328 Useppa Island Useppa Island, FL 33924
5
Beds
3.5
Baths
2,992
Sq Ft
0.33
Acres
Highlights
- Community Beach Access
- Fitness Center
- Bay View
- Boat Ramp
- RV Access or Parking
- Private Membership Available
About This Home
As of January 2021The approach to this grand, casually elegant home atop the highest point on Useppa Island takes you through luscious vegetation, under a huge vine-bedecked ancient Live Oak, up wide stairs to a magnificent entry to split level comfort. Designed to provide ample room for large family gatherings and active socializing with quiet, personal, private spaces. 5 bedrooms, 3 1/2 baths with the master suite on the third floor, boasting 360-degree windows with views across the ICW and Pine Island Sound and is within earshot of the Gulf. Shaded by Live Oaks from bright morning rays, enjoy spectacular westerly sunset views. The first and second floors feature deep, wraparound porches. The great room takes up the 2nd floor with a large dining area, kitchen and seating areas with room to play games, sit by the fire or just watch sea birds sail by. Four bedrooms on the lower level share 2 baths and wraparound decks. The floor below is an open decked area for storage or expansion. If you are looking for togetherness with privacy, seclusion but quick access, a community that is active, casual, small and reminiscent of days of old but without obligatory mores, look at this property.
Last Agent to Sell the Property
Boland Realty Consultants, LLC License #258000461 Listed on: 09/26/2020
Co-Listed By
Mary McColgan
Premier Sotheby's Int'l Realty License #274506254
Last Buyer's Agent
Daniel White
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,931
Year Built
- Built in 1988
Lot Details
- 0.33 Acre Lot
- Lot Dimensions are 95 x 148 x 101 x 157
- Property fronts a private road
- Southeast Facing Home
- Oversized Lot
- Property is zoned RM-2
HOA Fees
- $616 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- RV Access or Parking
- Golf Cart Parking
Home Design
- Florida Architecture
- Wood Frame Construction
- Metal Roof
- Vinyl Siding
Interior Spaces
- 2,992 Sq Ft Home
- 3-Story Property
- Partially Furnished
- Vaulted Ceiling
- Ceiling Fan
- Fireplace
- Electric Shutters
- Single Hung Windows
- French Doors
- Entrance Foyer
- Open Floorplan
- Home Office
- Tile Flooring
- Bay Views
Kitchen
- Self-Cleaning Oven
- Gas Cooktop
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom Upstairs
- Split Bedroom Floorplan
- Walk-In Closet
- Shower Only
- Separate Shower
Laundry
- Dryer
- Washer
Home Security
- Impact Glass
- Fire and Smoke Detector
- Fire Sprinkler System
Outdoor Features
- Deck
- Screened Patio
- Outdoor Storage
- Porch
Utilities
- Central Heating and Cooling System
- Underground Utilities
- High Speed Internet
- Satellite Dish
Listing and Financial Details
- Legal Lot and Block 28 / 3
- Assessor Parcel Number 09-44-21-01-00003.0280
Community Details
Overview
- Association fees include recreation facilities, trash
- Private Membership Available
- Association Phone (239) 283-1061
- Useppa Island Subdivision
Amenities
- Community Barbecue Grill
- Picnic Area
- Restaurant
- Clubhouse
- Billiard Room
Recreation
- Boat Ramp
- Boat Dock
- Pier or Dock
- RV or Boat Storage in Community
- Community Beach Access
- Marina
- Tennis Courts
- Bocce Ball Court
- Community Playground
- Fitness Center
- Community Pool
- Community Spa
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Nov 30, 2023
Sold by
Spencer Douglas W and Spencer Holly A
Bought by
Spencer Douglas W and Douglas W Spencer And Holly A Spencer Joint D
Purchase Details
Listed on
Sep 26, 2020
Closed on
Jan 25, 2021
Sold by
Shadowlands Properties Llc
Bought by
Spencer Douglas W and Spencer Holly A
