Waterfront Access Rights
  • Property is near a lake
  • No Wake Zone
  • Shared Waterfront
  • Deck
  • Patio

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Well
  • Septic Tank
  • Septic System
  • Phone Available

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include snow removal

Recreation

  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,423

Year Built

Built in 1987

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • Stories: 2
  • Year Built: 1987
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 73.97
  • General Property Info:Lot Dimensions: 90' x 100'
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 945.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 1423.0
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Refrigerators: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Natural Gas: Yes
  • Driveway:Unpaved: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Window Treatments: Yes
  • General Property Info:SqFt Above Grade: 945.0
  • General Property Info Garage YN: No
  • Architectural Style Bungalow: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Oven, Range, Refrigerator
  • Interior Amenities: Eat-in Kitchen
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Full
  • LivingArea: 945.0
  • Window Features: Insulated Windows, Window Treatments
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 621.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes

Exterior Features

  • Construction Materials: Wood Siding
  • List Price: 69900.0
  • Lot Features: Wooded
  • Patio and Porch Features: Deck, Patio
  • Road Surface Type: Unimproved
  • Roof: Composition
  • Water Body Name: Cable Lake
  • Waterfront Features: Lake
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Wood Siding: Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Garage: No

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Natural Gas Connected
  • Water Source: Well
  • Water Well: Yes

Condo/Co-op/Association

  • Association Amenities: Beach Area
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Water Fea Amenities:Deeded Access: Yes
  • Association Info:Assoc Fee Payable: Annually
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:No Wake: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Assoc Amenities:Beach Area: Yes

Fee Information

  • Association Fee Includes: Snow Removal

Lot Info

  • Lot Size Acres: 0.22
  • Lot Size Area: 0.22
  • Lot Dimensions: 90' x 100'
  • Lot Size Sq Ft: 9496.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1423.0
  • Tax Year: 2014

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2015
Closed on
Sep 11, 2015
Sold by
Phillips Charlotte and Phillips Thomas J
Bought by
Buchman Luke
Seller's Agent
Tim Mitchell
Cressy & Everett Real Estate
Buyer's Agent
Tim Mitchell
Cressy & Everett Real Estate
List Price
$69,900
Sold Price
$65,000
Premium/Discount to List
-$4,900
-7.01%
Current Estimated Value
$232,743

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$167,743
Avg. Annual Appreciation
13.20%
Original Mortgage
$58,500
Outstanding Balance
$46,042
Interest Rate
3.97%
Estimated Equity
$186,701
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Buchman Luke $65,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Buchman Luke $58,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/11/2015 09/11/15 Sold $65,000 -7.0% $69 / Sq Ft
07/24/2015 07/24/15 Pending -- -- --
06/12/2015 06/12/15 For Sale $69,900 -- $74 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $982 $66,600 $66,600 $0
2024 $410 $54,100 $54,100 $0
2023 $391 $50,700 $0 $0
2022 $373 $47,200 $0 $0
2021 $886 $43,200 $0 $0
2020 $357 $35,900 $0 $0
2019 $869 $33,900 $0 $0
2018 $343 $32,000 $0 $0
2017 $336 $34,400 $0 $0
2016 $333 $31,000 $0 $0
2015 -- $35,100 $0 $0
2011 -- $37,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 15030620

MichRIC

APN: 14-130-224-013-00