$325,000

Estimated payment $2,121/month

Total Views 8,185
3 Beds
2.5 Baths
2,106 Sq Ft
$154 Price per Sq Ft

Highlights

  • Outdoor Pool
  • Deck
  • Pond
  • Clubhouse
  • Contemporary Architecture
  • Fenced Yard

About This Home

Move-In Ready Waterfront Beauty in Cole Creek Estates! Welcome to this stunning, well-maintained home located right on the water in desirable Cole Creek Estates! Built in 2005 and thoughtfully updated throughout, this 3-bedroom, 2.5-bath home offers over 1,800 square feet of stylish living space, plus a beautifully finished basement. Enjoy peaceful water views from your spacious composite deck, complete with a large attached umbrella—perfect for relaxing in the shade or entertaining outdoors. Inside, the open layout shines with a newly remodeled kitchen featuring Cambria countertops and a Delta smart faucet, complemented by all appliances that stay with the home. Upstairs, you’ll find three generous bedrooms, a versatile flex space (ideal for a home office or playroom), and the convenience of second-floor laundry. The partially finished basement adds even more living space with a cozy family room and brand-new waterproofing system (FSM AquaStop WallSeal Vapor) for peace of mind. Tech-savvy features include: front door lock, smart sprinkler system, smart garage door opener, new lighting, Hunter Douglas smart blackout blinds, generator transfer switch for power reliability. Major updates within the last 4 years: new roof, new living room window with power blinds, new insulated garage door, new first floor flooring & carpet, new lighting & paint, kitchen and basement remodels. Plus, enjoy the HOA amenities—including a clubhouse, community pool, and playground, making it a perfect place to relax, connect, and play! BONUS for even more added value, the HOA dues are paid through the end of 2025. This home is a perfect blend of comfort, style, and smart functionality—with scenic water views to top it all off. Don’t miss the chance to make it yours! Cole Creek Estates | Waterfront | Move-in Ready Call today to schedule your private showing!

Listing Agent

Kenneth Voelker

Wilson Realty License #SBR-6501426141 Listed on: 07/07/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 2005

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 60' x 110'
  • Fenced Yard
  • Fenced
  • Sprinkler System

HOA Fees

  • $65 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Poured Concrete
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Window Treatments
  • Living Room
  • Partially Finished Basement
  • Sump Pump

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Outdoor Pool
  • Property is near a pond
  • Pond
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Internet Available

Listing and Financial Details

  • Assessor Parcel Number 04-25-651-019

Community Details

Overview

  • Cole Creek Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Spa

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,426

Year Built

Built in 2005

Lot Details

0

HOA Fees

$65 per month

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type: Residential
  • Type Of Property: Single Family
  • Architecture Style: Contemporary
  • Structure Style: 2 Story
  • Total Tax Amount: 3425.79
  • Total Tax Year: 2024
  • Year Built: 2005
  • Mail City: Swartz Creek
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: Cable/Internet Avail., Sump Pump, Walk-In Closet, Window Treatment(s)
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
  • Basement: Yes
  • Basement: Partially Finished, Poured, Sump Pump
  • Bedrooms: 3
  • Bedroom 1: On 2nd Floor, Dimensions: 20 x 13
  • Bedroom 1 Floor Covering: Carpet
  • Bedroom 2: On 2nd Floor, Dimensions: 11 x 10
  • Bedroom 2 Floor Covering: Carpet
  • Bedroom 3: On 2nd Floor, Dimensions: 15 x 10
  • Bedroom 3 Floor Covering: Carpet
  • Full Bathrooms: 2
  • Total Bathrooms: 3
  • Bathroom 1: Dimensions: 12 x 6, On Level: Second, Flooring: Vinyl
  • Bathroom 2: Dimensions: 8 x 7, On Level: Second, Flooring: Vinyl
  • Room Types: Living Room, Second Floor Laundry, Utility/Laundry Room, Primary Bedroom, Primary Bathroom, First Flr Lavatory, Primary Bdrm Suite
  • Dining Room: On 1st Floor, Dimensions: 13 x 8
  • Dining Room Floor Covering: Laminate
  • Family Room: In Basement, Dimensions: 17 x 17
  • Family Room Floor Covering: Carpet
  • Kitchen: On 1st Floor, Dimensions: 13 x 11
  • Kitchen Floor Covering: Laminate
  • Laundry: On 2nd Floor, Dimensions: 9 x 5
  • Laundry Room Floor Covering: Vinyl
  • Living Room: On 1st Floor, Dimensions: 17 x 14
  • Living Room Floor Covering: Laminate
  • Sitting Room: On 2nd Floor, Dimensions: 9 x 7
  • Sitting Room Floor Covering: Carpet
  • Below Grade Sq Ft: 696
  • Finished Below Grade Sq Ft: 280
  • Above Grade Finished Sq Ft: 1826
  • Total Finished Sq Ft: 2106
  • Half Bathrooms: 1

