Seller's Agent in 2020
Christopher Jones
Associates Realty
(224) 629-0231
1 in this area
143 Total Sales
327 Silver St Elgin, IL 60123
Grant Park NeighborhoodEstimated Value: $238,261 - $298,000
4
Beds
2
Baths
1,400
Sq Ft
$189/Sq Ft
Est. Value
Highlights
- Mature Trees
- Wood Flooring
- Bonus Room
- Traditional Architecture
- Main Floor Bedroom
- 3-minute walk to Grant School Park
About This Home
As of November 2020This well-built vintage home offers plenty of timeless charm and character. First floor bedroom, two additional second-floor bedrooms. Original hardwood floors dating back to the 1860s! Many improvements: New wood siding (2020), new roof (2020), new furnace (2017), new front door. Basement offers spacious bonus room and 4th bedroom w/ cellar door access. Situated on TWO LOTS! Detached garage. Newly repaved driveway. Located near Route 31, Elgin's historic downtown business district, public parks, riverwalk and library.
Last Agent to Sell the Property
Associates Realty License #475164755 Listed on: 09/14/2020
Home Details
Home Type
- Single Family
Year Built
- 1863
Lot Details
- East or West Exposure
- Mature Trees
Parking
- Detached Garage
- Driveway
- Garage Is Owned
Home Design
- Traditional Architecture
- Stone Foundation
- Frame Construction
- Asphalt Shingled Roof
- Wood Siding
Interior Spaces
- Bonus Room
- Wood Flooring
- Oven or Range
Bedrooms and Bathrooms
- Main Floor Bedroom
- Bathroom on Main Level
Laundry
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Additional Features
- Enclosed Patio or Porch
- Property is near bus stop
Listing and Financial Details
- Homeowner Tax Exemptions
- $2,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 14, 2020
Closed on
Nov 11, 2020
Sold by
Jungo Fernando and Espinoza Rosalba
Bought by
Flores Angel
Seller's Agent
Christopher Jones
Associates Realty
Buyer's Agent
Mayra Gallardo
Realty of America, LLC
List Price
$170,000
Sold Price
$167,000
Premium/Discount to List
-$3,000
-1.76%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$97,815
Avg. Annual Appreciation
9.48%
Original Mortgage
$158,650
Interest Rate
3.75%
Mortgage Type
New Conventional
Purchase Details
Listed on
Sep 16, 2016
Closed on
Jan 19, 2017
Sold by
Karnick Robert G
Bought by
Jungo Fernando and Espinoza Rosalba
Seller's Agent
Rebecca Didier
HomeSmart Connect LLC
Buyer's Agent
Michael Lenz
RE/MAX of Naperville
List Price
$139,900
Sold Price
$129,900
Premium/Discount to List
-$10,000
-7.15%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.76%
Original Mortgage
$127,282
Interest Rate
4.75%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 23, 2011
Sold by
Vector Investments Llc
Bought by
Karnick Robert G
Purchase Details
Closed on
Apr 22, 2008
Sold by
Mass Consumption Llc
Bought by
Karnick Robert and Gratys John
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,300
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 4, 2008
Sold by
Deutsche Bank National Trust Co
Bought by
Mass Consumption Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,300
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 14, 2007
Sold by
Almanza Andres
Bought by
Deutsche Bank National Trust Co and Long Beach Mortgage Loan Trust 2004-4
Purchase Details
Closed on
Jul 29, 2004
Sold by
Murawski Thomas and Murawski Alesia J
Bought by
Hernandez Maria and Almanza Andres
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
6.75%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Flores Angel | $167,000 | Chicago Title | |
| Jungo Fernando | $130,000 | None Available | |
| Karnick Robert G | -- | None Available | |
| Karnick Robert | -- | None Available | |
| Mass Consumption Llc | $97,000 | Home Equity Title | |
| Deutsche Bank National Trust Co | -- | None Available | |
| Hernandez Maria | $170,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Flores Angel | $158,650 | |
| Previous Owner | Jungo Fernando | $127,282 | |
| Previous Owner | Mass Consumption Llc | $87,300 | |
| Previous Owner | Hernandez Maria | $136,000 | |
| Closed | Hernandez Maria | $34,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/20/2020 11/20/20 | Sold | $167,000 | -0.5% | $119 / Sq Ft | |
| 09/24/2020 09/24/20 | Pending | -- | -- | -- | |
| 09/23/2020 09/23/20 | Price Changed | $167,900 | -1.2% | $120 / Sq Ft | |
| 09/14/2020 09/14/20 | For Sale | $170,000 | +30.9% | $121 / Sq Ft | |
| 01/19/2017 01/19/17 | Sold | $129,900 | 0.0% | $93 / Sq Ft | View Prior Sale |
| 11/14/2016 11/14/16 | Pending | -- | -- | -- | |
| 11/07/2016 11/07/16 | Price Changed | $129,900 | -7.1% | $93 / Sq Ft | |
| 09/16/2016 09/16/16 | For Sale | $139,900 | -- | $100 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,045 | $58,541 | $14,171 | $44,370 |
| 2023 | $3,826 | $52,887 | $12,802 | $40,085 |
| 2022 | $3,661 | $48,224 | $11,673 | $36,551 |
| 2021 | $3,487 | $45,086 | $10,913 | $34,173 |
| 2020 | $3,378 | $43,041 | $10,418 | $32,623 |
| 2019 | $3,269 | $40,999 | $9,924 | $31,075 |
| 2018 | $3,225 | $38,624 | $9,349 | $29,275 |
| 2017 | $3,138 | $36,513 | $8,838 | $27,675 |
| 2016 | $2,973 | $33,874 | $8,199 | $25,675 |
| 2015 | -- | $31,048 | $7,515 | $23,533 |
| 2014 | -- | $30,664 | $7,422 | $23,242 |
| 2013 | -- | $34,355 | $7,618 | $26,737 |
Source: Public Records
Agents Affiliated with this Home
-
Christopher Jones
-
The Jones Team
Seller Co-Listing Agent in 2020
The Jones Team
Associates Realty
(630) 715-5928
1 in this area
217 Total Sales
-
Mayra Gallardo
Buyer's Agent in 2020
Mayra Gallardo
Realty of America, LLC
(847) 445-9114
2 in this area
165 Total Sales
-
Rebecca Didier
Seller's Agent in 2017
Rebecca Didier
HomeSmart Connect LLC
(630) 715-1240
1 in this area
30 Total Sales
-
C
Seller Co-Listing Agent in 2017
Collin Didier
Keller Williams Inspire - Geneva
-
M
Buyer's Agent in 2017
Michael Lenz
RE/MAX
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10856943
APN: 06-14-132-002
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