$2,299,000
$300K PRICE DROP

3251 Lake Pointe Dr Belmont, NC 28012

Estimated payment $13,868/month

Total Views 2,693
6 Beds
5.5 Baths
6,752 Sq Ft
$340 Price per Sq Ft

Highlights

  • Covered Dock
  • Boat Slip
  • Waterfront
  • Belmont Central Elementary School Rated A-
  • Sauna
  • Deck

About This Home

Experience refined lakefront living in this beautifully updated home within the gated community of Reflection Pointe on Lake Wylie. Thoughtfully positioned to capture expansive water views, this residence blends timeless architecture with modern updates, offering a comfortable yet elevated lifestyle defined by both design and setting. The main level features a spacious primary suite, providing convenience and privacy, along with a recently renovated bath finished with clean lines and contemporary touches that create a spa-like retreat. The heart of the home is the light-filled living area, where large windows frame the lake and natural light pours in throughout the day. The open layout flows seamlessly to an expansive upper deck, creating an effortless connection between indoor and outdoor living—ideal for both quiet mornings overlooking the water and hosting gatherings. The walkout lower level is designed with versatility in mind, offering a dedicated theater room, wet bar, secondary kitchen area, and multiple spaces for entertaining or relaxing. An additional flexible area provides the option for a home workout space, bonus room, or potential bedroom, allowing the home to adapt to a variety of needs. From this level, step outside to a covered patio with a saltwater hot tub, perfectly positioned to take in the lakefront setting. Newly replaced steps lead down to a floating dock with boat lift, making access to Lake Wylie simple and convenient. A third-level bonus room adds yet another layer of flexibility, offering space that can be used for recreation, hobbies, or additional living. Throughout the property, outdoor living has been thoughtfully designed to take full advantage of the setting, with multiple areas including the upper deck, lower patio, fire pit area, and private dock—all offering unique vantage points of the water. Additional features include a three-car garage and a small unfinished portion of the basement that provides valuable storage space. An Invisible Fence system is also in place. Reflection Pointe is known for its well-maintained setting and strong sense of community, offering amenities such as walking trails, clubhouse, tennis courts, swimming pool, community marina, beach area, and waterfront pavilion. The location provides convenient access to nearby shopping, dining, and major highways, while still offering a sense of privacy and retreat. This property presents an opportunity to enjoy a thoughtfully updated home in a premier lakefront setting, where everyday living is enhanced by both comfort and natural beauty. Schedule your private showing to experience all that this home and community have to offer.

Listing Agent

Charisma Dockery Southerland

Howard Hanna Allen Tate Center City Brokerage Email: charisma.southerland@allentate.com License #197754 Listed on: 03/25/2026

Howard Hanna Allen Tate Center City

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2006

Lot Details

  • 20,473 Sq Ft Lot
  • Waterfront
  • Property has an invisible fence for dogs
  • Irrigation
  • Property is zoned R1H

HOA Fees

  • $197 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Driveway

Home Design

  • Architectural Shingle Roof
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Family Room with Fireplace
  • Sauna
  • Wood Flooring
  • Water Views
  • Laundry Room
  • Finished Basement

Kitchen

  • Double Oven
  • Electric Oven
  • Gas Cooktop
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • Walk-In Closet

Outdoor Features

  • Boat Slip
  • Covered Dock
  • Deck
  • Patio

Utilities

  • Central Air
  • Heating System Uses Propane
  • Propane Water Heater
  • Cable TV Available

Community Details

  • Property Matters Realty Association, Phone Number (704) 861-0833
  • Reflection Pointe Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 203877

Home Details

Home Type

Single Family

Year Built

Built in 2006

Lot Details

0.47 Acres

HOA Fees

$197 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2006
  • Restrictions: Architectural Review
  • Road Surface Type: Concrete
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 340.49
  • Geocode Confidence: High
  • Attribution Contact: charisma.southerland@allentate.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Wood
  • Interior Amenities: Cable Prewire, Kitchen Island, Pantry, Sauna, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2586
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 438
  • Sq Ft Unheated Main: 700
  • Sq Ft Unheated Total: 1138
  • Sq Ft Upper: 2055
  • Appliances: Dishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Propane Water Heater, Refrigerator with Ice Maker, Wine Refrigerator
  • Above Grade Finished Sq Ft: 4641
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Total Bedrooms: 6
  • Below Grade Sq Ft: 2111
  • Fireplace Features: Family Room
  • Living Area: 6752
  • Bedroom Main: 2
  • Bedroom Basement: 1

Exterior Features

  • Exterior Features: Above Ground Hot Tub / Spa, In-Ground Irrigation, Sauna
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Fencing: Invisible
  • Pool Private: No
  • View: Water
  • Water Body Name: Lake Wylie
  • Waterfront Features: Boat Slip (Deed), Covered structure
  • Construction Type: Brick Full
  • Patio And Porch Features: Deck, Patio

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage

Utilities

  • Heating: Propane
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Propane
  • Water Source: City

Condo/Co-op/Association

  • Association Fee: 1180
  • Association Fee Frequency: Semi-Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Property Matters Realty
  • Phone: 704-861-0833
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 2360.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 203877
  • Zoning: R1H
  • Land Included Yn: 1
  • Lot Size Acres: 0.47
  • Additional Parcels: No
  • Zoning Specification: R1H

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $17,779 $1,678,310 $368,200 $1,310,110
2024 $17,779 $1,678,310 $368,200 $1,310,110
2023 $17,964 $1,678,310 $368,200 $1,310,110
2022 $13,528 $1,036,620 $207,110 $829,510
2021 $13,738 $1,014,710 $207,110 $807,600
2019 $13,839 $1,014,720 $207,110 $807,610
2018 $11,669 $836,062 $207,112 $628,950
2017 $11,245 $836,062 $207,112 $628,950
2016 $11,245 $836,062 $0 $0
2014 $13,842 $1,029,127 $426,150 $602,977
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/23/2026 04/23/26 Price Changed $2,299,000 -11.5% $340 / Sq Ft
03/25/2026 03/25/26 For Sale $2,599,000 +188.8% $385 / Sq Ft
08/17/2020 08/17/20 Off Market $900,000 -- --
02/28/2019 02/28/19 Sold $900,000 -9.5% $191 / Sq Ft View Prior Sale
01/27/2019 01/27/19 Pending -- -- --
01/24/2019 01/24/19 For Sale $995,000 -- $211 / Sq Ft
Source: Canopy MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $900,000 None Available
Warranty Deed $750,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $600,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Source: Canopy MLS

MLS Number: 4361471

Canopy MLS

APN: 203877

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