328 Useppa Captiva, FL 33924
Estimated payment $14,144/month
Highlights
- Fitness Center
- Oak Trees
- Full Bay or Harbor Views
- Sanibel Elementary School Rated A-
- The property is located in a historic district
- Open Floorplan
About This Home
This beautiful home features a stunning entrance under an old Live Oak tree and tropical foliage. Know as the Paddle to the Sea cottage, the entrance is a classic split foyer, with steps down to 4 bedrooms, 2 baths and guest living area. Step up and open to a dramatic Great Room with vaulted and coffered ceiling, kitchen, bar and half bath. Multiple classic multi-lite French doors along 3 sides open up the outdoors, while screened decks surround both the first and second floors providing comfortable and spacious outdoor living. A corner stairwell then provides access to the third-floor master suite and living area. Enter this ultimate private suite and Stunning views open up across Boca Grande Pass and Charlotte Harbor and to Boca Grande. A private balcony facing north provides unsurpassed privacy and beauty. Beneath the first living floor is a fully screened and decked area for golf cart parking, work room, spare fridge and freezer, ping pong table, storage or whatever, It is spacious, protected multi-use space. Access is via a stairwell to the first floor and a ground level automatic garage door for cart access. The home is in new condition, following significant reconstruction after Hurricane Ian in 2022. This effort brought the entire structure up to current building and windstorm codes with new roof strapping and roof, all impact glass, interior finishes, appliances, whole house generator and too much to summarize here. Refer to the supplementary information tabs for complete details of the work accomplished. As far as flood threats are concerned, the home is in the X Zone, above any potential storm surge or flooding. Home buyers on bridgeless Useppa Island are required to have membership in the Useppa Island Club and Marina. Useppa is a luxury boating, fishing private resort in the style of Olde Florida. No cars, just golf carts, bikes and feet for transport. Boat Dockage is available at the Marina. The island is just 3 miles south of Boca Grande and a 15-minute boat ride to Pine Island and all things “mainland”.
Listing Agent
UIP PROPERTY COMPANY LLC Brokerage Phone: 239-410-7850 License #470960 Listed on: 03/25/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $17,604
Year Built
- Built in 1988
Lot Details
- 14,244 Sq Ft Lot
- Lot Dimensions are 145x103x96x156
- Unincorporated Location
- East Facing Home
- Private Entrance
- Mature Landscaping
- Private Lot
- Oak Trees
- Property is zoned RM-2
HOA Fees
Parking
- 2 Car Attached Garage
- Basement Garage
- Workshop in Garage
- Ground Level Parking
- Rear-Facing Garage
- Garage Door Opener
- Driveway
- Guest Parking
- On-Street Parking
- Golf Cart Garage
Property Views
- Full Bay or Harbor
- Park or Greenbelt
Home Design
- Key West Architecture
- Turnkey
- Frame Construction
- Metal Roof
- HardiePlank Type
- Pile Dwellings
Interior Spaces
- 2,992 Sq Ft Home
- 3-Story Property
- Open Floorplan
- Bar Fridge
- Dry Bar
- Cathedral Ceiling
- Ceiling Fan
- Skylights
- Gas Fireplace
- Window Treatments
- Wood Frame Window
- French Doors
- Great Room
- Combination Dining and Living Room
- Laminate Flooring
Kitchen
- Eat-In Kitchen
- Built-In Oven
- Cooktop with Range Hood
- Recirculated Exhaust Fan
- Microwave
- Freezer
- Dishwasher
- Solid Surface Countertops
- Solid Wood Cabinet
- Disposal
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom Upstairs
- Jack-and-Jill Bathroom
- Private Water Closet
Laundry
- Laundry Room
- Dryer
- Washer
Unfinished Basement
- Exterior Basement Entry
- Natural lighting in basement
Home Security
- Storm Windows
- Fire and Smoke Detector
- Fire Sprinkler System
Accessible Home Design
- Accessible Bedroom
- Accessible Common Area
- Accessible Kitchen
- Kitchen Appliances
- Stairway
- Accessible Washer and Dryer
- Accessible Doors
- Accessible Electrical and Environmental Controls
Outdoor Features
- Balcony
- Wrap Around Porch
- Screened Patio
- Outdoor Storage
Location
- The property is located in a historic district
Utilities
- Forced Air Zoned Heating and Cooling System
- Thermostat
- Underground Utilities
- Power Generator
- Propane
- Water Filtration System
- Electric Water Heater
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 28 / 3
- Assessor Parcel Number 09-44-21-01-00003.0280
Community Details
Overview
- Association fees include pool, escrow reserves fund, management, private road, recreational facilities, trash
- Evelyn Association, Phone Number (239) 283-1061
- Visit Association Website
- Useppa Island Partners Llc Association, Phone Number (239) 283-1061
- Cottage Site III 28 Subdivision
- Association Owns Recreation Facilities
- The community has rules related to building or community restrictions, deed restrictions, fencing, allowable golf cart usage in the community, no truck, recreational vehicles, or motorcycle parking, vehicle restrictions
Amenities
- Restaurant
- Clubhouse
- Community Mailbox
Recreation
- Tennis Courts
- Recreation Facilities
- Fitness Center
- Community Pool
- Community Spa
Map
Home Values in the Area
Average Home Value in this Area
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/28/2026 04/28/26 | Price Changed | $1,990,000 | -7.4% | $665 / Sq Ft |
| 04/15/2026 04/15/26 | Price Changed | $2,150,000 | -4.4% | $719 / Sq Ft |
| 04/09/2026 04/09/26 | For Sale | $2,250,000 | 0.0% | $752 / Sq Ft |
| 03/31/2026 03/31/26 | Pending | -- | -- | -- |
| 03/25/2026 03/25/26 | For Sale | $2,250,000 | -- | $752 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $100 | None Listed On Document | |
| Warranty Deed | $900,000 | Attorney | |
| Warranty Deed | -- | Attorney | |
| Special Warranty Deed | $480,000 | Servicelink | |
| Trustee Deed | $500,100 | None Available | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $870,000 | -- | |
| Warranty Deed | $345,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $370,000 | Purchase Money Mortgage |
Source: Stellar MLS
MLS Number: C7523767
APN: 09-44-21-01-00003.0280
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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Ask me questions while you tour the home.