$535,000
SOLD JUL 15, 2025

3295 Hibiscus Dr Hernando Beach, FL 34607

3 Beds
2.5 Baths
1,640 Sq Ft
0.32 Acres

Recently Sold

$326 Per Sq Ft

7% Below List Price

190 Days on Market

Highlights

  • 140 Feet of Fresh Water Canal Waterfront
  • Dock made with wood
  • Above Ground Spa
  • Parking available for a boat
  • Property is near a marina
  • Canal View

About This Home

As of July 2025

Now OFFERING OWNER FINANCING WITH 20% DOWN and 6% interest!!

With a full price offer, owner will pay your flood insurance for your first year.
Major Remodel Completed Since Originally Listed!! Check out the new pictures!!!

Rare Opportunity: Elevated Home on DOUBLE LOT with ELEVATOR & NO HOA!

Welcome to this exceptional western-facing home, offering stunning sunsets and easy living on a DOUBLE LOT with NO HOA and NO Short-Term Rental Restrictions. Perfectly situated for both relaxation and adventure, this 3-bedroom, 2.5-bathroom beauty features a thoughtful split floor plan and a host of modern upgrades.

The open-concept living area is bright and airy, with a cozy fireplace and triple sliding doors leading to a spacious screened-in porch—ideal for enjoying the outdoors year-round. The chef’s kitchen boasts updated granite countertops, stainless steel appliances, and an island with a sink, plus a charming eat-in area for casual dining.

The large master suite is a true retreat, complete with a walk-in closet and direct access to the screened patio. The master bath offers a jetted tub, separate shower, and a double vanity. Two guest bedrooms share a well-appointed bathroom with a tub/shower combination.

The home’s exterior is just as inviting, with a large wood deck, a back patio featuring a hot tub, and a floating dock perfect for water activities. For outdoor enthusiasts, the property includes RV 30amp hookups both downstairs and on the lot, plus a permitted carport for covered parking. The unfinished first level offers endless potential for additional living space or storage.

Enjoy peace of mind with a brand-new roof (2023) and double-pane windows. Whether you’re seeking a primary residence, vacation home, or investment property, this home provides maximum flexibility with no restrictions on short-term rentals.

Home Owners and Flood Insurance quotes combined are less than $6k due to the several wind mitigation discounts.

Don’t miss out on this rare gem—schedule your private showing today!

Last Agent to Sell the Property

Sarah Hill

JT REALTY & ASSOCIATES Brokerage Phone: 352-279-2640 License #3447180 Listed on: 12/05/2024

Last Buyer's Agent

Sarah Hill

JT REALTY & ASSOCIATES Brokerage Phone: 352-279-2640 License #3447180 Listed on: 12/05/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,800

Year Built

  • Built in 2001

Lot Details

  • 0.32 Acre Lot
  • 140 Feet of Fresh Water Canal Waterfront
  • Fronts a freshwater canal with a boatlift to a saltwater canal
  • East Facing Home
  • Property is zoned R1B

Parking

  • 2 Car Attached Garage
  • 2 Carport Spaces
  • Bathroom In Garage
  • Driveway
  • Parking available for a boat
  • RV Carport

Home Design

  • Stilt Home
  • Frame Construction
  • Shingle Roof
  • Pile Dwellings

Interior Spaces

  • 1,640 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Sliding Doors
  • Living Room
  • Canal Views
  • Basement with some natural light
  • Laundry in unit

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Above Ground Spa
  • Property is near a marina
  • Seawall
  • No Wake Zone
  • Dock made with wood
  • Balcony
  • Screened Patio
  • Shed
  • Rear Porch

Location

  • Flood Insurance May Be Required

Utilities

  • Central Heating and Cooling System
  • Water Softener
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Hernando Beach Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,800

