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Surf City, NC Homes for Rent

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    Starting at $1,675 Per Month

    • 1 - 3 Beds

    1040 Vinson Way, Surf City, NC 28445

    The best in coastal apartment living awaits at Hudson Bishops Creek, where modern interiors, curated amenities, and the charm of Surf City come together for a truly exceptional living experience. Whether you're enjoying your morning coffee on your private balcony, hosting friends by the saltwater pool, or heading out to nearby beaches and cafes, life here flows with ease and refinement.Choose

    Hudson Bishops Creek

    (844) 276-4066

    1040 Vinson Way, Surf City, NC 28445
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    Starting at $1,325 Per Month

    • 1 - 3 Beds

    206 Collegiate Dr, Hampstead, NC 28443

    Welcome to Palisades at Surf City Apartments — the pinnacle of elegant, modern living in Hampstead, North Carolina.Our thoughtfully designed one, two, and three-bedroom apartments showcase sophisticated interiors with upscale finishes and contemporary flair. Each home features soaring nine-foot ceilings, spacious walk-in closets, and private balconies that invite you to relax in style.Experience

    Palisades at Surf City

    (910) 507-1936

    206 Collegiate Dr, Hampstead, NC 28443
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    $2,700 Per Month

    • 3 Beds
    • 2.5 Baths
    • Townhouse for Rent

    108 Egret Landing Ct Unit B, Surf City, NC 28445

    Beautiful unfurnished townhouse in Surf City with 3 bedrooms and 2 1/2 baths. As you enter the home you will go up a flight of stairs to the 1st floor which has 2 bedrooms; one with a deck for sitting out and enjoying the ocean breeze and view. The laundry area and full size bath sit between these 2 bedrooms. Up the stairs to the 2nd floor is where your kitchen, dining and living area including a

    Tammi Dove Advantage Rentals, LLC

    108 Egret Landing Ct Unit B, Surf City, NC 28445
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    $2,500 Per Month

    • 3 Beds
    • 3 Baths
    • 1,360 Sq Ft
    • House for Rent

    399 N New River Dr, Surf City, NC 28445

    Beautiful waterfront home with sweeping views of the sound, intra-coastal waterway and marshlands. Open floor plan with 9-foot ceilings and granite countertops in the kitchen. New flooring being installed throughout entire home, as well as a new full paint and upgrades. Custom waterfront decks on two levels have Trex Enhance composite decking and PVC handrails. Master suite has a private

    399 N New River Dr, Surf City, NC 28445
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    $3,500 Per Month

    • 6 Beds
    • 2 Baths
    • 2,778 Sq Ft
    • House for Rent

    1207 N Topsail Dr, Surf City, NC 28445

    Available July. Electric, Water, Sewer, Trash, and Lawn Maintenance are Included with limits. Live a Lifestyle that feels like a Permanent Vacation and Experience Coastal Living with this 6-bedroom home, perfectly situated just 300+ feet from the pristine shores of Surf City, NC. Professionally Landscaped with new plantings and enough parking for five or more vehicles, Sodded backyard that is

    Charles Turner SeaShore Realty Group, Inc.

    1207 N Topsail Dr, Surf City, NC 28445
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    $2,300 Per Month

    • 4 Beds
    • 2.5 Baths
    • 1,763 Sq Ft
    • Townhouse for Rent

    109 S Grassland Rd, Surf City, NC 28445

    Live just 2.5 miles from the Surf City Ocean Pier in this spacious 4-bedroom, 2.5-bathroom *END UNIT!* Townhome in the popular Waterside neighborhood.Home Features:Open living, dining & kitchen with plenty of natural lightGranite countertops, stainless steel appliances & smart-home technologyLVP flooring throughout main levelPrimary suite with

    109 S Grassland Rd, Surf City, NC 28445
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    $2,000 Per Month

    • 2 Beds
    • 2 Baths
    • Condo for Rent

    1507 N New River Dr Unit 216, Surf City, NC 28445

    LONG-TERM RENTAL -- Available Now! Welcome to Surf City Hideaway, a beautifully maintained 2BR/2BA condo perfectly located in the heart of Surf City. Enjoy peaceful marsh views with ocean views just beyond, all from a low-maintenance home designed for comfort and convenience. This rental is truly all-inclusive -- all utilities are covered, and twice-monthly housekeeping is included, making it an

