$600,000
SOLD JUL 18, 2025

33 Cottage Ln Niantic, CT 06357

3 Beds
2 Baths
2,570 Sq Ft
0.42 Acres

Recently Sold

$233 Per Sq Ft

14% Below List Price

59 Days on Market

Highlights

  • Above Ground Pool
  • Clubhouse
  • Ranch Style House
  • East Lyme Middle School Rated A-
  • Wood Burning Stove
  • Attic

About This Home

As of July 2025

Exciting opportunity to own a year round home in the desired Black Point Beach community. Live here all year or keep for weekend get aways! 3 bedroom, 2 bath ranch; open concept kitchen, dining and living area with wood stove and vaulted ceiling; expansive family room and sunroom are just some of the highlights. When not at the beach, enjoy the outdoors from the spacious deck or above ground pool in the back yard. Along with the home, you will have exclusive access to the private beaches, clubhouse, tennis & pickleball courts, bocci ball, playscape, kayak & boat launches, as well as activities for all ages. The beach is just a short walk (even shorter golf cart ride) away. Located in Niantic, a quintessential New England town, with boutique shops, restaurants, boardwalk, children's museum, thriving community center, and just 20 minutes from the casinos and Mystic Seaport. Halfway between NYC and Boston with all forms of transportation nearby.

Last Agent to Sell the Property

Anne Thurlow

Coldwell Banker Realty License #RES.0798941 Listed on: 04/17/2025

Coldwell Banker Realty

Co-Listed By

Annie Kaye Nowak

Coldwell Banker Realty License #RES.0759456

Last Buyer's Agent

Patrick Daly

Berkshire Hathaway NE Prop. License #RES.0803702

Berkshire Hathaway NE Prop.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,366

Year Built

  • Built in 1970

Lot Details

  • 0.42 Acre Lot
  • Property is zoned R12

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 1 Car Garage

Home Design

  • Ranch Style House
  • Concrete Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Ceiling Fan
  • 1 Fireplace
  • Wood Burning Stove
  • Attic or Crawl Hatchway Insulated

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Eco-Friendly Details

  • Solar Heating System
  • Heating system powered by solar not connected to the grid

Pool

  • Above Ground Pool

Schools

  • Niantic Center Elementary School
  • East Lyme Middle School
  • East Lyme High School

Utilities

  • Ductless Heating Or Cooling System
  • Baseboard Heating
  • Heating System Uses Wood

Listing and Financial Details

  • Assessor Parcel Number 1472754

Community Details

Overview

  • Association fees include club house, tennis, lake/beach access

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Bocce Ball Court
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,366

Year Built

Built in 1970

Lot Details

0

HOA Fees

$40 per month

Listing Details

  • Neighborhood: Black Point
  • Property Type: Single Family For Sale
  • Style: Ranch
  • Sq Ft Est Heated Above Grade: 1424
  • Sq Ft Est Heated Below Grade: 1146
  • Total Sq Ft: 2570
  • Year Built: 1970
  • New Construction: No/Resale
  • Association Amenities: Bocci Court, Club House, Playground/Tot Lot, Tennis Courts
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Directions: Old Black Point Rd to Woodland to Sunset. Right on Sunset, veer right onto Cottage Lane.
  • Financing Used: Conventional Fixed
  • Spec Assoc Asses: No
  • Street Type: Lane
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Fireplaces: 1
  • Attic Description: Access Via Hatch
  • Basement Description: Full, Fully Finished, Walk-out, Liveable Space
  • Appliances: Oven/Range, Microwave, Refrigerator, Dishwasher, Washer, Dryer
  • Laundry Room Info: Lower Level
  • Attic: Yes

Exterior Features

  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Not Applicable
  • Swimming Pool: Yes
  • Pool: Above Ground Pool
  • Construction Description: Frame

Garage/Parking

  • Garages Number: 1
  • Garage And Parking: Attached Garage

Utilities

  • Cooling System: Ceiling Fans, Ductless
  • Heat Type: Baseboard, Solar, Wood/Coal Stove
  • Heat Fuel Type: Electric, Solar, Wood
  • Hot Water Description: Upright Tank
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Condo/Co-op/Association

  • Association Fee Includes: Club House, Tennis, Lake/Beach Access
  • HOA Fees: 474
  • HOA Fee Frequency: Annually

Lot Info

  • Acres: 0.42
  • Lot Description: Treed Level Lot
  • Zoning: R12
  • Parcel #: 1472754

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 7366

MLS Schools

  • Elementary School: Niantic Center
  • Middle Jr High School: East Lyme
  • High School: East Lyme

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 17, 2025
Closed on
Jul 18, 2025
Sold by
Swickard Margaret M
Bought by
Rancourt Sean and Rancourt Heather
Seller's Agent
Anne Thurlow
Coldwell Banker Realty
Buyer's Agent
Patrick Daly
Berkshire Hathaway NE Prop.
List Price
$699,000
Sold Price
$600,000
Premium/Discount to List
-$99,000
-14.16%
Views
265
Current Estimated Value
$621,743

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,743
Avg. Annual Appreciation
7.77%
Original Mortgage
$510,000
Outstanding Balance
$508,263
Interest Rate
6.85%
Mortgage Type
Future Advance Clause Open End Mortgage
Estimated Equity
$113,685

Purchase Details

Closed on
Aug 21, 2014
Sold by
Coggins Susan C and Swickard Margaret M
Bought by
Margaret M Swickard Ft and Coggins

Purchase Details

Closed on
Oct 17, 1996
Sold by
Wilson Richard E and Chauvy Dolores P
Bought by
Coggins Susan C and Swickard Margaret M

Purchase Details

Closed on
Aug 29, 1988
Sold by
Bendfeldt Robert
Bought by
Wilson Richard
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $600,000 --
Warranty Deed -- --
Warranty Deed $132,000 --
Warranty Deed -- --
Warranty Deed $132,000 --
Deed $185,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $510,000 Future Advance Clause Open End Mortgage
Previous Owner $49,000 Unknown
Previous Owner $30,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/18/2025 07/18/25 Sold $600,000 -11.0% $233 / Sq Ft
06/30/2025 06/30/25 Pending -- -- --
06/05/2025 06/05/25 Price Changed $674,000 -3.6% $262 / Sq Ft
05/01/2025 05/01/25 For Sale $699,000 -- $272 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,366 $262,990 $122,080 $140,910
2024 $6,755 $256,340 $122,080 $134,260
2023 $6,378 $256,340 $122,080 $134,260
2022 $6,111 $256,340 $122,080 $134,260
2021 $5,626 $197,330 $105,770 $91,560
2020 $5,596 $197,330 $105,770 $91,560
2019 $5,563 $197,330 $105,770 $91,560
2018 $5,397 $197,330 $105,770 $91,560
2017 $5,162 $197,330 $105,770 $91,560
2016 $5,003 $197,260 $105,770 $91,490
2015 $4,874 $197,260 $105,770 $91,490
2014 $4,740 $197,260 $105,770 $91,490
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24087632

SmartMLS

APN: ELYM-005018-000005