$155,000
SOLD MAY 16, 2025

324 W Elm St Spencerville, OH 45887

3 Beds
1 Bath
1,040 Sq Ft
0.49 Acres

Recently Sold

$149 Per Sq Ft

6% Below List Price

96 Days on Market

Highlights

  • Deck
  • No HOA
  • 1-Story Property
  • Spencerville Elementary School Rated A-
  • 1 Car Attached Garage
  • Central Air

About This Home

As of May 2025

Well-maintained ranch home with three bedrooms and one bath, attached one car garage located on a low traffic street and sits on just under a half acre in Spencerville. Great starter home.Pre-approved buyers ONLY.

Last Agent to Sell the Property

Kassandra Gilbert

Closing Time Realty License #2019003097 Listed on: 01/01/2025

Last Buyer's Agent

JOHN DOE (NON-WRIST MEMBER)

WR

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $929

Year Built

  • Built in 1958

Parking

  • 1 Car Attached Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,040 Sq Ft Home
  • 1-Story Property
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Utilities

  • Central Air
  • Radiant Heating System

Additional Features

  • Deck
  • 0.49 Acre Lot

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 44120604016000
  • $3,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$929

Year Built

Built in 1958

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Level Style: One
  • Semi-Annual Tax: 464.43
  • Year Built: 1958
  • Document Count: 1
  • Documents: Property Disclosure and Lead Based Paint
  • Listing I D: 1036222
  • M L S Approved: Y
  • M L S Identifier: 20190724221641160008000000
  • New Financing: Cash, Conventional
  • Parcel I D Number Formatted: 44-12-06-04-016.000
  • Property Group I D: 19990816212109142258000000
  • Subtype: Single Family Residence
  • Type Of Contract: Exclusive Right To Sell
  • Condo Lot Y N: No
  • H O A C O A Y N: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Range, Microwave
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Basement: Crawl Space
  • Price/ Sq Ft: 158.56
  • Total Bedrooms: 3
  • Total Square Footage: 1040.00

Exterior Features

  • Exterior: Vinyl Siding
  • Outside Features: Deck

Garage/Parking

  • Garage: Attached
  • Garage Spaces: 1.00

Utilities

  • Cooling: Central Air
  • Heating System: Radiant
  • Sewer: Public Sewer
  • Water Source: Supplied Water

Schools

  • School District: 0209 Spencerville LSD

Lot Info

  • Acres: 0.49
  • Lot Dimensions: .49 acres
  • Zoning: Residential
  • Land Info: Residential Lot
  • Parcel Id Number: 44120604016000

Tax Info

  • Tax Year: 2024

MLS Schools

  • School District: 0209 Spencerville LSD

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 1, 2025
Closed on
May 16, 2025
Sold by
Mcnett Scott D and Mcnett Jody L
Bought by
Shaw Victoria and Martin Matthew
Seller's Agent
Kassandra Gilbert
Closing Time Realty
Buyer's Agent
JOHN DOE (NON-WRIST MEMBER)
WR
List Price
$164,900
Sold Price
$155,000
Premium/Discount to List
-$9,900
-6%
Views
59
Current Estimated Value
$155,257

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$257
Avg. Annual Appreciation
0.64%
Original Mortgage
$156,565
Outstanding Balance
$156,299
Interest Rate
6.83%
Mortgage Type
Credit Line Revolving
Estimated Equity
-$1,042

Purchase Details

Closed on
Apr 20, 2001
Sold by
Wisner Jeremy B
Bought by
Barnett Kerry A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,500
Interest Rate
7.05%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 18, 1998
Sold by
Holmes Twyla
Bought by
Wisner Jeremy and Wisner Lisa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$6,797
Interest Rate
7.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 7, 1993
Sold by
Coil Larry F
Bought by
Holmes Twyla O

Purchase Details

Closed on
Apr 27, 1990
Bought by
Coil Larry F
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $155,000 Republic Title
Deed $69,000 --
Deed $61,500 --
Deed $55,000 --
Deed $50,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $156,565 Credit Line Revolving
Previous Owner $63,500 New Conventional
Previous Owner $6,797 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/16/2025 05/16/25 Sold $155,000 -6.0% $149 / Sq Ft
04/07/2025 04/07/25 Pending -- -- --
01/01/2025 01/01/25 For Sale $164,900 -- $159 / Sq Ft
Source: Western Regional Information Systems & Technology (WRIST)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $918 $27,660 $7,110 $20,550
2023 $805 $22,650 $5,810 $16,840
2022 $817 $22,650 $5,810 $16,840
2021 $798 $22,650 $5,810 $16,840
2020 $717 $19,540 $5,500 $14,040
2019 $717 $19,540 $5,500 $14,040
2018 $673 $19,540 $5,500 $14,040
2017 $618 $16,950 $5,500 $11,450
2016 $608 $16,950 $5,500 $11,450
2015 $611 $16,950 $5,500 $11,450
2014 $663 $18,490 $5,780 $12,710
2013 $673 $18,490 $5,780 $12,710
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Western Regional Information Systems & Technology (WRIST)

MLS Number: 1036222

Western Regional Information Systems & Technology (WRIST)

APN: 44-12-06-04-016.000

Ohio Allen County Spencerville 45887

324 W Elm St, Spencerville, OH

This home is located at 324 W Elm St, Spencerville, OH 45887 and is currently priced at $155,000, approximately $149 per square foot. This property was built in 1958. 324 W Elm St is a home located in Allen County with nearby schools including Spencerville Elementary School, Spencerville Middle School, and Spencerville High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Western Regional Information Systems & Technology (WRIST) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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