    Tommi Allen Ward Realty Corp

    1507 N New River Dr Unit 216, Surf City, NC 28445
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    $2,400 Per Month

    • 4 Beds
    • 2.5 Baths
    • 2,111 Sq Ft
    • 4 Bedroom Sneads Ferry Home for Rent

    879 Stormy Gale Ln, Sneads Ferry, NC 28460

    What better place to call home than Sneads Ferry? And what better house than this one? This beautiful home is locate on a cul-de-sac in the desired Oyster Landing Subdivision. The main level features a spacious formal dining room with beautiful wainscoting, a 1/2 bathroom, access to the garage, and a big kitchen complete with granite countertops, stainless steel appliances, a kitchen island, and

    879 Stormy Gale Ln, Sneads Ferry, NC 28460
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    $2,600 Per Month

    • 3 Beds
    • 2 Baths
    • House for Rent

    311 S Brig Dr, Hampstead, NC 28443

    Very desirable neighborhood of Saltwater Landing. Just the feeling you want if you are looking for 'low country' style homes, near the beach, sidewalks and a community pool! This is the community where kids and adults all play together...and only minutes from the gorgeous and fun beaches of Topsail Island. Large open floorplan with vaulted living room ceilings, large kitchen island with granite

    Skyler Haines Pronto Property Management

    311 S Brig Dr, Hampstead, NC 28443
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    $2,300 Per Month

    • 4 Beds
    • 3 Baths
    • 1,700 Sq Ft
    • Don't miss this 4-bed, 3-bath condo TWO miles from the ocean!

    300 Gateway Condos Dr Unit 300GC 325, Surf City, NC 28445

    Welcome to your new paradise! This charming 4-bedroom, 3-bath condo is just TWO MILES from the ocean. Enjoy the open floorplan of the main living area. The kitchen is perfect for both whipping up a gourmet meal or just grabbing a quick bite. The separate dining area offers ample room for entertaining. The living room has gleaming bamboo floors, electric fireplace and convenient access to the

    300 Gateway Condos Dr Unit 300GC 325, Surf City, NC 28445
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    $2,300 Per Month

    • 4 Beds
    • 3 Baths
    • 1,700 Sq Ft
    • Condo for Rent

    300 -325 Gateway Condos Dr, Surf City, NC 28445

    Welcome to your new paradise! This charming 4-bedroom, 3-bath condo is just TWO MILES from the ocean. Enjoy the open floorplan of the main living area. The kitchen is perfect for both whipping up a gourmet meal or just grabbing a quick bite. The separate dining area offers ample room for entertaining. The living room has gleaming bamboo floors, electric fireplace and convenient access to the

    Connie DeJeet Cardinal Property Mgt LLC

    300 -325 Gateway Condos Dr, Surf City, NC 28445
  • /22

    $2,800 Per Month

    • 3 Beds
    • 2.5 Baths
    • 1,712 Sq Ft
    • OFF-SEASON MONTHLY RENTAL

    20 W Ridge, Surf City, NC 28445

    OFF-SEASON BEACHFRONT BLISS AWAITS! Your Coastal Retreat is Ready!INTERIOR FEATURES:* Three bedrooms, two and a half bathrooms* Sleeps six comfortably* Inviting living room with comfortable seating* Fully equipped kitchen* Washer and dryer provided for your convenience* Beachy-chic décor throughout* Pet-friendly with some restrictionsEXTERIOR

    20 W Ridge, Surf City, NC 28445
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    $2,750 Per Month

    • 4 Beds
    • 3 Baths
    • 2,390 Sq Ft
    • House for Rent

    105 Mesa Ln, Surf City, NC 28445

    Located in the Waterside community, this unfurnished home includes a washer and dryer, a fenced yard, and welcomes pets. Waterside offers a long list of community amenities, including a pool, tennis court, pickleball court, basketball court, sand volleyball court, playground, BBQ grills, walking trail, firepit, and a pond where you can take in sunrise or sunset views. The location is a major

    Desiree Sielen Wizbang Realty & Property Management

    105 Mesa Ln, Surf City, NC 28445
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    $3,850 Per Month

    • 4 Beds
    • 3 Baths
    • 1,740 Sq Ft
    • TIME TO SECURE AN OFF-SEASON PROPERTY FOR THE FALL OF '26-SPRING OF '27

    1517 N New River Dr, Surf City, NC 28445

    Discover off-season coastal living in Surf City, NC with this single-story home offering four bedrooms and three bathrooms. Located just steps from the beach, this residence combines comfortable indoor living with inviting outdoor spaces for relaxation and entertaining.INTERIOR FEATURES:* Granite countertops* Garden tub with jets* Gas log fireplace * Bonus/game

