$349,900

3251 Mcmath Dr Palm Harbor, FL 34684

Estimated payment $2,261/month

Total Views 4,989
2 Beds
2 Baths
1,332 Sq Ft
$263 Price per Sq Ft

Highlights

  • Golf Course Community
  • Boat Ramp
  • Open Floorplan
  • Sailboat Water Access
  • Active Adult
  • Clubhouse

About This Home

Welcome to this beautiful Duplex Village II villa located within Palm Harbor’s premier 55+ golf community of Highland Lakes. This well-maintained home features an open, split-bedroom floor plan with soaring vaulted ceilings, an attached two-car garage, indoor laundry, hurricane-impact windows, a 2023 hot water heater, 2022 HVAC system, and a 2018 roof, offering peace of mind and timeless appeal. The updated kitchen boasts granite countertops, solid wood soft-close cabinetry, recessed lighting, a built-in pantry, a convenient pass-through to the dining room, and an eat-in area for casual dining. Perfectly situated on one of the community’s most desirable oversized corner lots, the home offers exceptional privacy and is located in a non-flood, non-evacuation zone. The fully enclosed bonus lanai features an additional wall-unit split AC system, providing a versatile space with endless possibilities for year-round enjoyment. The expansive primary suite is a true retreat, featuring multiple closets and an updated en suite bath with a walk-in shower. Pet-friendly Duplex Village II offers the lowest monthly fee in Highland Lakes at just $163 per month, which includes cable, internet, lawn service, irrigation, trash, recycling, and pest control. Residents also enjoy the vibrant Highland Lakes lifestyle for only $164 per month, featuring unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with entertainment and fitness classes, and a lakeside lodge on Lake Tarpon with a private boat ramp, fishing pier, and community pontoon boats. Additional amenities include free RV and boat storage and a fully golf cart-friendly neighborhood. Ideally located near award-winning beaches, shopping, dining, top medical facilities, sports venues, and international airports, this exceptional Highland Lakes home offers elegant, carefree Florida living and is ready for you to move in and enjoy. One of more photo (s) have been virtually staged.

Listing Agent

Amanda Justus

COLDWELL BANKER REALTY Brokerage Phone: 727-781-3700 License #3464797 Listed on: 12/18/2025

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,283

Year Built

  • Built in 1982

Lot Details

  • 6,578 Sq Ft Lot
  • South Facing Home
  • Private Lot
  • Corner Lot
  • Level Lot
  • Irrigation Equipment
  • Cleared Lot
  • Landscaped with Trees
  • Property is zoned RPD-7.5

HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Golf Cart Parking

Home Design

  • Traditional Architecture
  • Villa
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,332 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Shutters
  • Sliding Doors
  • Formal Dining Room
  • Sun or Florida Room
  • Inside Utility
  • Storm Windows

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Makeup or Vanity Space
  • Single Vanity
  • Bathtub with Shower
  • Shower Only
  • Built-In Shower Bench

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Sailboat Water Access
  • Fishing Pier
  • Access To Lake
  • Water Skiing Allowed
  • Boat Ramp
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Rain Gutters
  • Private Mailbox

Location

  • Property is near golf course and public transit

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Water Softener
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, pool, escrow reserves fund, internet, ground maintenance, pest control, trash
  • Duplex Village II Association, Phone Number (609) 204-2447
  • Highland Lakes HOA, Phone Number (727) 784-1402
  • Highland Lakes Duplex Village II Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Pickleball Courts
  • Recreation Facilities
  • Shuffleboard Court
  • Community Pool
  • Community Spa

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,283

Year Built

Built in 1982

Lot Details

0

HOA Fees

$327 per month

Parking

2

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Escrow Reserves Fund, Internet, Maintenance Grounds, Pest Control, Trash
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Villa
  • Architectural Style: Ranch, Traditional
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1332
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 1982
  • Building Area Total: 1869
  • Lot Size Sq Ft: 6578
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 173.64
  • Escrow City: Palm Harbor
  • Escrow State: FL
  • Escrow Street Name: Tampa Road
  • Minimum Lease: 1-2 Years
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 262.69
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Planned Unit Development Yn: 1
  • Property Description: Corner Unit,End Unit
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Dock,Fishing,Lake,Water Access
  • Attribution Contact: 727-781-3700
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 1
  • Window Features: Shutters, Storm Window(s)
  • Additional Rooms: Florida Room,Formal Dining Room Separate,Inside Utility
  • Living Area Meters: 123.75

Exterior Features

  • Direction Faces: South
  • Exterior Features: Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Water Body Name: LAKE TARPON
  • Waterfront: No
  • Patio and Porch Features: Enclosed, Rear Porch
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water Extras: Boat Ramp - Private,Fishing Pier,Sailboat Water,Skiing Allowed
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0078G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Golf Cart Parking, Underground

Utilities

  • Utilities: Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks
  • Association Amenities: Cable TV, Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub
  • Association Fee: 163
  • Association Fee Frequency: Monthly
  • Association Name: Duplex Village II
  • Phone: (609) 204-2447
  • Association: Yes
  • Senior Community: Yes
  • Association #2 Fee: 164
  • Association #2 Fee Frequency: Monthly
  • Association: Highland Lakes HOA
  • Association Phone #2: (727) 784-1402
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Pet Restrictions: Please confirm pet restrictions with Duplex Village II HOA.
  • Association Fee Requirement: Required
  • Pet Size: Small (16-35 Lbs.)

Fee Information

  • Total Annual Fees: 3924.00
  • Total Monthly Fees: 327.00
  • Monthly HOA Amount: 163.00

Lot Info

  • Zoning: RPD-7.5
  • Parcel Number: 05-28-16-38906-000-0990
  • Additional Parcels: No
  • Lot Features: Cleared, Corner Lot, In County, Landscaped, Level, Near Golf Course, Near Public Transit, Private, Sidewalk, Paved
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: 55+ community. Please confirm lease restrictions with Duplex Village II HOA.

Tax Info

  • Tax Annual Amount: 1283.05
  • Tax Block: 000
  • Tax Book Number: 83-12
  • Tax Lot: 99

Multi Family

  • Approval Process: Application & fee.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,283 $119,591 -- --
2024 $1,242 $116,221 -- --
2023 $1,242 $112,836 $0 $0
2022 $1,346 $109,550 $0 $0
2021 $1,340 $106,359 $0 $0
2020 $1,330 $104,891 $0 $0
2019 $1,298 $102,533 $0 $0
2018 $1,272 $100,621 $0 $0
2017 $1,253 $98,551 $0 $0
2016 $1,234 $96,524 $0 $0
2015 $1,205 $95,853 $0 $0
2014 $1,196 $95,092 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/18/2025 12/18/25 For Sale $349,900 -- $263 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Source: Public Records

Source: Stellar MLS

MLS Number: TB8456993

Stellar MLS

APN: 05-28-16-38906-000-0990