NOT LISTED FOR SALE

325 E Water St Urbana, OH 43078

Estimated Value: $311,000 - $387,000

3 Beds
3 Baths
4,783 Sq Ft
$75/Sq Ft Est. Value

Last Sold January 17, 2020

Last sale price $175,000 $37 Per Sq Ft

Est. 105% increase in value since last sale

Current estimated payment $2,260/month

103 Days on Market

Highlights

  • 1.09 Acre Lot
  • Whirlpool Bathtub
  • Porch
  • Wood Flooring
  • 2 Car Detached Garage
  • Patio

About This Home

As of January 2020

Own a piece of history! This is a rare beauty with a wonderful story behind it. This was once the Curry Institute (go to www.movetochampaign.com to see full details). Over 4700 sq. ft. of living space built to last in 1870. It sits on over 1 acre of nicely shaded ground with access from both Water and Reynolds streets. Very near the center of town giving you easy walking to shops, restaurants, and entertainment. The house has large rooms with a lovely living room and a great open kitchen & dining room. Lots of newer windows and a metal roof that will last you many years. The house has had many upgrades. There are still areas in need of TLC but to a lover of old homes its an invitation to put your own stamp on this solidly built brick home. The detached garage is 30x40 giving you plenty of room for cars and workshop space. The original attached garage is enclosed and set up for a workshop. An enormous rec room up upstairs along with the owners suite with large walk-in closet.

Last Agent to Sell the Property

Robert Combs

Koerner Realty License #2010001799 Listed on: 08/25/2019

Last Buyer's Agent

JOHN DOE (NON-WRIST MEMBER)

WR

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,620

Year Built

  • Built in 1870

Lot Details

  • 1.09 Acre Lot
  • Lot Dimensions are 140x340

Parking

  • 2 Car Detached Garage
  • Workshop in Garage

Home Design

  • Brick Exterior Construction
  • Block Foundation

Interior Spaces

  • 4,783 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Decorative Fireplace
  • Window Treatments
  • French Doors
  • Wood Flooring

Kitchen

  • Built-In Gas Oven
  • Cooktop
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms
  • Whirlpool Bathtub

Basement

  • Partial Basement
  • Block Basement Construction
  • Crawl Space

Outdoor Features

  • Patio
  • Outbuilding
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Mounted In Outer Wall Opening
  • Window Unit Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number K482511023003900

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,620

Year Built

Built in 1870

Lot Details

0

Parking

2

Listing Details

  • Property Type: A
  • Level Style: Other, Two
  • Semi-Annual Tax: 1810.00
  • Year Built: 1870
  • Document Count: 2
  • Documents: Property Disclosure and Lead Based Paint
  • Listing I D: 430324
  • M L S Approved: Y
  • M L S Identifier: 20190724221641160008000000
  • New Financing: Cash, Conventional
  • Property Group I D: 19990816212109142258000000
  • Subtype: Single Family Residence
  • Type Of Contract: Exclusive Right To Sell
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Built-In Electric Oven, Built-In Gas Oven, Cooktop, Dishwasher, Gas Water Heater
  • Total Bathrooms: 3.00
  • Full Bathrooms: 3
  • Basement: Block, Crawl Space, Partial
  • Inside Features: Ceiling Fan(s), French Doors, Whirlpool Tub, Window Coverings, Wood Floors
  • Price/ Sq Ft: 36.59
  • Fireplace: Decorative
  • Total Bedrooms: 3
  • Total Square Footage: 4783.00

Exterior Features

  • Other Structures: Outbuilding
  • Exterior: Brick
  • Foundation: Block
  • Outside Features: Patio, Porch

Garage/Parking

  • Garage: Detached, Workshop in Garage
  • Garage Spaces: 2.00

Utilities

  • Cooling: Central Air, Wall Unit(s), Window Unit(s)
  • Heating System: Forced Air, Natural Gas
  • Utilities: Natural Gas Connected, Sewer Connected
  • Sewer: Public Sewer
  • Water Source: Supplied Water

