NOT LISTED FOR SALE

326 Mckinley St Otsego, MI 49078

Estimated Value: $148,000 - $213,000

3 Beds
1 Bath
1,134 Sq Ft
$167/Sq Ft Est. Value

Last Sold August 29, 2022

Last sale price $177,500 $157 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $1,260/month

3 Days on Market

Highlights

  • Deck
  • 2 Car Detached Garage
  • Storm Windows
  • Wood Flooring
  • Eat-In Kitchen
  • Patio

About This Home

As of August 2022

***Multiple Offers - Highest and Best Due Tuesday July 12th by 2pm***Fantastic 3 bedroom home offers tiled entry to the French doors that lead to living rm. Living rm is open to dining rm with hardwood floors throughout. Large galley style kitchen with eating area and main floor laundry. The generous master bedroom can accommodate any size bed. Over-sized 2 stall garage, private deck with patio area and fenced backyard. New furnace to be install soon. Great location too! Home is within walking distance to schools, parks, library and downtown. What more could you ask for?

Last Agent to Sell the Property

Kim Bowers

Jaqua, REALTORS License #6502358213 Listed on: 07/09/2022

Jaqua, REALTORS

Last Buyer's Agent

Kimberly Bowers-Dow

Coldwell Banker WMI Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,971

Year Built

  • Built in 1923

Lot Details

  • 7,928 Sq Ft Lot
  • Lot Dimensions are 66x120
  • Shrub
  • Garden
  • Back Yard Fenced

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,134 Sq Ft Home
  • 1-Story Property
  • Replacement Windows
  • Low Emissivity Windows
  • Window Treatments
  • Window Screens
  • Dining Area
  • Storm Windows

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Michigan Basement
  • Crawl Space

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Water Softener Leased
  • High Speed Internet

Community Details

  • Ravens Addition Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,971

Year Built

Built in 1923

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1923
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 66x120
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1134.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 1971.0
  • Tax Info:Zoning3: RES
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Windows:Low Emissivity Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Location Property Info:Subdivision2: Ravens Addition
  • Water Heater:Natural Gas4: Yes
  • Landscape:Garden Area: Yes
  • Substructure:Michigan Basement: Yes
  • Substructure:Crawl Space: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Windows:Storms: Yes
  • General Property Info:SqFt Above Grade: 1134.0
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Architectural Style:Ranch: Yes
  • Fencing:Fenced Back: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Rented
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Garage Door Opener, Eat-in Kitchen, Pantry
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Crawl Space, Michigan Basement
  • LivingArea: 1134.0
  • Window Features: Low-Emissivity Windows, Storms, Screens, Replacement, Window Treatments
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Total Basement SQFT: 858.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features Pantry: Yes
  • Appliances:Water Softener Rented: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced Back
  • List Price: 169900.0
  • Patio and Porch Features: Deck, Patio
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Detached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Connected, High-Speed Internet
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.18
  • Lot Size Area: 0.18
  • Lot Dimensions: 66x120
  • Lot Size Sq Ft: 7928.0
  • Zoning Description: RES
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1971.0
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 9, 2022
Closed on
Aug 29, 2022
Sold by
Skylar Davis
Bought by
Ladd Kasie and Ladd Michael
Seller's Agent
Kim Bowers
Jaqua, REALTORS
Buyer's Agent
Kim Bowers
Jaqua, REALTORS
List Price
$169,900
Sold Price
$177,500
Premium/Discount to List
$7,600
4.47%
Current Estimated Value
$189,254

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,754
Avg. Annual Appreciation
1.63%
Original Mortgage
$174,284
Outstanding Balance
$167,265
Interest Rate
5.3%
Mortgage Type
FHA
Estimated Equity
$19,097

Purchase Details

Listed on
Sep 3, 2019
Closed on
Sep 19, 2019
Sold by
Seif Sheryl
Bought by
Davis Skylar
Seller's Agent
Ruth Seif
Great Lakes Realty
Buyer's Agent
Kim Bowers
Jaqua, REALTORS
List Price
$124,900
Sold Price
$126,350
Premium/Discount to List
$1,450
1.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.21%

Purchase Details

Closed on
May 9, 2017
Sold by
Seif Curtis and Seif Ruth
Bought by
Seif Sheryl

Purchase Details

Listed on
Apr 18, 2016
Closed on
Dec 19, 2016
Sold by
Town Larry W
Bought by
Seif Curtis
Seller's Agent
Brandy Blanchard
Berkshire Hathaway HomeServices MI
Buyer's Agent
Ruth Seif
Great Lakes Realty
List Price
$50,000
Sold Price
$25,000
Premium/Discount to List
-$25,000
-50%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.97%

Purchase Details

Closed on
Nov 24, 2014
Sold by
Town Larry W and Town Aric R
Bought by
Town Larry W

Purchase Details

Closed on
Aug 24, 2005
Sold by
Pillars Glenda
Bought by
Town Larry W and Town Aric R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,800
Interest Rate
5.8%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Dec 8, 2003
Sold by
Fuller Robert
Bought by
Pillars Glenda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,500
Interest Rate
9.95%
Mortgage Type
Unknown

Purchase Details

Closed on
May 23, 1997
Sold by
Fuller Beatrice
Bought by
Fuller Beatrice B
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ladd Kasie $177,500 --
Davis Skylar $126,350 Chicago Title Of Mi Inc
Seif Sheryl -- None Available
Seif Curtis $25,000 None Available
Town Larry W -- Devon
Town Larry W $63,500 Devon Title Agency
Pillars Glenda $61,500 Devon Title Agency
Fuller Beatrice B -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ladd Kasie $174,284
Previous Owner Seif Sheryl $100,000
Previous Owner Town Larry W $50,800
Previous Owner Pillars Glenda $61,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2022 08/29/22 Sold $177,500 +4.5% $157 / Sq Ft
07/12/2022 07/12/22 Pending -- -- --
07/09/2022 07/09/22 For Sale $169,900 +34.5% $150 / Sq Ft
09/19/2019 09/19/19 Sold $126,350 +1.2% $101 / Sq Ft
09/13/2019 09/13/19 Pending -- -- --
09/03/2019 09/03/19 For Sale $124,900 +399.6% $100 / Sq Ft
12/19/2016 12/19/16 Sold $25,000 -50.0% $24 / Sq Ft
12/08/2016 12/08/16 Pending -- -- --
04/18/2016 04/18/16 For Sale $50,000 -- $48 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,768 $74,000 $9,600 $64,400
2024 $1,994 $63,200 $5,800 $57,400
2023 $2,424 $56,300 $5,400 $50,900
2022 $1,994 $52,100 $5,400 $46,700
2021 $1,987 $46,400 $5,400 $41,000
2020 $1,958 $44,700 $5,400 $39,300
2019 $1,658 $38,600 $5,400 $33,200
2018 $1,616 $37,200 $5,400 $31,800
2017 -- $30,900 $8,300 $22,600
2016 -- $26,500 $7,300 $19,200
2015 -- $26,500 $7,300 $19,200
2014 $1,109 $26,800 $8,300 $18,500
2013 $1,109 $25,800 $7,800 $18,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 22028620

Southwestern Michigan Association of REALTORS®

APN: 54-700-067-00