$235,000
SOLD JUN 12, 2025

324 W Main St Elkton, MD 21921

4 Beds
2 Baths
1,274 Sq Ft
4,500 Sq Ft Lot

Recently Sold

$184 Per Sq Ft

3 Days on Market

Highlights

  • Colonial Architecture
  • Wood Flooring
  • Formal Dining Room
  • Traditional Floor Plan
  • No HOA
  • 2 Car Detached Garage

About This Home

As of June 2025

INVESTOR ALERT or perfect for a First-Time Home Buyer looking to off-set your mortgage with a rental opportunity! Welcome to 324 W. Main Street, a charming duplex located in the heart of Elkton, MD. This versatile property offers two separate units, making it an ideal investment or owner-occupant opportunity. The main unit features 3 spacious bedrooms, 1 full bathroom, a cozy living room, a spacious dining room, an updated kitchen with new bottom cabinets and countertops, along with new flooring, and a large laundry room with access to the rear yard. Fresh paint throughout, newly painted hardwood floors, and an updated bathroom make this space move-in ready! Above the detached 2-car garage, you'll find a fully finished 1 bedroom, 1 bathroom apartment, complete with its own laundry — perfect for rental income or multi-generational living. Additional updates include fresh paint in both units, new luxury final plank (LVP) flooring, replacement windows, and a number of stylish upgrades throughout the property. Electrical and gas are separately metered, but water and sewer are together. Whether you’re looking to invest or settle into your first home while generating income, this duplex offers the perfect blend of comfort, convenience, and potential. Don’t miss out!

Last Agent to Sell the Property

Emily Maahs

Crown Homes Real Estate License #5007281 Listed on: 05/06/2025

Last Buyer's Agent

Melissa Barnes

Cummings & Co. Realtors

Cummings & Co. Realtors

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,593

Year Built

  • Built in 1918

Lot Details

  • 4,500 Sq Ft Lot

Parking

  • 2 Car Detached Garage
  • Parking Storage or Cabinetry
  • Rear-Facing Garage
  • On-Street Parking

Home Design

  • Semi-Detached or Twin Home
  • Colonial Architecture
  • Stone Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,274 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Formal Dining Room
  • Gas Oven or Range

Flooring

  • Wood
  • Luxury Vinyl Plank Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry

Outdoor Features

  • Patio
  • Tenant House
  • Porch

Schools

  • Gilpin Manor Elementary School
  • Elkton Middle School
  • Elkton High School

Utilities

  • Radiator
  • Natural Gas Water Heater
  • Municipal Trash

Listing and Financial Details

  • Tax Lot 9
  • Assessor Parcel Number 0803042901

Community Details

Overview

  • No Home Owners Association
  • Nonavailable Subdivision

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,593

Year Built

Built in 1918

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Expected On Market: 5/6/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1918
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: INVESTOR ALERT or perfect for a First-Time Home Buyer looking to off-set your mortgage with a rental opportunity! Welcome to 324 W. Main Street, a charming duplex located in the heart of Elkton, MD. This versatile property offers two separate units, making it an ideal investment or owner-occupant opportunity. The main unit features 3 spacious bedrooms, 1 full bathroom, a cozy living room, a spacious dining room, an updated kitchen with new bottom cabinets and countertops, along with new flooring, and a large laundry room with access to the rear yard. Fresh paint throughout, newly painted hardwood floors, and an updated bathroom make this space move-in ready! Above the detached 2-car garage, you'll find a fully finished 1 bedroom, 1 bathroom apartment, complete with its own laundry — perfect for rental income or multi-generational living. Additional updates include fresh paint in both units, new luxury final plank (LVP) flooring, replacement windows, and a number of stylish upgrades throughout the property. Electrical and gas are separately metered, but water and sewer are together. Whether you’re looking to invest or settle into your first home while generating income, this duplex offers the perfect blend of comfort, convenience, and potential. Don’t miss out!
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dryer - Electric, Oven/Range - Gas, Washer, Water Heater, Refrigerator
  • Flooring Type: Hardwood, Luxury Vinyl Plank, Luxury Vinyl Tile
  • Interior Amenities: Bathroom - Tub Shower, Dining Area, Floor Plan - Traditional, Formal/Separate Dining Room, Bathroom - Stall Shower
  • Fireplace: No
  • Foundation Details: Stone
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Unfinished, Full, Interior Access
  • Laundry Type: Has Laundry, Main Floor
  • Total Sq Ft: 1274
  • Living Area Sq Ft: 1274
  • Price Per Sq Ft: 184.46
  • Above Grade Finished Sq Ft: 1274
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 324

