324 N Prospect St Rockford, IL 61107
Jackson Oaks Neighborhood
3
Beds
1.5
Baths
1,422
Sq Ft
4,792
Sq Ft Lot
Highlights
- Wood Flooring
- Formal Dining Room
- Laundry Room
- Sun or Florida Room
- Living Room
- Forced Air Heating and Cooling System
About This Home
As of July 2025Charming and full of personality, this classic 2-story home showcases stunning original wood accents throughout. A sheltered front porch welcomes you, perfect for adding seasonal touches and decor. Step into a warm and inviting living area with hardwood floors, crown molding, and French doors that open to a sun-filled front room-ideal for relaxing. The spacious dining room includes a cozy window bench with storage and elegant crown molding. Beyond, you'll find a functional kitchen and convenient half bath. A beautiful wood staircase leads to the upper level, which features three nicely sized bedrooms and a remodeled full bath with luxury vinyl tile, a separate soaking tub, and a tiled shower. The primary bedroom includes unique sliding barn door window coverings. Enjoy the peaceful 2nd floor covered porch that spans the width of the home and overlooks the yard. The walk-up attic offers great extra space. Outdoors, entertain with ease on the generous patio. Spacious basement that also includes a separate room for extra storage. A 1-car garage includes an additional covered area. Roof (2014), HVAC and water heater (2019), and updated windows on the upper level. A registered Little Free Library adds charm and community appeal. Just minutes away from Sinnissippi Gardens and the heart of downtown Rockford.
Last Agent to Sell the Property
Keller Williams Realty Signature License #475142387 Listed on: 06/27/2025
Last Buyer's Agent
Keller Williams Realty Signature License #475142387 Listed on: 06/27/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,466
Year Built
- Built in 1910
Lot Details
- 4,792 Sq Ft Lot
- Lot Dimensions are 50x100x50x100
Parking
- 1.5 Car Garage
Home Design
- Brick Exterior Construction
- Asphalt Roof
Interior Spaces
- 1,422 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Formal Dining Room
- Sun or Florida Room
- Wood Flooring
- Basement Fills Entire Space Under The House
- Laundry Room
Kitchen
- Range
- Microwave
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
Schools
- C Henry Bloom Elementary School
- Abraham Lincoln Middle School
- Rockford East High School
Utilities
- Forced Air Heating and Cooling System
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 24, 2021
Closed on
Jul 12, 2021
Sold by
Hinz Daniel R and Hinz Natalie E
Bought by
Keast Jason M
Seller's Agent
Brad Martin
Dickerson & Nieman Realtors
Buyer's Agent
Toni Vander Heyden
Keller Williams Realty Signature
List Price
$115,000
Sold Price
$125,000
Premium/Discount to List
$10,000
8.7%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,804
Avg. Annual Appreciation
7.72%
Original Mortgage
$114,000
Outstanding Balance
$103,885
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$64,919
Purchase Details
Closed on
Nov 25, 2008
Bought by
Hinz Daniel R and Hinz Natalie E
Similar Homes in Rockford, IL
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $125,000 | Kelly C Connor Pc | |
| Deed | $92,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $114,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/25/2025 07/25/25 | Sold | $191,721 | +9.6% | $135 / Sq Ft |
| 06/29/2025 06/29/25 | Pending | -- | -- | -- |
| 06/27/2025 06/27/25 | For Sale | $175,000 | +40.0% | $123 / Sq Ft |
| 07/12/2021 07/12/21 | Sold | $125,000 | +8.7% | $88 / Sq Ft |
| 05/27/2021 05/27/21 | Pending | -- | -- | -- |
| 05/24/2021 05/24/21 | For Sale | $115,000 | -- | $81 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,466 | $42,577 | $4,781 | $37,796 |
| 2023 | $3,275 | $37,543 | $4,216 | $33,327 |
| 2022 | $3,148 | $33,556 | $3,768 | $29,788 |
| 2021 | $2,920 | $29,825 | $3,455 | $26,370 |
| 2020 | $2,854 | $28,195 | $3,266 | $24,929 |
| 2019 | $2,816 | $27,019 | $3,113 | $23,906 |
| 2018 | $2,943 | $26,748 | $2,934 | $23,814 |
| 2017 | $2,908 | $25,599 | $2,808 | $22,791 |
| 2016 | $2,888 | $0 | $0 | $0 |
| 2015 | $2,925 | $25,119 | $2,755 | $22,364 |
| 2014 | $3,085 | $26,386 | $3,453 | $22,933 |
Source: Public Records
Agents Affiliated with this Home
-
T
Seller's Agent in 2025
Toni Vander Heyden
Keller Williams Realty Signature
-
B
Seller's Agent in 2021
Brad Martin
Dickerson & Nieman Realtors
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12405224
APN: 11-24-376-020
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