NOT LISTED FOR SALE

324 E Congress St Belding, MI 48809

Estimated Value: $220,000 - $246,000

4 Beds
1.5 Baths
1,382 Sq Ft
$166/Sq Ft Est. Value

Last Sold December 16, 2016

Last sale price $34,025 $25 Per Sq Ft

Est. 553% increase in value since last sale

Current estimated payment $1,367/month

Highlights

  • Cape Cod Architecture
  • 2 Car Attached Garage
  • Forced Air Heating and Cooling System
  • 1 Fireplace

About This Home

As of December 2016

Quaint home in Belding with hardwood floors, 4 bedrooms and 1.5 baths. HUD HOME SOLD AS IS by electronic bid process only. All offers must be submitted through a registered HUD approved real estate agent. HUD does not discriminate, and promotes fair and equal housing opportunities for all. All information represented herein is approximated and not guaranteed. Buyer verification is recommended. Subject to an appraisal. Buyer is responsible for any well and septic inspections and any de-winterization and re-winterization fees, if applicable. New HUD Homes listed daily. All offers must include lender pre-approval letter and earnest money deposit. EMD: $500 if bid is less than $50,000; $1,000 if bid is $50,000 or more.

Last Agent to Sell the Property

John Henderson

J T Henderson & Assoc LLC License #6502331223 Listed on: 07/12/2016

Last Buyer's Agent

Agent Out Of Area

Out of Area Office

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1920

Lot Details

  • 10,018 Sq Ft Lot
  • Lot Dimensions are 78 x 132

Parking

  • 2 Car Attached Garage

Home Design

  • Cape Cod Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,382 Sq Ft Home
  • 2-Story Property
  • 1 Fireplace
  • Basement Fills Entire Space Under The House
  • Laundry on main level

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Year Built

Built in 1920

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Cape Cod
  • Stories: 2
  • Year Built: 1920
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 23.15
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 78 x 132
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1382.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 1320.0
  • Tax Info:Zoning3: res
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • General Property Info:Fireplace: Yes
  • Sale Conditions:REOBank Owned: Yes
  • General Property Info:SqFt Above Grade: 1382.0
  • General Property Info Garage YN: Yes
  • Architectural Style Cape Cod: Yes
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Basement: Full
  • LivingArea: 1382.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 528.0

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 32000.0
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.23
  • Lot Size Area: 0.23
  • Lot Dimensions: 78 x 132
  • Lot Size Sq Ft: 10018.0
  • Zoning Description: res
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1320.0
  • Tax Year: 2016

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 7, 2017
Sold by
Roger Scheid
Bought by
Rousch Sharon
Current Estimated Value
$222,350

Purchase Details

Listed on
Jul 12, 2016
Closed on
Dec 12, 2016
Sold by
Secretary Of Housing And Urban Developme
Bought by
Schied Roger
Seller's Agent
John Henderson
J T Henderson & Assoc LLC
Buyer's Agent
Agent Out Of Area
Out of Area Office
List Price
$32,000
Sold Price
$34,025
Premium/Discount to List
$2,025
6.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.39%

Purchase Details

Closed on
Apr 6, 2016
Sold by
Flagstar Bank Fsb
Bought by
Secretary Of Housing And Urban Developme

Purchase Details

Closed on
Nov 10, 2011
Sold by
Hud
Bought by
Flagstar Bank

Purchase Details

Closed on
Apr 22, 2010
Sold by
Mortgage Electronic Registration Syste
Bought by
Flagstar Bank Fsb

Purchase Details

Closed on
Apr 15, 2010
Sold by
Mcmaster Lloyd and Mcmaster Joyce
Bought by
Mortgage Electronic Registration Syste

Purchase Details

Closed on
Feb 8, 2008
Sold by
Stout Richard L and Stout Sally L
Bought by
Mcmaster Lloyd and Mcmaster Joyce

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,455
Interest Rate
6.11%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rousch Sharon $125,500 --
Schied Roger -- None Available
Secretary Of Housing And Urban Developme -- None Available
Flagstar Bank -- --
Flagstar Bank Fsb -- --
Mortgage Electronic Registration Syste $109,376 --
Mcmaster Lloyd $100,000 Sun Title Agency
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Mcmaster Lloyd $98,455
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/16/2016 12/16/16 Sold $34,025 +6.3% $25 / Sq Ft
07/12/2016 07/12/16 Pending -- -- --
07/12/2016 07/12/16 For Sale $32,000 -- $23 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,461 $94,800 $13,400 $81,400
2024 $23 $94,800 $13,400 $81,400
2023 $2,212 $69,800 $12,300 $57,500
2022 $2,107 $69,800 $12,300 $57,500
2021 $2,187 $59,300 $8,000 $51,300
2020 $2,042 $59,300 $8,000 $51,300
2019 $1,920 $54,500 $7,600 $46,900
2018 $2,138 $44,100 $8,700 $35,400
2017 $2,630 $44,100 $8,700 $35,400
2016 $1,920 $36,400 $5,400 $31,000
2015 -- $36,400 $5,400 $31,000
2014 $2,170 $34,300 $5,200 $29,100
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2016

    John Henderson

    J T Henderson & Assoc LLC

    (616) 447-8977

    12 Total Sales

    John Henderson
    Section Image

  • A

    Buyer's Agent in 2016

    Agent Out Of Area

    Out of Area Office

See All Agents

Map

Source: MichRIC

MLS Number: 16032358

MichRIC

APN: 403-050-000-020-00

Michigan Ionia County Belding 48809

324 E Congress St, Belding, MI

Not Listed for Sale

Detached

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