Year Built

Built in 2001

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Frame
  • Fireplace: Yes
  • Living Area: 1640
  • Lot Size Acres: 0.32
  • New Construction: No
  • Year Built: 2001
  • Building Area Total: 3921
  • Lot Size Sq Ft: 14000
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 364.27
  • Escrow City: Spring Hill
  • Escrow State: FL
  • Escrow Street Name: Kass Cir
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 326.22
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • Property Description: Stilt Home
  • Water Frontage Feet FCWLSC: 140
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Water Access
  • Attribution Contact: 352-279-2640
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Vinyl, Wood
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator, Water Softener
  • Foundation Details: Stilt/On Piling
  • Total Bedrooms: 3
  • Levels: Two
  • Spa Features: Above Ground
  • Spa Yn: Yes
  • Stories: 2
  • Has Basement: Partial
  • Living Area Meters: 152.36

Exterior Features

  • Direction Faces: East
  • Other Structures: Finished RV Port, Shed(s)
  • Exterior Features: Balcony, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Water Body Name: GULF OF MEXICO
  • Waterfront: Yes
  • Patio and Porch Features: Porch, Rear Porch, Screened, Side Porch
  • Road Surface Type: Paved
  • Water Access: Freshwater Canal w/Lift to Saltwater Canal
  • Water Extras: No Wake Zone,Seawall - Concrete
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 140

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Bath In Garage, Boat, Covered, Driveway, RV Carport

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R1B
  • Parcel Number: R13-223-16-2350-1110-0340
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, Near Marina
  • Flood Zone Code: AE

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3800.4
  • Tax Block: 111
  • Tax Book Number: 9-16
  • Tax Lot: 34

Multi Family

  • Waterfront Features: Freshwater Canal w/Lift to Saltwater Canal

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 5, 2024
Closed on
Jul 15, 2025
Sold by
Burer Maurits Rolf
Bought by
Spires Mark and Spires Jacque
Seller's Agent
Sarah Hill
JT REALTY & ASSOCIATES
Buyer's Agent
Sarah Hill
JT REALTY & ASSOCIATES
List Price
$575,000
Sold Price
$535,000
Premium/Discount to List
-$40,000
-6.96%
Views
99
Current Estimated Value
$540,289

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,289
Avg. Annual Appreciation
2.49%
Original Mortgage
$481,500
Outstanding Balance
$480,685
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$59,604

Purchase Details

Closed on
Jun 1, 2020
Sold by
Hurst Hubert H and Hurst Patricia J
Bought by
Burer Maurits Rolf

Purchase Details

Closed on
Sep 11, 2002
Sold by
Hurst Humbert H and Hurst Patricia J
Bought by
Hurst Hubert H and Hurst Patricia J

Purchase Details

Closed on
Sep 18, 1999
Sold by
Worbetz Mitchell P and Worbetz Beverly
Bought by
Hurst Daniel and Hurts Cherrill
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $535,000 Southern Security Title
Warranty Deed $535,000 Southern Security Title
Warranty Deed $375,000 Southeast Title Of Suncoast
Interfamily Deed Transfer -- Attorney
Warranty Deed $34,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $481,500 New Conventional
Closed $481,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/15/2025 07/15/25 Sold $535,000 -2.4% $326 / Sq Ft
06/13/2025 06/13/25 Pending -- -- --
05/23/2025 05/23/25 Price Changed $548,000 -0.3% $334 / Sq Ft
04/11/2025 04/11/25 Price Changed $549,900 -3.2% $335 / Sq Ft
02/27/2025 02/27/25 Price Changed $568,000 -0.2% $346 / Sq Ft
02/05/2025 02/05/25 Price Changed $569,000 -1.0% $347 / Sq Ft
12/05/2024 12/05/24 For Sale $575,000 -- $351 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,873 $278,282 -- --
2024 $3,800 $270,439 -- --
2023 $3,800 $262,562 $0 $0
2022 $3,743 $250,511 $0 $0
2021 $3,926 $240,174 $0 $0
2020 $3,459 $221,412 $0 $0
2019 $3,473 $216,434 $0 $0
2018 $2,655 $212,398 $0 $0
2017 $3,164 $208,029 $0 $0
2016 $2,997 $203,750 $0 $0
2015 $3,135 $202,334 $0 $0
2014 $2,832 $200,728 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8322853

Stellar MLS

APN: R13-223-16-2350-1110-0340