$2,350,000

328 Useppa Island Useppa Island, FL 33924

Estimated payment $13,785/month

Total Views 11,413
5 Beds
3.5 Baths
2,992 Sq Ft
$785 Price per Sq Ft

Highlights

  • Marina
  • Fitness Center
  • Bay View
  • Boat Ramp
  • Mangrove Front
  • Private Membership Available

About This Home

This beautiful home features a stunning entrance under an old Live Oak tree and tropical foliage. Know as the Paddle to the Sea cottage, the entrance is a classic split foyer, with steps down to 4 bedrooms, 2 baths and guest living area. Step up and open to a dramatic Great Room with vaulted and coffered ceiling, kitchen, bar and half bath. Multiple classic multi-lite French doors along 3 sides open up the outdoors, while screened decks surround both the first and second floors providing comfortable and spacious outdoor living. A corner stairwell then provides access to the third-floor master suite and living area. Enter this ultimate private suite and Stunning views open up across Boca Grande Pass and Charlotte Harbor and to Boca Grande. A private balcony facing north provides unsurpassed privacy and beauty. Beneath the first living floor is a fully screened and decked area for golf cart parking, work room, spare fridge and freezer, ping pong table, storage or whatever, It is spacious, protected multi-use space. Access is via a stairwell to the first floor and a ground level automatic garage door for cart access. The home is in new condition, following significant reconstruction after Hurricane Ian in 2022. This effort brought the entire structure up to current building and windstorm codes with new roof strapping and roof, all impact glass, interior finishes, appliances, whole house generator and too much to summarize here. Refer to the supplementary information tabs for complete details of the work accomplished. As far as flood threats are concerned, the home is in the X Zone, above any potential storm surge or flooding. Home buyers on bridgeless Useppa Island are required to have membership in the Useppa Island Club and Marina. Useppa is a luxury boating, fishing private resort in the style of Olde Florida. No cars, just golf carts, bikes and feet for transport. Boat Dockage is available at the Marina. The island is just 3 miles south of Boca Grande and a 15-minute boat ride to Pine Island and all things “mainland”.

Listing Agent

Brian McColgan

UIP Property Company LLC License #258000461 Listed on: 12/07/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $17,076

Year Built

  • Built in 1988

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 145 x 103 x 96 x 156
  • Property fronts a private road
  • Southeast Facing Home
  • Oversized Lot
  • Property is zoned RM-2

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Property Views

  • Bay
  • Lagoon

Home Design

  • Stilt Home
  • Traditional Architecture
  • Pillar, Post or Pier Foundation
  • Wood Frame Construction
  • Metal Roof

Interior Spaces

  • 2,992 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Fireplace
  • Thermal Windows
  • Electric Shutters
  • French Doors
  • Great Room
  • Combination Dining and Living Room
  • Workshop
  • Screened Porch

Kitchen

  • Self-Cleaning Oven
  • Range
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • Dual Sinks
  • Shower Only
  • Separate Shower

Laundry

  • Dryer
  • Washer

Home Security

  • Impact Glass
  • High Impact Door
  • Fire and Smoke Detector
  • Fire Sprinkler System

Outdoor Features

  • Mangrove Front
  • Balcony
  • Deck
  • Screened Patio
  • Outdoor Storage

Utilities

  • Zoned Heating and Cooling
  • Underground Utilities
  • Power Generator
  • High Speed Internet
  • Satellite Dish

Listing and Financial Details

  • Legal Lot and Block 28 / 3
  • Assessor Parcel Number 09-44-21-01-00003.0280

Community Details

Overview

  • No Home Owners Association
  • Association fees include management, recreation facilities, street lights, trash
  • Private Membership Available
  • Association Phone (239) 283-1061
  • Useppa Island Subdivision

Amenities

  • Restaurant

Recreation

  • Boat Ramp
  • Boat Dock
  • RV or Boat Storage in Community
  • Marina
  • Tennis Courts
  • Bocce Ball Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$17,076

Year Built

Built in 1988

Lot Details

0

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.327
  • Lot Size: 145 x 103 x 96 x 156
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel
  • Ownership: Single Family
  • Subdivision Name: USEPPA ISLAND
  • Directions: From I-75 or US 41 take SR 78 (Pine Island Road) west to Stringfellow Road in the center of Pine Island. Turn right and continue north approximately 7 miles to the Useppa Shore Port, 8115 Main Street, Bokeelia. Alternately, your agent may pick you up in Four Winds Marina, also in Bokeelia and just before the bridge over Jug Creek.
  • Architectural Style: Multi-Level, Stilt, Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Year Built: 1988
  • Property Sub Type Additional: Single Family Residence
  • Exposures: Northwest
  • Special Features: VirtualTour