    1517 N New River Dr, Surf City, NC 28445
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    $2,300 Per Month

    • 3 Beds
    • 2 Baths
    • House for Rent

    316 Cleat Dr, Surf City, NC 28455

    Experience coastal living at its best with Topsail Island beaches and the best of Surf City just moments away. Located in the desirable Waterside community, this rental home is less than a mile from the new high-rise bridge featuring a pedestrian lane and breathtaking views of the Atlantic Ocean from the top. Conveniently situated with easy access to Wilmington, Marine Corps Base Camp Lejeune,

    Phillip Richard Liberty Properties NC LLC

    316 Cleat Dr, Surf City, NC 28455
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    $2,500 Per Month

    • 2 Beds
    • 1 Bath
    • FURNISHED OFF-SEASON RENTAL (OCT THRU END OF APRIL)

    1505 Easy St, Surf City, NC 28445

    FURNISHED MONTHLY RENTAL - YOUR BEACH OASIS AWAITS!INTERIOR FEATURES:* Two cozy bedrooms and one bathroom* Comfortable living room with Smart TV and ceiling fan* Fully equipped kitchen with granite countertops* Single-level living for easy access* Washer and dryer provided for your convenience* Charming knotty pine beadboard ceiling adds unique character* Dogs

    1505 Easy St, Surf City, NC 28445
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    $1,295 Per Month

    • 2 Beds
    • 1 Bath
    • 840 Sq Ft
    • Property for Rent

    146 Oscar Edens Rd, Hampstead, NC 28443

    Available in July 2026. Must do a Drive By before applying. Pet Restrictions.Topsail School District. New Cabinets, LVP Flooring and Bathtub/Showe, and Paint. Singlewide on 1/2 acre. Ready for your year round home living or second home close to the beach. Two bedrooms and one bath. Screened in porch and open deck. Lots of room for a garden. Privacy Fence Panel. Lawn service is included. Salt

    Charles Turner SeaShore Realty Group, Inc.

    146 Oscar Edens Rd, Hampstead, NC 28443
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    $4,650 Per Month

    • 5 Beds
    • 3 Baths
    • 2,542 Sq Ft
    • OFF-SEASON FURNISHED MONTHLY RENTAL

    1821 N Shore Dr, Surf City, NC 28445

    **OCEANFRONT ESCAPE AWAITS****INTERIOR FEATURES:*** Ocean view bedrooms with comfortable queen beds* Jack n Jill bathrooms provide ensuite access for multiple bedrooms* Spacious living area with comfortable seating and natural light* Fully equipped kitchen with granite counters and modern appliances* Dining table seating 10, perfect for family gatherings* Washer

    1821 N Shore Dr, Surf City, NC 28445
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    $1,800 Per Month

    • 2 Beds
    • 1 Bath
    • 2 Bedroom Apartment in Surf City

    313 S Topsail Dr, Surf City, NC 28445

    Current tenant in property but will be leaving by July 31, 2026.Welcome to coastal living at its best! This charming 2-bedroom, 1-bath apartment is perfectly located in the heart of Surf City. Situated behind the main home, this private back apartment offers a quiet retreat with convenient access to everything the island has to offer dining, shopping, and the iconic Surf City Pier are all

    313 S Topsail Dr, Surf City, NC 28445
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    $2,350 Per Month

    • 3 Beds
    • 2.5 Baths
    • 3 Bedroom, 2.5 bath unfurnished home in Hampstead near Surf City

    102 Poplar Branch Way, Hampstead, NC 28443

    Beautiful 3 bedroom, 2.5 bath Hampstead unfurnished home close to Surf City limits. You enter the home into the living room, a partially open concept, with the kitchen/dining area. Owner leaving TV hung above fireplace in living room for tenant use. Also downstairs is a laundry room off the garage and a half bath. Upstairs there is a large loft area. The master bedroom with master bath and

