$990,000
PENDING

Estimated payment $6,103/month

Total Views 1,457
4 Beds
3 Baths
2,311 Sq Ft
$428 Price per Sq Ft

Highlights

  • Views of a Sound
  • Beach Access
  • Vaulted Ceiling
  • North Topsail Elementary School Rated 10
  • Deck
  • Main Floor Primary Bedroom

About This Home

33 Sandy Ln, Surf City, NC 28445 - Compelling turn-key coastal home ideal for
short-term rental income or as a primary residence.

This well priced, fully furnished home is turn-key ready for an investor seeking an addition to a property portfolio or for a family's primary residence (or home away from home!). Pride of ownership shows through on this 4 bed / 3 bath / 2,311 sq ft home because it was maintained as a primary residence up until July (2026) when it was converted to a Short-Term Rental (STR). As an STR, it has performed extremely well!
Located in the Sandy Ridge neighborhood of Surf City, it sits on a quiet cul-de-sac lot, with an open floorplan and water views of the Intercoastal Waterway (ICW). Its less then 5 mins walking distance to the beach and private beach access via Sandy Ridge's two deeded boardwalks make this an ideal spot for families and renters.

The area is also highly walkable and bikeable, featuring trails that connect to Island Oaks and Pleasant Cove neighborhoods. There is no HOA, however, homeowners have the optional opportunity to join the Island Oaks HOA and Water Access Community for an annual fee of $500. Residents gain access to a day dock, boat ramp, and gazebo, with a canal providing ICW access in just minutes.

STR Potential
• Already set up and onboarded with a trusted property management company.
• Fully furnished
• Private boardwalk beach access just minutes away, plus ICW/marsh/sound views that guests love for sunsets,
kayaking, paddleboarding, and quiet outdoor time.
• Four covered decks,
• Detached, fully finished flex space (183 additional sq ft, insulated with a mini-split HVAC)
that can serve as an extra sleeping area, kids' retreat, office, or hobby space--boosting
occupancy flexibility and nightly rates.
• Interior elevator for multi-level accessibility
• High-end, durable finishes (LVP flooring throughout, granite counters, electric induction range,
tankless water heater, custom cabinetry with lit closets/pantry, premium window
treatments + solar tinting, keyless entry) that hold up well under rental use and
photograph beautifully.
• Outdoor shower, beach-gear storage, privacy-fenced backyard (room for kids, pets, or a
future pool), and ample parking.
• Stylish furnishings that may convey with an acceptable offer, reducing startup costs.
• Quiet interior neighborhood setting that appeals to families seeking a peaceful baseclose to Surf City shops/restaurants (<2 miles) and Topsail Beach (<5 miles), while still delivering the classic beach lifestyle (surfing, beachcombing, cycling, walking).

Outstanding as a Primary Home. A wonderful place to call home.
This home is made for full-time living--refined enough to feel special every day, yet easy and low maintenance so you can simply enjoy it. The reverse open plan invites light and views into every space, while the elevator keeps all levels comfortably within reach. Thoughtful storage, beautiful appliances, a gas fireplace, and covered outdoor areas make daily life feel effortless and welcoming.

Tucked on a quiet cul-de-sac away from the main road, with no HOA restrictions, a fenced backyard, and the beach just moments away, it offers that rare balance of peaceful privacy and everyday convenience. Whether you're settling in for a quiet off-season afternoon or gathering with family and friends, the generous indoor and outdoor spaces feel ready for both.

Listing Agent

Andrew Davis

REAL Broker LLC License #331606 Listed on: 08/21/2026

REAL Broker LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,154

Year Built

  • Built in 2020

Lot Details

  • 8,538 Sq Ft Lot
  • Lot Dimensions are 60x166x168x60
  • Property fronts a state road
  • Privacy Fence
  • Vinyl Fence
  • Property is zoned INCORP

Property Views

  • Views of a Sound
  • Canal Views

Home Design

  • Reverse Style Home
  • Wood Frame Construction
  • Architectural Shingle Roof
  • Vinyl Siding
  • Piling Construction

Interior Spaces

  • 2,311 Sq Ft Home
  • 3-Story Property
  • Elevator
  • Furnished
  • Furnished or left unfurnished upon request
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Blinds
  • Mud Room
  • Entrance Foyer
  • Formal Dining Room
  • Utility Room
  • Pull Down Stairs to Attic

Kitchen

  • Electric Range
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Tile Countertops
  • Disposal

Flooring

  • Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • 3 Full Bathrooms
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry in Hall

Parking

  • Tuck Under Parking
  • Off-Street Parking

Outdoor Features

  • Beach Access
  • Deeded access to the beach
  • Deck
  • Covered Patio or Porch
  • Outdoor Storage
  • Outbuilding

Schools

  • Surf City Elementary And Middle School
  • Topsail High School

Utilities

  • Central Air
  • Heating System Uses Propane
  • Heat Pump System
  • Tankless Water Heater
  • Propane Water Heater
  • Municipal Trash

Community Details

  • No Home Owners Association
  • Sandy Ridge Subdivision

Listing and Financial Details

  • Tax Lot 33
  • Assessor Parcel Number 4234-03-8769-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,154

