$163,000
SOLD JAN 7, 2022

324 E Reader St Elburn, IL 60119

3 Beds
2 Baths
925 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$176 Per Sq Ft

4% Below List Price

8 Days on Market

About This Home

As of July 2022

Perfect home for investors or 1st time homebuyers looking for some sweat equity. Home features 3 bedrooms & full bath on upper level and full bath, family room in lower level. Garage is oversized & heated. Laundry hookup in garage or near family room. Home will need some work but is located in a desirable family area close to downtown Elburn, Metra and schools. A/C unit is approx. 8 years, Furnace is approx. 10 years, electrical has been updated. Sold "As Is"

Last Agent to Sell the Property

Sarah Goettel

HomeSmart Connect LLC License #475141209 Listed on: 11/27/2021

HomeSmart Connect LLC

Last Buyer's Agent

Paul Chadwick

Baird & Warner Fox Valley - Geneva License #471002108

Baird & Warner Fox Valley -  Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,878

Year Built

  • 1967

Parking

  • Attached Garage
  • Heated Garage
  • Parking Space is Owned

Interior Spaces

  • 2-Story Property

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,878

Year Built

1967

Lot Details

0

Parking

1

Listing Details

  • Property Type: Detached Single
  • Property Type: Residential
  • Type Detached: 2 Stories
  • Property Sub Type: 2 Stories
  • Age: 51-60 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Architectural Style: L Bi-Level
  • Directions: Rt. 47 to Pierce, East to 2nd, North to Reader, East to Home
  • Lot Size: 63X133
  • New Construction: No
  • Ownership: Fee Simple
  • Special Features: None
  • Year Built: 1967

Interior Features

  • Appliances: Range, Refrigerator
  • Has Basement: None
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 0
  • Basement Description: None
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Full Bathrooms: 2
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Other Equipment: Humidifier, Central Vacuum, Ceiling Fan(s)
  • Dining Room Type: No additional rooms

Exterior Features

  • Exterior Building Type: Aluminum Siding,Brick
  • Waterfront: No

Garage/Parking

  • Number of Cars: 1
  • Garage Details: Heated
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage
  • Garage Spaces: 1

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Master Association Fee Frequency: Not Required
  • Association Fee Frequency: Not Applicable

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: John Stewart Elementary School
  • High School: Kaneland High School
  • Junior High Dist: 302
  • Middle Or Junior School: Harter Middle School

Lot Info

  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Additional Parcels: No

Rental Info

  • Board Number: 5

Tax Info

  • Tax Exemptions: Homeowner
  • Tax Annual Amount: 4474.48
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 18, 2022
Closed on
Jun 27, 2022
Sold by
Imogen Properties Llc
Bought by
Adriano Kristen
Seller's Agent
Lisa Schutz
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Rebecca Didier
HomeSmart Connect LLC
List Price
$300,000
Sold Price
$305,000
Premium/Discount to List
$5,000
1.67%
Current Estimated Value
$307,239

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,239
Avg. Annual Appreciation
0.78%
Original Mortgage
$295,850
Outstanding Balance
$283,658
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$28,921

Purchase Details

Listed on
Nov 27, 2021
Closed on
Dec 18, 2021
Sold by
Smith David S
Bought by
Imogen Properties Llc
Seller's Agent
Sarah Goettel
HomeSmart Connect LLC
Buyer's Agent
Paul Chadwick
Baird & Warner Fox Valley - Geneva
List Price
$170,000
Sold Price
$163,000
Premium/Discount to List
-$7,000
-4.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
259.20%

Purchase Details

Closed on
Jan 21, 2009
Sold by
Smith Susan M and Warfel Susan M
Bought by
Smith David S

Purchase Details

Closed on
Nov 30, 1999
Sold by
Smith David D
Bought by
Smith Susan M
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $305,000 Baird & Warner Title
Warranty Deed $163,000 Attorney
Interfamily Deed Transfer $162,000 Chicago Title Insurance Co
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $295,850 New Conventional
Previous Owner $76,312 FHA
Previous Owner $65,000 Credit Line Revolving
Previous Owner $3,200 Unknown
Previous Owner $55,000 Credit Line Revolving
Previous Owner $35,000 Credit Line Revolving
Previous Owner $25,000 Credit Line Revolving
Previous Owner $20,000 Credit Line Revolving
Previous Owner $107,000 Unknown
Previous Owner $107,000 Unknown
Previous Owner $10,000 Credit Line Revolving
Previous Owner $107,000 Unknown
Previous Owner $105,800 Unknown
Closed $6,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/05/2022 07/05/22 Sold $305,000 +1.7% $266 / Sq Ft
05/22/2022 05/22/22 Pending -- -- --
05/18/2022 05/18/22 For Sale $300,000 +84.0% $262 / Sq Ft
01/07/2022 01/07/22 Sold $163,000 -4.1% $176 / Sq Ft
12/06/2021 12/06/21 Pending -- -- --
11/27/2021 11/27/21 For Sale $170,000 -- $184 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,878 $77,730 $9,745 $67,985
2023 $5,639 $70,153 $8,795 $61,358
2022 $5,286 $56,473 $8,072 $48,401
2021 $4,559 $54,052 $7,726 $46,326
2020 $4,474 $52,785 $7,545 $45,240
2019 $4,473 $52,010 $7,434 $44,576
2018 $3,436 $40,615 $7,434 $33,181
2017 $3,432 $40,153 $7,349 $32,804
2016 $3,421 $39,047 $7,155 $31,892
2015 -- $36,710 $6,876 $29,834
2014 -- $37,187 $7,651 $29,536
2013 -- $37,187 $7,651 $29,536
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11277231

Midwest Real Estate Data (MRED)

APN: 11-05-103-007