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 4
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s), Tenant House
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sidewalks
  • Roof: Asphalt, Shingle
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Rear Entry, Additional Storage Area
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: On Street, Detached Garage

Utilities

  • Central Air Conditioning: No
  • Heating Fuel: Natural Gas
  • Heating Type: Radiator
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: CECIL COUNTY PUBLIC SCHOOLS
  • Elementary School: GILPIN MANOR
  • Middle School: ELKTON
  • High School: ELKTON
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139799812
  • School District Source: 3rd Party
  • Elementary School: GILPIN MANOR
  • High School: ELKTON
  • Middle Or Junior School: ELKTON

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: TH
  • Lot Size Acres: 0.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4500.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Year Assessed: 2025
  • Zoning: R3
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2593.00
  • Assessor Parcel Number: 0803042901
  • Tax Lot: 9
  • Tax Total Finished Sq Ft: 1274
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 06/12/2025

MLS Schools

  • School District Name: CECIL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 6, 2025
Closed on
Jun 12, 2025
Sold by
Luna-Valente Jason
Bought by
Bousa Jess
Seller's Agent
Emily Maahs
Crown Homes Real Estate
Buyer's Agent
Melissa Barnes
Cummings & Co. Realtors
List Price
$235,000
Sold Price
$235,000
Views
99

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-51.35%
Original Mortgage
$164,500
Outstanding Balance
$164,500
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$44,915

Purchase Details

Listed on
May 26, 2023
Closed on
Sep 29, 2023
Sold by
Checkered Flag Investments Llc
Bought by
Luna-Valente Jason
Seller's Agent
Kurt Esser
VRA Realty
Buyer's Agent
Kurt Esser
VRA Realty
List Price
$199,900
Sold Price
$181,000
Premium/Discount to List
-$18,900
-9.45%
Views
273

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.60%
Original Mortgage
$177,721
Interest Rate
7.18%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 4, 2008
Sold by
Birch Daniel V Caral L
Bought by
Checkered Flag Investments Llc

Purchase Details

Closed on
Jul 3, 2008
Sold by
Birch Daniel V Caral L
Bought by
Checkered Flag Investments Llc
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $235,000 Raven Title Services Llc
Deed $235,000 Raven Title Services Llc
Deed $181,000 Kirsh Title
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $164,500 New Conventional
Closed $164,500 New Conventional
Previous Owner $177,721 New Conventional
Previous Owner $144,400 Unknown
Previous Owner $142,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/12/2025 06/12/25 Sold $235,000 0.0% $184 / Sq Ft
05/10/2025 05/10/25 Pending -- -- --
05/06/2025 05/06/25 For Sale $235,000 +29.8% $184 / Sq Ft
09/29/2023 09/29/23 Sold $181,000 -4.7% $86 / Sq Ft
08/10/2023 08/10/23 Pending -- -- --
07/27/2023 07/27/23 Price Changed $189,900 -5.0% $90 / Sq Ft
06/08/2023 06/08/23 For Sale $199,900 0.0% $95 / Sq Ft
06/01/2023 06/01/23 Pending -- -- --
05/26/2023 05/26/23 For Sale $199,900 -- $95 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,183 $146,400 $43,000 $103,400
2023 $2,540 $146,000 $0 $0
2022 $2,565 $145,600 $0 $0
2021 $2,578 $145,200 $43,000 $102,200
2020 $2,450 $136,967 $0 $0
2019 $2,303 $128,733 $0 $0
2018 $2,156 $120,500 $55,300 $65,200
2017 $2,118 $118,367 $0 $0
2016 $1,926 $116,233 $0 $0
2015 $1,926 $114,100 $0 $0
2014 $2,000 $114,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCC2016572

Bright MLS

APN: 03-042901