Interior Features

  • Furnished: Furnished
  • Private Spa: No
  • Appliances: Dryer, Dishwasher, Freezer, Disposal, Ice Maker, Microwave, Range, Refrigerator, RefrigeratorWithIce Maker, Self Cleaning Oven, Washer
  • Other Equipment: Generator, Satellite Dish
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Door Features: French Doors
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Built-in Features, Dual Sinks, French Door(s)/Atrium Door(s), Fireplace, High Ceilings, Living/Dining Room, Shower Only, Separate Shower, Upper Level Primary, Vaulted Ceiling(s), High Speed Internet, Split Bedrooms, Workshop
  • Living Area: 2992.0
  • Dining Room Type: Other, Screened Porch, Workshop, Great Room
  • Stories: 3
  • Window Features: Skylight(s), Thermal Windows, Impact Glass

Exterior Features

  • Lot Features: Oversized Lot
  • Pool Features: Community
  • Pool Private: No
  • View: Bay, Landscaped, Lagoon, Mangroves, Partial Buildings
  • View: Yes
  • Waterfront Features: None
  • Waterfront: No
  • Disclosures: Disclosure on File, Deed Restriction, RV Restriction(s), Seller Disclosure
  • Construction Type: Other, Wood Frame
  • Direction Faces: Southeast
  • Exterior Features: Deck, Security/High Impact Doors, Storage, Shutters Electric, Gas Grill
  • Foundation Details: Pillar/Post/Pier
  • Patio And Porch Features: Balcony, Deck, Lanai, Porch, Screened
  • Property Condition: Resale
  • Roof: Metal

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 3.0
  • Garage Spaces: 3.0
  • Parking Features: Attached, Underground, Garage, Garage Door Opener

Utilities

  • Laundry Features: Inside
  • Security: Fire Sprinkler System, Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric, Zoned
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Not Available, Natural Gas Available, High Speed Internet Available, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Boat Facilities, Tennis Court(s), Street Lights
  • Senior Community: No
  • Amenities: Beach Rights, Bocce Court, Boat Dock, Marina, Boat Ramp, Fitness Center, Private Membership, Pool, RV/Boat Storage, Restaurant, Spa/Hot Tub, Sidewalks, Tennis Court(s), Trail(s), Management
  • Phone: 239-283-1061
  • Association: No
  • Pets Allowed: Call, Conditional

Fee Information

  • Association Fee Includes: Association Management, Recreation Facilities, Street Lights, Trash

Lot Info

  • Parcel #: 09-44-21-01-00003.0280
  • Zoning Description: RM-2

Multi Family

  • Number Of Units In Community: 118

Tax Info

  • Tax Annual Amount: 17076.0
  • Tax Block: 3
  • Tax Lot: 28
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $18,748 $1,131,111 $376,324 $736,629
2024 $16,195 $1,119,349 -- --
2023 $16,195 $1,017,590 $0 $0
2022 $14,196 $925,082 $325,000 $600,082
2021 $11,470 $795,550 $325,000 $470,550
2020 $10,700 $721,909 $325,000 $396,909
2019 $10,931 $729,986 $325,000 $404,986
2018 $9,695 $641,153 $325,000 $316,153
2017 $9,976 $638,713 $325,000 $313,713
2016 $11,411 $720,168 $325,000 $395,168
2015 $11,990 $730,588 $325,000 $405,588
2014 -- $932,099 $325,000 $607,099
2013 -- $621,696 $186,700 $434,996
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/07/2025 12/07/25 For Sale $2,350,000 +161.1% $785 / Sq Ft
01/25/2021 01/25/21 Sold $900,000 -6.7% $301 / Sq Ft View Prior Sale
12/26/2020 12/26/20 Pending -- -- --
09/26/2020 09/26/20 For Sale $965,000 +101.0% $323 / Sq Ft
03/12/2015 03/12/15 Sold $480,000 -5.7% $160 / Sq Ft View Prior Sale
02/10/2015 02/10/15 Pending -- -- --
01/31/2015 01/31/15 For Sale $508,900 -- $170 / Sq Ft
Source: Florida Gulf Coast Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Warranty Deed $900,000 Attorney
Warranty Deed -- Attorney
Special Warranty Deed $480,000 Servicelink
Trustee Deed $500,100 None Available
Warranty Deed -- --
Warranty Deed $870,000 --
Warranty Deed $345,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $370,000 Purchase Money Mortgage
Source: Public Records

Source: Florida Gulf Coast Multiple Listing Service

MLS Number: 2025023544

Florida Gulf Coast Multiple Listing Service

APN: 09-44-21-01-00003.0280