    102 Poplar Branch Way, Hampstead, NC 28443
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    $4,000 Per Month

    • 3 Beds
    • 3 Baths
    • House for Rent

    111 S Oak Ct, Surf City, NC 28445

    Beautiful 3-bedroom, 3-bath home with a unique layout, perfectly situated on the water with private dock access—ideal for boating, kayaking, or simply enjoying the coastal lifestyle. Enjoy stunning water views right from your windows, bringing in natural light and peaceful scenery throughout the home. This property also features a spacious fenced backyard, perfect for outdoor living, along with

    111 S Oak Ct, Surf City, NC 28445
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    $2,700 Per Month

    • 3 Beds
    • 2.5 Baths
    • 3 Bedroom 2 1/2 bath unfurnished Townhouse located in Surf City-Ocean views

    108B Egret Landing Ct, Surf City, NC 28445

    Beautiful unfurnished townhouse in Surf City with 3 bedrooms and 2 1/2 baths. As you enter the home you will go up a flight of stairs to the 1st floor which has 2 bedrooms; one with a deck for sitting out and enjoying the ocean breeze and view. The laundry area and full size bath sit between these 2 bedrooms. Up the stairs to the 2nd floor is where your kitchen, dining and living area including a

    108B Egret Landing Ct, Surf City, NC 28445
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    $4,500 Per Month

    • 4 Beds
    • 3 Baths
    • 2,313 Sq Ft
    • PLAN AND SECURE YOUR WINTER GETAWAY NOW, WHILE YOU HAVE THE BEST SELECTION

    607 S Shore Dr, Surf City, NC 28445

    FALL INTO LUXURY: FURNISHED MONTHLY RENTAL WITH OCEAN VIEWS!INTERIOR FEATURES:* Bedroom and bathroom court, ensuite bath in primary suite* Large family great room with vaulted ceilings and ocean/Intracoastal views* Custom kitchen, granite countertops, stainless appliances, soft-close cabinetry* One-story layout, elevator access* Washer and dryer included* Stylish

    607 S Shore Dr, Surf City, NC 28445

Why Live in Surf City

Surf City, located on North Carolina’s Topsail Island, is a small coastal community with a population of less than 5,000. The town spans both Pender and Onslow counties and is known for its laid-back atmosphere, particularly outside the busy summer months of May through August when tourism peaks. Surf City has a rich history, transitioning from a fishing village to a site for the U.S. Navy’s guided missile testing program, and finally becoming a seaside resort town in 1949. The local economy is primarily tourism and service-based, with major employers including the town itself, the State of North Carolina, and local school systems. Many residents commute approximately 30 miles to Wilmington for work. Housing options range from colorful three-story stilt homes and condos along the oceanfront to suburban-style homes in master-planned communities like Magnolia Reserve. The town features family-friendly parks such as Soundside Park, which offers amenities like an amphitheater, boat ramp, picnic shelters, and a playground. The new Earl G. & Inez Batts Recreation Complex includes a skatepark, sand volleyball courts, and an inclusive playground. Surf City is also home to the Karen Beasly Sea Turtle Rescue & Rehabilitation Center, a designated sea turtle sanctuary. The town faces environmental challenges like beach erosion and stormwater runoff, which are addressed through various local programs. Surf City’s school system, served by Pender County Schools and Topsail High, is highly rated, attracting families to the area. The community is car-dependent, with major roads like U.S. Route 17 connecting it to nearby cities. Wilmington International Airport is about 30 miles away.

Frequently Asked Questions

How much does it cost to rent a home in Surf City, NC?
The median rent for a home in Surf City, NC is $2,700 per month, though prices vary by neighborhood, size, and property type. As of June 2026, condos tend to be the most affordable option while townhouses and single-family homes are currently more expensive.
How much do you need to make to afford rent in Surf City, NC?
To comfortably afford the median rent in Surf City, NC, a household needs to earn roughly $108,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $2,700 per month in Surf City, NC, renters typically need to show $8,100 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Surf City, NC?
In Surf City, NC, the price-to-rent ratio is 14.2, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
What neighborhoods in Surf City, NC are best for renting a home?
The best neighborhood for renting in Surf City, NC depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a home include Landfall and College Acres-Hillsdale, each with its own character and price range.

Rental Trends in Surf City, NC

Rental Home Trends

Number of Homes for Rent
23
Median Rent
$2,700
Median Single Family Home Rent
$2,500
Median Townhouse Rent
$2,275
Median Condo Rent
$2,200
How to Rent a Home