Exterior Features

  • Pool: Yes
  • Exterior: Stone, Vinyl Siding
  • Exterior Features: Deck, Fenced Yard, Lawn Sprinkler, Sidewalks, Street Lights, Pond, Fence Owned
  • Foundation: Basement
  • Frontage: 60
  • Lake Name: Cole Creek Estates pond
  • Road: City/County, Paved Street
  • Water Features: Pond, Association Access, Water View
  • Frontage Type: Road

Garage/Parking

  • Garage: Attached Garage, Electric in Garage, Gar Door Opener
  • Garage Spaces: 2
  • Parking: 2 Spaces, Garage, Paved Driveway
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Central A/C

Condo/Co-op/Association

  • HOA Fees: 65
  • HOA Fee Frequency: Monthly
  • Community Features: Club House, Playground, Pool/Hot Tub
  • Association Fee: Yes

Lot Info

  • Assessments: 263
  • Assessments: Yes
  • Assessor Parcel Number: 04-25-651-019
  • Zoning: Residential
  • Lot Dimensions: 60' x 110'
  • Acreage: 0.15
  • Geo Subdivision: MI
  • Site/Lot Features: Subdivision

Tax Info

  • Summer Tax: Year: 2025, Amount: $998.17
  • Winter Tax: Year: 2024, Amount: $2,427.62
  • Taxable Value: 54589
  • Total Tax: Year: 2024, Amount: $3,425.79
  • SEV Year: 2024

MLS Schools

  • School District: Swartz Creek Community Schools

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $972 $117,200 $0 $0
2023 $927 $98,900 $0 $0
2022 $3,035 $88,100 $0 $0
2021 $2,941 $84,300 $0 $0
2020 $848 $82,400 $0 $0
2019 $834 $75,700 $0 $0
2018 $2,422 $67,900 $0 $0
2017 $1,918 $67,900 $0 $0
2016 $1,890 $62,500 $0 $0
2015 $1,680 $57,200 $0 $0
2014 $626 $54,400 $0 $0
2012 -- $54,400 $54,400 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/07/2025 07/07/25 For Sale $325,000 +80.7% $154 / Sq Ft
12/13/2017 12/13/17 Sold $179,900 0.0% $99 / Sq Ft
11/21/2017 11/21/17 Pending -- -- --
11/16/2017 11/16/17 For Sale $179,900 0.0% $99 / Sq Ft
11/06/2017 11/06/17 Pending -- -- --
09/10/2017 09/10/17 For Sale $179,900 -- $99 / Sq Ft
Source: Michigan Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Warranty Deed $179,900 Cislo Title Co
Corporate Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $172,910 New Conventional
Closed $176,641 FHA
Previous Owner $138,000 VA
Previous Owner $122,250 New Conventional
Previous Owner $129,958 Fannie Mae Freddie Mac
Previous Owner $32,489 Stand Alone Second
Source: Public Records

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Source: Michigan Multiple Listing Service

MLS Number: 50181117

Michigan Multiple Listing Service

APN: 04-25-651-019