Seller's Agent
Brian McColgan
Boland Realty Consultants, LLC
Buyer's Agent
Daniel White
List Price
$965,000
Sold Price
$900,000
Premium/Discount to List
-$65,000
-6.74%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.22%
Original Mortgage
$548,250
Interest Rate
2.73%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 10, 2018
Sold by
Bound Simon Nicholas and Bound Mary Magdalene
Bought by
Shadowlands Properties Llc
Purchase Details
Listed on
Jan 31, 2015
Closed on
Feb 25, 2015
Sold by
Citimortgage Inc
Bought by
Bound Simon Nicholas and Bound Mary Magdalene
Seller's Agent
Nilsa Ferrer
RE/MAX Trend
Buyer's Agent
Nilsa Ferrer
RE/MAX Trend
List Price
$508,900
Sold Price
$480,000
Premium/Discount to List
-$28,900
-5.68%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.26%
Purchase Details
Closed on
Aug 29, 2014
Sold by
Loiret Bernal Cedric
Bought by
Citimortgage Inc
Purchase Details
Closed on
Sep 20, 2002
Sold by
Bernal Cedric Loiret
Bought by
Bernal Cedric Loiret and Bernal Juliette Loiret
Purchase Details
Closed on
Mar 17, 2000
Sold by
Hodges Billy A and Hodges Judy M
Bought by
Bernal Cedric Loiret
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$609,000
Interest Rate
8.27%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 23, 1998
Sold by
Sullivan H Lee and Sullivan Patricia M
Bought by
Hodges Billy A and Hodges Judy M
Similar Homes in the area
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $100 | None Listed On Document | |
| Warranty Deed | $900,000 | Attorney | |
| Warranty Deed | -- | Attorney | |
| Special Warranty Deed | $480,000 | Servicelink | |
| Trustee Deed | $500,100 | None Available | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $870,000 | -- | |
| Warranty Deed | $345,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $548,250 | New Conventional | |
| Previous Owner | $609,000 | New Conventional | |
| Previous Owner | $370,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/05/2025 01/05/25 | For Sale | $2,350,000 | +161.1% | $785 / Sq Ft |
| 01/25/2021 01/25/21 | Sold | $900,000 | -6.7% | $301 / Sq Ft |
| 12/26/2020 12/26/20 | Pending | -- | -- | -- |
| 09/26/2020 09/26/20 | For Sale | $965,000 | +101.0% | $323 / Sq Ft |
| 03/12/2015 03/12/15 | Sold | $480,000 | -5.7% | $160 / Sq Ft |
| 02/10/2015 02/10/15 | Pending | -- | -- | -- |
| 01/31/2015 01/31/15 | For Sale | $508,900 | -- | $170 / Sq Ft |
Source: Florida Gulf Coast Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $16,195 | $1,119,349 | -- | -- |
| 2023 | $16,195 | $1,017,590 | $0 | $0 |
| 2022 | $14,196 | $925,082 | $325,000 | $600,082 |
| 2021 | $11,470 | $795,550 | $325,000 | $470,550 |
| 2020 | $10,700 | $721,909 | $325,000 | $396,909 |
| 2019 | $10,931 | $729,986 | $325,000 | $404,986 |
| 2018 | $9,695 | $641,153 | $325,000 | $316,153 |
| 2017 | $9,976 | $638,713 | $325,000 | $313,713 |
| 2016 | $11,411 | $720,168 | $325,000 | $395,168 |
| 2015 | $11,990 | $730,588 | $325,000 | $405,588 |
| 2014 | -- | $932,099 | $325,000 | $607,099 |
| 2013 | -- | $621,696 | $186,700 | $434,996 |
Source: Public Records
Agents Affiliated with this Home
-
Brian McColgan
B
Seller's Agent in 2021
Brian McColgan
Boland Realty Consultants, LLC
(239) 410-7850
23 Total Sales
-
M
Seller Co-Listing Agent in 2021
Mary McColgan
Premier Sotheby's Int'l Realty
-
D
Buyer's Agent in 2021
Daniel White
-
Rogan White
R
Buyer's Agent in 2021
Rogan White
Useppa Property Company Inc.
(239) 223-6101
27 Total Sales
-
Nilsa Ferrer
Seller's Agent in 2015
Nilsa Ferrer
RE/MAX
(239) 839-4043
109 Total Sales
-
J
Seller Co-Listing Agent in 2015
Josie Pierce
Map
Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 220048859
APN: 09-44-21-01-00003.0280
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