NOT LISTED FOR SALE

3242 Cardiff St Punta Gorda, FL 33983

Estimated Value: $245,000 - $335,000

3 Beds
2 Baths
1,490 Sq Ft
$194/Sq Ft Est. Value

Last Sold August 26, 2021

Last sale price $254,900 $171 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $1,887/month

95 Days on Market

Highlights

  • No HOA
  • Solid Wood Cabinet
  • West Facing Home
  • 1 Car Attached Garage
  • Central Heating and Cooling System

About This Home

As of August 2021

NEW ROOF Charming 3-bed 2-bath home located in Harbor Heights. City water, newer septic (2013). Large fenced-in yard. The kitchen has been updated with wood cabinets, granite, and stainless steel appliances throughout. The kitchen overlooks the dining room and living room giving it an open-concept feel. French doors lead out to your screened-in lanai; the perfect place to enjoy your morning coffee. The master bedroom is spacious with a walk-in closet and bathroom with plenty of counter space. The laundry room is located inside but has the potential to move to the garage if you wish.

Last Agent to Sell the Property

Amy Heck

RE/MAX PALM REALTY License #3226942 Listed on: 04/26/2021

RE/MAX PALM REALTY

Last Buyer's Agent

Danielle Becker

HOME MATCHMAKING REALTY License #3452339

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,575

Year Built

  • Built in 1983

Lot Details

  • 10,000 Sq Ft Lot
  • West Facing Home
  • Property is zoned RSF3.5

Parking

  • 1 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,490 Sq Ft Home
  • Laminate Flooring

Kitchen

  • Range
  • Solid Wood Cabinet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Harbour Heights Community
  • Hrbr Heights Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,575

Year Built

Built in 1983

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1490
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1983
  • Lot Size Sq Ft: 10000
  • Directions to Property: Heading South on 41 take a Left on Harborview. Take Harborview until it turns into Sunnybrook then take a right on Cardiff. The house will be on the left.
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/C7441817?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/C7441817?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 0.98038
  • Price per Sq Ft: 171.07
  • Close to Original List Price Ratio: 1.13289
  • View: No
  • Ownership: Fee Simple
  • Tax Year: 2020
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Solid Wood Cabinets
  • Appliances Included: Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Street Number Modifier: 3242
  • Room Count: 5
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: West
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Flood Zone Panel: 12015C0232F

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Covered Parking Spaces: 1
  • Open Parking: No

Utilities

  • Utilities: Cable Connected, Public
  • Cooling: Central Air
  • Heating: Central
  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association Approval Required YN: No

Lot Info

  • Zoning: RSF3.5
  • Parcel Number: 402322158007
  • Additional Parcels: No
  • Flood Zone Code: X
  • Flood Zone Date: 2003-05-05
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Minimum Lease: No Minimum
  • Lease Restrictions Y N: No

Tax Info

  • Tax Annual Amount: 1575
  • Tax Block: 101
  • Tax Book Number: 3-73B
  • Tax Lot: 16

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 26, 2021
Closed on
Aug 26, 2021
Sold by
Jaramillo Patricia Cadavid and Baena Juan Esteban
Bought by
Smatlak Stacey Marie and Smatlak Amanda Christine
Seller's Agent
Amy Heck
RE/MAX PALM REALTY
Buyer's Agent
Danielle Becker
HOME MATCHMAKING REALTY
List Price
$245,000
Sold Price
$254,900
Premium/Discount to List
$9,900
4.04%
Current Estimated Value
$288,481

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$33,581
Avg. Annual Appreciation
3.20%
Original Mortgage
$242,155
Outstanding Balance
$222,731
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$66,174

Purchase Details

Closed on
Sep 19, 2013
Sold by
Baena Patricia A and Baena Juan Esteban
Bought by
Baena Patricia A and Baena Juan Esteban

Purchase Details

Listed on
Jun 6, 2012
Closed on
Feb 14, 2013
Sold by
Fannie Mae
Bought by
Baena Patricia and Baena Juan Esteban
Seller's Agent
Kathey Gamiotea
COLDWELL BANKER SUNSTAR REALTY
Buyer's Agent
Kena Alonso
ALONSO REAL ESTATE SERVICES
List Price
$79,900
Sold Price
$79,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.82%
Original Mortgage
$78,452
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
May 30, 2012
Sold by
Hamilton Jeffry and Hamilton Tammy K
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 7, 2007
Sold by
Corner Herbert and Herbert Corner Revocable Trust
Bought by
Hamilton Jeffry and Hamilton Tammy K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,500
Interest Rate
6.22%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smatlak Stacey Marie $254,900 Suncoast One Ttl & Closings
Baena Patricia A -- Attorney
Baena Patricia $79,900 Attorney
Federal National Mortgage Association -- None Available
Hamilton Jeffry $170,000 Lee Title Services Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smatlak Stacey Marie $242,155
Previous Owner Baena Patricia $78,452
Previous Owner Hamilton Jeffry $127,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/26/2021 08/26/21 Sold $254,900 -2.0% $171 / Sq Ft
07/30/2021 07/30/21 Pending -- -- --
07/26/2021 07/26/21 Price Changed $260,000 +6.1% $174 / Sq Ft
07/26/2021 07/26/21 Price Changed $245,000 0.0% $164 / Sq Ft
07/26/2021 07/26/21 For Sale $245,000 -3.9% $164 / Sq Ft
05/18/2021 05/18/21 Off Market $254,900 -- --
04/29/2021 04/29/21 Pending -- -- --
04/26/2021 04/26/21 For Sale $225,000 +181.6% $151 / Sq Ft
02/13/2013 02/13/13 Sold $79,900 0.0% $54 / Sq Ft
10/01/2012 10/01/12 Pending -- -- --
06/05/2012 06/05/12 For Sale $79,900 -- $54 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $3,783 $221,265 $0 $0
2022 $3,682 $213,932 $17,000 $196,932
2021 $1,620 $83,110 $0 $0
2020 $1,575 $81,963 $0 $0
2019 $1,493 $80,120 $0 $0
2018 $1,375 $78,626 $0 $0
2017 $1,356 $77,009 $0 $0
2016 $1,341 $75,425 $0 $0
2015 $1,324 $74,901 $0 $0
2014 $1,049 $74,307 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: C7441817

Stellar MLS

APN: 402322158007