$500,000
SOLD JUN 30, 2025

324 Elm St Belmont, NC 28012

4 Beds
3 Baths
1,663 Sq Ft
6,970 Sq Ft Lot

Recently Sold

$301 Per Sq Ft

1% Above List Price

1 Day on Market

Highlights

  • Open Floorplan
  • Private Lot
  • Screened Porch
  • Belmont Central Elementary School Rated A-
  • Engineered Wood Flooring
  • Walk-In Closet

About This Home

As of June 2025

Nestled on a quiet street less than a mile from downtown Belmont, this custom 4-bed, 3-bath home blends style and function. The flexible layout includes a main-level bed/office and full bath. The kitchen boasts a large island, farmhouse shelving, shaker cabinets, and a roomy pantry. Upstairs, the vaulted main suite has 2 closets (1 walk-in) and a tile shower. Two more bedrooms, full bath, and laundry complete the floor. A walk-up attic offers storage or potential living space. Enjoy the front porch, fenced yard, and screen porch. Smart home/Nest system as well as tankless water heater! Welcome to 324 Elm St!

Last Agent to Sell the Property

Mills Davis

Coldwell Banker Realty Brokerage Email: Mills.Davis@cbrealty.com License #312815 Listed on: 05/16/2025

Coldwell Banker Realty

Last Buyer's Agent

Catherine Roberts

Premier South License #129777

Premier South

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2020

Lot Details

  • Back Yard Fenced
  • Private Lot
  • Property is zoned G-R

Parking

  • Driveway

Home Design

  • Slab Foundation
  • Metal Roof
  • Rough-Sawn Siding
  • Vinyl Siding
  • Hardboard

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Wired For Data
  • Ceiling Fan
  • Electric Fireplace
  • Insulated Windows
  • Sliding Doors
  • Screened Porch
  • Laundry on upper level

Kitchen

  • Dishwasher
  • Kitchen Island

Flooring

  • Engineered Wood
  • Laminate

Bedrooms and Bathrooms

  • Walk-In Closet
  • 3 Full Bathrooms

Attic

  • Walk-In Attic
  • Permanent Attic Stairs

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System

Additional Features

  • No or Low VOC Paint or Finish
  • Patio

Community Details

  • Reid Park Subdivision

Listing and Financial Details

  • Assessor Parcel Number 186128

Home Details

Home Type

Single Family

Year Built

Built in 2020

Lot Details

6,970 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2020
  • Restrictions: N/A
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 300.66
  • Geocode Confidence: High
  • Attribution Contact: Mills.Davis@cbrealty.com
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Laminate
  • Interior Amenities: Attic Stairs Fixed, Attic Walk In, Kitchen Island, Open Floorplan, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 895
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Third: 261
  • Sq Ft Unheated Total: 261
  • Sq Ft Upper: 768
  • Appliances: Dishwasher
  • Other Equipment: Network Ready, Other - See Remarks
  • Above Grade Finished Sq Ft: 1663
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: Sliding Doors
  • Fireplace Features: Electric
  • Living Area: 1663
  • Window Features: Insulated Window(s)
  • Bedroom Main: 1

Exterior Features

  • New Construction: No
  • Roof: Shingle, Metal
  • Construction Type: Site Built
  • Fencing: Back Yard, Fenced
  • Waterfront Features: None
  • Construction Type: Hardboard Siding, Rough Sawn, Vinyl
  • Other Structures: None
  • Patio And Porch Features: Covered, Front Porch, Patio, Screened

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Heating: Central, Forced Air, Heat Pump
  • Sewer: Public Sewer
  • Laundry Features: Upper Level
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Natural Gas
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Features: Private
  • Lot Size Units: Acres
  • Parcel Number: 186128
  • Additional Parcels: No
  • Zoning Specification: G-R

Green Features

  • Green Sustainability: Engineered Wood Products, Low VOC Coatings

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 16, 2025
Closed on
Jun 26, 2025
Sold by
Caldwell Marie Faith and Erickson Samuel
Bought by
Harte Robyn and Harte Michael
Seller's Agent
Mills Davis
Coldwell Banker Realty
Buyer's Agent
Catherine Roberts
Premier South
List Price
$497,500
Sold Price
$500,000
Premium/Discount to List
$2,500
0.5%
Views
25
Current Estimated Value
$492,962

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,038
Avg. Annual Appreciation
-1.02%
Original Mortgage
$466,500
Outstanding Balance
$465,704
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$30,627

Purchase Details

Closed on
Dec 19, 2023
Sold by
Caldwell Marie Faith and Caldwell Samuel
Bought by
Caldwell & Erickson Family Trust and Caldwell

Purchase Details

Listed on
Oct 26, 2020
Closed on
Apr 20, 2021
Sold by
Davies Construction Llc
Bought by
Caldwell Marie Faith and Erickson Samuel
Seller's Agent
Ksenia Gogoleva
DPW Realty Group Inc
Buyer's Agent
Judi Bex
Keller Williams Ballantyne Area
List Price
$355,000
Sold Price
$376,600
Premium/Discount to List
$21,600
6.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.77%
Original Mortgage
$357,200
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 19, 2020
Sold by
Johnson Lucy L and Lockett Carl E
Bought by
Davies Construction Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Warranty Deed $377,000 Austin Title Llc
Warranty Deed $13,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $466,500 New Conventional
Closed $466,500 New Conventional
Previous Owner $357,200 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/30/2025 06/30/25 Sold $500,000 +0.5% $301 / Sq Ft
05/16/2025 05/16/25 For Sale $497,500 +32.1% $299 / Sq Ft
04/20/2021 04/20/21 Sold $376,600 +6.1% $225 / Sq Ft View Prior Sale
03/23/2021 03/23/21 Pending -- -- --
03/22/2021 03/22/21 For Sale $355,000 -5.7% $212 / Sq Ft
11/03/2020 11/03/20 Off Market $376,600 -- --
10/26/2020 10/26/20 For Sale $320,000 -- $191 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,546 $431,300 $33,000 $398,300
2024 $4,546 $431,300 $33,000 $398,300
2023 $4,593 $431,300 $33,000 $398,300
2022 $3,536 $270,940 $15,000 $255,940
2021 $1,769 $270,940 $15,000 $255,940
2020 $202 $15,000 $15,000 $0
2019 $203 $15,000 $15,000 $0
2018 $183 $13,200 $13,200 $0
2017 $178 $13,200 $13,200 $0
2016 $178 $13,200 $0 $0
2014 $135 $10,000 $10,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4256973

Canopy MLS (Canopy Realtor® Association)

APN: 186128

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