Schools

  • School District: 1104 Urbana CSD

Lot Info

  • Acres: 1.09
  • Lot Dimensions: 140x340
  • Land Info: Residential Lot
  • Parcel Id Number: K482511023003900

Tax Info

  • Tax Year: 2018

MLS Schools

  • School District: 1104 Urbana CSD

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 25, 2019
Closed on
Jan 17, 2020
Sold by
Lynn Phillipo
Bought by
Dowen Stephan Delane and Dowen Brandy A
Seller's Agent
Robert Combs
Koerner Realty
Buyer's Agent
JOHN DOE (NON-WRIST MEMBER)
WR
List Price
$195,000
Sold Price
$175,000
Premium/Discount to List
-$20,000
-10.26%
Current Estimated Value
$358,989

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$183,989
Avg. Annual Appreciation
13.14%
Original Mortgage
$169,159
Outstanding Balance
$149,746
Interest Rate
3.7%
Mortgage Type
FHA
Estimated Equity
$209,243

Purchase Details

Listed on
Aug 25, 2019
Closed on
Jan 13, 2020
Sold by
Lynn Patricia
Bought by
Lynn Patricia and Dowen Brandy A
Seller's Agent
Robert Combs
Koerner Realty
Buyer's Agent
JOHN DOE (NON-WRIST MEMBER)
WR
List Price
$195,000
Sold Price
$175,000
Premium/Discount to List
-$20,000
-10.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,159
Outstanding Balance
$149,746
Interest Rate
3.7%
Mortgage Type
FHA
Estimated Equity
$209,243

Purchase Details

Closed on
Jul 9, 2019
Sold by
Estate Of Joseph Lynn Jr
Bought by
Lynn Patricia and Lynn Phillip

Purchase Details

Closed on
Jul 16, 2008
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Lynn Joseph

Purchase Details

Closed on
Mar 13, 2007
Sold by
Ramby Marilyn and Ramby Joseph E
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Mar 29, 1995
Sold by
Rooney James C
Bought by
Ramby Joseph E and Ramby Marilyn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
8.91%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dowen Stephan Delane $87,500 City Title Agency
Lynn Patricia $87,500 City Title Agency
Lynn Patricia -- None Available
Lynn Joseph -- Attorney
Federal Home Loan Mortgage Corporation $126,667 None Available
Ramby Joseph E $47,065 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dowen Stephan Delane $169,159
Closed Lynn Patricia $169,159
Previous Owner Ramby Joseph E $100,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/17/2020 01/17/20 Sold $175,000 0.0% $37 / Sq Ft
12/06/2019 12/06/19 Pending -- -- --
09/11/2019 09/11/19 Price Changed $175,000 -10.3% $37 / Sq Ft
08/25/2019 08/25/19 For Sale $195,000 -- $41 / Sq Ft
Source: Western Regional Information Systems & Technology (WRIST)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,456 $105,970 $10,720 $95,250
2023 $4,456 $105,970 $10,720 $95,250
2022 $4,545 $105,970 $10,720 $95,250
2021 $4,269 $88,190 $8,550 $79,640
2020 $4,268 $88,190 $8,550 $79,640
2019 $5,170 $88,190 $8,550 $79,640
2018 $3,620 $72,310 $7,120 $65,190
2017 $3,596 $72,310 $7,120 $65,190
2016 $3,605 $72,310 $7,120 $65,190
2015 $3,742 $69,360 $7,120 $62,240
2014 $3,567 $69,360 $7,120 $62,240
2013 $3,048 $69,360 $7,120 $62,240
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Western Regional Information Systems & Technology (WRIST)

MLS Number: 430324

Western Regional Information Systems & Technology (WRIST)

APN: K48-25-11-02-30-039-00

Ohio Champaign County Urbana 43078

325 E Water St, Urbana, OH

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