$775,000
PENDING $20K PRICE DROP

3309 Black Steer Dr Finksburg, MD 21048

Eldersburg Area

Estimated payment $4,696/month

Total Views 9,760
4 Beds
3.5 Baths
4,101 Sq Ft
$189 Price per Sq Ft

Highlights

  • Scenic Views
  • Colonial Architecture
  • Vaulted Ceiling
  • Mechanicsville Elementary School Rated A-
  • Private Lot
  • Backs to Trees or Woods

About This Home

Welcome to a home that offers the best of both worlds, featuring a level, exceptionally spacious and open backyard ideal for entertaining, recreation, and everyday enjoyment, paired with a front yard that showcases sweeping farmland views and unforgettable sunsets. Additional peace of mind comes from architectural roof shingles installed in 2021 with a transferable warranty, as well as a one-year home warranty included for the buyer. The backyard is a true outdoor entertaining dream, complete with a spacious maintenance-free deck, brick firepit, generous space for gatherings and outdoor activities, and a peaceful natural backdrop. The substantial rear yard offers exceptional versatility, with ample space for a detached garage, workshop, expansive patio, inground pool, or other future enhancements. The thoughtfully landscaped and well maintained lawn enhances both settings, adding to the home’s impressive overall presentation. Tucked away on a quiet street serving only a handful of homes, this property offers a rare combination of privacy, open space, and a setting that provides a sense of added comfort and peace of mind. This exceptional 4 bedroom, 4 bath Colonial features an elegant all brick front with a broad brick terrace style front porch and offers approximately 4,500 square feet of living space. Step into a bright and welcoming interior highlighted by a grand two story foyer with elegant accent molding that sets an impressive tone from the moment you enter. The open concept layout features a spacious family room with a gas fireplace, creating a warm and inviting atmosphere, while the eat in kitchen overlooks both the family room and breakfast area. The kitchen includes granite countertops, a center island, abundant 42 inch maple cabinetry with soft close doors, tile backsplash, and stainless steel appliances. It flows into a sun filled breakfast room with numerous windows and direct access to the rear deck overlooking the private rear yard. A separate living room, formal dining room, convenient main level laundry, and powder room add both flexibility and functionality, while hardwood flooring extends throughout the entire upper level. The primary suite offers a private retreat with a sitting area, vaulted ceiling, and a spa inspired bath featuring a tiled glass shower, jetted soaking tub, and dual vanities. Secondary bedrooms are generously sized, including an expansive second bedroom with a vaulted ceiling and sitting area, and the updated hall bath includes ceramic tile flooring, a dual vanity, and quartz countertops. The finished basement provides high ceilings, ample natural light, extra-wide rear entry stairs with direct access to the backyard, an open entertainment area, a full bath, and dedicated storage and utility rooms for added versatility. Additional features include a two car side load garage, a detached rear shed, zoned HVAC, a sump pump, and an owned 100 gallon propane tank servicing the fireplace. Ideally located near shopping, dining, parks, and major commuter routes, this home offers easy access to I-795, I-695, Route 97, and Route 26, along with convenient proximity to Baltimore, Howard County, Frederick, and Hanover, Pennsylvania, making it a rare opportunity to enjoy space, comfort, and scenic beauty in a highly desirable setting. Experience all this exceptional property has to offer. Some images may include virtual staging.

Listing Agent

Paul MacKenzie

(410) 876-3500 paulmackenzie@homesale.com Berkshire Hathaway HomeServices Homesale Realty Brokerage Phone: 4108763500 License #RSR005043 Listed on: 05/15/2026

Berkshire Hathaway HomeServices Homesale Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,286

Year Built

  • Built in 1997

Lot Details

  • 1.29 Acre Lot
  • Rural Setting
  • Landscaped
  • No Through Street
  • Private Lot
  • Backs to Trees or Woods
  • Back Yard
  • Property is in excellent condition
  • Property is zoned AGRIC

Parking

  • 2 Car Direct Access Garage
  • 8 Driveway Spaces
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Vaulted Ceiling
  • 1 Fireplace
  • Entrance Foyer
  • Great Room
  • Family Room
  • Living Room
  • Breakfast Room
  • Dining Room
  • Storage Room
  • Scenic Vista Views

Kitchen

  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Basement Windows

Schools

  • Mechanicsville Elementary School
  • West Middle School
  • Westminster High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank

Additional Features

  • Energy-Efficient Appliances
  • Shed

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 5A
  • Assessor Parcel Number 0704072731

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,286

Year Built

Built in 1997

Lot Details

1.29 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 5/15/2026 12:00:00 AM
  • Year Built: 1997
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Energy Efficient Appliances, Stainless Steel Appliances, Refrigerator, Icemaker, Stove, Dishwasher, Built-In Microwave, Washer, Dryer
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: 9'+ Ceilings, 2 Story Ceilings
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Breakfast Room, Great Room, Laundry, Storage Room, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Full, Partially Finished, Improved, Walkout Stairs, Windows, Sump Pump
  • Laundry Type: Main Floor
  • Total Sq Ft: 4344
  • Living Area Sq Ft: 4101
  • Price Per Sq Ft: 267.15
  • Above Grade Finished Sq Ft: 2901
  • Below Grade Finished Sq Ft: 1200
  • Below Grade Sq Ft: 243
  • Total Below Grade Sq Ft: 1443
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Vinyl Siding
  • Roof: Architectural Shingle
  • View: Scenic Vista
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Side Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 10
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 8

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Zoned, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Zoned, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: MECHANICSVILLE
  • High School: WESTMINSTER
  • Middle Or Junior School: WEST

Lot Info

  • Lot Features: Backs To Trees, No Thru Street, Private, Rear Yard, Rural, Landscaping
  • Lot Size Acres: 1.29
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 56192.00
  • Property Condition: Excellent
  • Zoning: AGRIC
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5286.00
  • Assessor Parcel Number: 0704072731
  • Tax Lot: 5A
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,870 $462,500 $162,900 $299,600
2024 $4,630 $430,967 $0 $0
2023 $4,401 $399,433 $0 $0
2022 $4,180 $367,900 $142,900 $225,000
2021 $8,416 $361,767 $0 $0
2020 $4,079 $355,633 $0 $0
2019 $4,009 $349,500 $142,900 $206,600
2018 $3,974 $349,500 $142,900 $206,600
2017 $3,974 $349,500 $0 $0
2016 -- $353,100 $0 $0
2015 -- $353,100 $0 $0
2014 -- $353,100 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/04/2026 07/04/26 Pending -- -- --
06/17/2026 06/17/26 Price Changed $775,000 -2.5% $189 / Sq Ft
05/15/2026 05/15/26 For Sale $794,900 -- $194 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $75,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $130,000 Credit Line Revolving
Closed $130,000 Credit Line Revolving
Closed $260,000 Stand Alone Second
Closed $70,000 Credit Line Revolving
Source: Public Records

Source: Bright MLS

MLS Number: MDCR2034456

Bright MLS

APN: 04-072731

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