Year Built

Built in 2020

Lot Details

8,538 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Secondary Subdivision: N/A
  • Year Built: 2020
  • Property Sub Type: Single Family Residence
  • View: Canal, ICW, Marsh, Sound, Water
  • Appliances: Built-In Microwave, Refrigerator, Disposal, Dishwasher, Electric Range
  • Original List Price: 990000.00
  • Unit Levels: Three Or More
  • Living Area: 2311.00
  • Is New Construction?: No
  • Other Structures: See Remarks, Storage, Outbuilding
  • Island Or Mainland: Island
  • Prospect Exempt Y N: No
  • Remarks And Showing Info Recording Device Y N: No
  • Remarks Written By Agent Y N: Yes
  • Additional Living Space Separate Building Description: Shed/Studio
  • List Price Per Sqft: 428.39
  • Special Features: VirtualTour

Interior Features

  • Dining Room Type: Combination, Formal
  • Flooring: LVT/LVP, Tile
  • Interior Amenities: Vaulted Ceiling(s), High Ceilings, Entrance Foyer, Mud Room, Kitchen Island, Ceiling Fan(s), Elevator, Furnished, Pantry, Reverse Floor Plan, Walk-in Shower, Blinds/Shades, Gas Log, Tile Counters
  • Master Bedroom Level: Primary Living Area
  • Furnished: Negotiable
  • Laundry Features: In Hall, Laundry Closet
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Entry Level: 2
  • Fireplace Features: Gas Log
  • Has Fireplace?: Yes
  • Total Bedrooms: 7
  • Room Types: Living Room, Dining Room, Dining Area, Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bathroom 1, Bathroom 2, Bathroom 3, Laundry, Utility Room
  • Stories: 3
  • Bathrooms Total Source: Computed
  • Bathrooms Total Notational: 3.00
  • Attic Features: Pull-Down Stairs
  • Living Area Range: 2200 - 2399

Exterior Features

  • Exterior Finish: Vinyl Siding
  • Fencing: Privacy, Vinyl
  • Roof: Architectural Shingle
  • Road Frontage Type: See Remarks
  • Pool Features: None
  • Road Frontage Type: City Street, State Road, Paved
  • Road Surface Type: Paved
  • Waterfront Features: Deeded Beach Access
  • Waterfront?: No
  • Foundation Details: Other, Pilings
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Front Porch, Rear Porch

Garage/Parking

  • Has Attached Garage?: No
  • Has Attached Garage?: No
  • Parking Features: Concrete, Off Street, Underhouse

Utilities

  • Utilities: Sewer Connected, Water Connected
  • Water Heater: Propane, Tankless
  • Heating System Fuel Source: Electric, Propane
  • Trash Collection: City Pick-UP
  • Water Source: Public
  • Cooling: Central Air, Ceiling Fan(s), Heat Pump
  • Has Cooling?: Yes
  • Heating: Propane, Heat Pump, Fireplace(s), Electric
  • Heating Yn: Yes
  • Sewer Provider: Municipal Sewer, Surf City
  • Fuel Tank Owned Or Leased: Leased
  • Electric Provider: Jones-Onslow EMC
  • Fuel Vendor Contact Name And Contact: Holzman
  • Internet Service Providers: Spectrum
  • Trash Provider: Surf City
  • Water Provider: Surf City
  • Fuel Tank Above Or Below Ground: Above Ground
  • Fuel Tank Fuel Type: Propane
  • Fuel Tank In Use: Yes
  • Fuel Type Lessor Name And Contact: Holzman (910) 803-2407

Condo/Co-op/Association

  • Has H O A?: No

Schools

  • Elementary School: Surf City
  • High School: Topsail
  • Middle Or Junior School: Surf City

Lot Info

  • Deed Book: 4772
  • Deed Page: 70.00
  • Lot Number: 33
  • Zoning: INCORP
  • Lot Features: Deeded Beach Access
  • Lot Size Acres: 0.2
  • Lot Size: 60x166x168x60
  • Lot Size Sq Ft: 8538.00
  • Purchase Contract Date: 2026-09-09
  • Parcel#: 4234-03-8769-0000
  • Cobra Zone Y N: No
  • Permitted Use: Public

Tax Info

  • Tax Year: 2025
  • Tax Book Number: 27
  • Tax Lot: 33
  • Tax Map Number: 105
  • Tax Other Assessment Amount Frequency: n/a
  • Tax Amount: 6153.7

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,756 $931,469 $456,313 $475,156
2024 $3,756 $452,478 $119,520 $332,958
2023 $3,756 $452,478 $119,520 $332,958
2022 $3,324 $450,728 $119,520 $331,208
2021 $3,324 $450,728 $119,520 $331,208
2020 $881 $119,520 $119,520 $0
2019 $881 $119,520 $119,520 $0
2018 $1,171 $150,660 $150,660 $0
2017 $1,171 $150,660 $150,660 $0
2016 $1,156 $150,660 $150,660 $0
2015 $1,156 $150,660 $150,660 $0
2014 $881 $150,660 $150,660 $0
2013 -- $150,660 $150,660 $0
2012 -- $150,660 $150,660 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/09/2026 09/09/26 Pending -- -- --
08/21/2026 08/21/26 For Sale $990,000 +15.8% $428 / Sq Ft
11/23/2021 11/23/21 Sold $855,000 +0.6% $410 / Sq Ft View Prior Sale
10/06/2021 10/06/21 Pending -- -- --
09/16/2021 09/16/21 For Sale $849,900 -- $408 / Sq Ft
Source: Hive MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $855,000 None Available
Warranty Deed $70,000 None Available
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $153,705 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $684,000 New Conventional
Previous Owner $122,000 Unknown
Source: Public Records

Source: Hive MLS

MLS Number: 100597977

Hive MLS

APN: 4234-03-8769-0000

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