NOT LISTED FOR SALE

Estimated Value: $369,000 - $400,000

3 Beds
2.5 Baths
1,700 Sq Ft
$227/Sq Ft Est. Value

Last Sold December 22, 2021

Last sale price $322,000 $189 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $2,374/month

39 Days on Market

Highlights

  • Water Views
  • 1 Fireplace
  • 2 Car Attached Garage
  • Deck
  • No HOA
  • Walk-In Closet

About This Home

As of December 2021

New Construction three bedroom two and 1/2 bath with lake view.

Last Agent to Sell the Property

Linda Lee

Greater Chattanooga Realty, Keller Williams Realty Brokerage Phone: 4233097980 License #272065 Listed on: 05/29/2021

Greater Chattanooga Realty, Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $214

Year Built

  • Built in 2021

Lot Details

  • 0.67 Acre Lot
  • Lot Dimensions are 100x279x127x207

Parking

  • 2 Car Attached Garage

Home Design

  • Stone Siding

Interior Spaces

  • 1,700 Sq Ft Home
  • Property has 3 Levels
  • 1 Fireplace
  • ENERGY STAR Qualified Windows
  • Water Views
  • Fire and Smoke Detector
  • Finished Basement

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Deck
  • Patio

Schools

  • Saddle Ridge Elementary And Middle School
  • Lafayette High School

Utilities

  • Cooling Available
  • Central Heating

Community Details

  • No Home Owners Association
  • Ginger Lake Ests Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0317 062

Home Details

Home Type

Single Family

Est. Annual Taxes

$214

Year Built

Built in 2021

Lot Details

0

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Raised Ranch
  • Year Built: 2021
  • Unit Levels: Three Or More
  • Year Built Details: NEW
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Builder
  • Attribution Contact: 4233097980
  • Special Features: NewHome

Interior Features

  • Interior Amenities: Open Floorplan, Walk-In Closet(s), Primary Bedroom Main Floor
  • Appliances: Microwave, Dishwasher
  • Fireplace: Yes
  • Fireplaces: 1
  • Flooring: Carpet, Tile
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Has Basement: Finished
  • Building Area Units: Square Feet
  • Living Area: 1700
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Builder

Exterior Features

  • Construction Type: Stone, Other
  • Patio And Porch Features: Deck, Patio
  • Pool Private: No
  • Roof: Other
  • View: Water
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Attached, Garage Door Opener
  • Total Parking Spaces: 2

Utilities

  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Security: Smoke Detector(s)
  • Utilities: Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Green Features

  • Efficiency: Windows

Lot Info

  • Lot Features: Other
  • Lot Size Acres: 0.67
  • Lot Size: 100x279x127x207
  • Lot Size Units: Acres
  • Parcel #: 0317 062
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 214

MLS Schools

  • Elementary School: Saddle Ridge Elementary and Middle School
  • High School: LaFayette High School
  • Middle Or Junior School: Saddle Ridge Elementary and Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 29, 2021
Closed on
Dec 22, 2021
Sold by
James M Anderson Construction Llc
Bought by
Raines Donna I and Raines Timothy M
Seller's Agent
Linda Lee
Greater Chattanooga Realty, Keller Williams Realty
List Price
$325,000
Sold Price
$322,000
Premium/Discount to List
-$3,000
-0.92%
Current Estimated Value
$384,103

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$62,103
Avg. Annual Appreciation
4.63%
Original Mortgage
$316,167
Outstanding Balance
$294,381
Interest Rate
3.12%
Mortgage Type
FHA
Estimated Equity
$85,290

Purchase Details

Closed on
Oct 13, 2020
Sold by
Baker & Summers Construction Co Inc
Bought by
James M Anderson Construction Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,600
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 25, 2006
Sold by
Not Provided
Bought by
Baker & Summers Construction and Co Inc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Raines Donna I $322,000 --
James M Anderson Construction Llc $25,000 --
Baker & Summers Construction -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Raines Donna I $316,167
Closed Raines Donna I $316,167
Previous Owner James M Anderson Construction Llc $225,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/22/2021 12/22/21 Sold $322,000 -0.9% $189 / Sq Ft
07/07/2021 07/07/21 Pending -- -- --
05/29/2021 05/29/21 For Sale $325,000 -- $191 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,252 $152,521 $14,000 $138,521
2023 $3,243 $149,116 $18,000 $131,116
2022 $3,085 $129,751 $18,000 $111,751
2021 $257 $18,000 $18,000 $0
2020 $214 $8,000 $8,000 $0
2019 $218 $8,000 $8,000 $0
2018 $212 $8,000 $8,000 $0
2017 $240 $8,000 $8,000 $0
2016 $374 $18,000 $18,000 $0
2015 $156 $6,000 $6,000 $0
2014 $151 $6,000 $6,000 $0
2013 -- $6,000 $6,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2358399

Realtracs

APN: 0317-062